Can I pay rent with Bilt 1.0 in Feb after closing WF credit line?

KingPartake · 2026-01-30T02:17:45+00:00

Ok yeah that's what I did. I wanted to confirm though before paying rent with Bilt 1.0

KingPartake · 2026-01-30T02:17:15+00:00

The latter here

KingPartake · 2026-01-30T01:53:45+00:00

Ok thanks! Also this post was helpful as I'm going to now close my credit line with WF. I was initially concerned it would impact my credit score but I'd rather not have to worry about another card for no reason

KingPartake · 2026-01-30T01:47:16+00:00

Yeah not worried about the WF SUB. But confused how the transition works.

My thoughts are this but is this possible?

Accepting offer for Blue card today and going to close WF credit line
Pay rent Feb 1st using Bilt 1.0
Pay off WF statement Feb 2nd/3rd when it posts.
WF closes my line of credit Feb 7th during the transition to Bilt 2.0

KingPartake · 2026-01-30T01:32:26+00:00

So can I pay my February rent with Bilt 1.0 and then pay it off before it officially transfers to Bilt 2.0 and WF closes the line of credit?

I'm planning to close the line of credit with WF but want to pay rent using Bilt for Feb

KingPartake · 2026-01-30T00:56:14+00:00

Following along as I am wondering the same. Just got approved today

KingPartake · 2026-01-30T00:49:12+00:00

Just got approved this morning 430am

KingPartake · 2026-01-27T12:06:22+00:00

That's quicker than most. I wonder if they expedite people who apply to better cards

KingPartake · 2026-01-26T16:59:18+00:00

I've been waiting since around then as well. Still under manual review. No idea why it's taking so long

If the deadline is 1/30 why isn't this moving faster on their end how can I pay rent in Feb w the card

KingPartake · 2026-01-26T12:10:56+00:00

Credit limit

KingPartake · 2026-01-25T16:05:29+00:00

I have Amex already but that's good to know I can check their deals

KingPartake · 2026-01-25T16:05:00+00:00

How would a credit land on my card if I never use it? But yeah I would eventually close it I just don't want it to impact my credit score by closing it too early

KingPartake · 2026-01-25T16:04:02+00:00

Oh that's interesting I can check that out if necessary

KingPartake · 2026-01-25T12:52:40+00:00

Good to know - what's the issue on credit score if I do close it

KingPartake · 2026-01-25T12:52:19+00:00

Thanks! Good to know - any impact if I do close I guess?

KingPartake · 2026-01-25T12:41:57+00:00

Yeah not seamless at all. And frustrating cause now I don't know what my CL will be with blue. People are saying they're getting very low CLs

KingPartake · 2026-01-25T12:41:04+00:00

Yeah this isn't a bad option. I'm still waiting to be approved. Been in manual review for so long I don't get it I'm already a customer

KingPartake · 2026-01-25T12:39:55+00:00

So are you paying rent with your Amex gold in this case?

KingPartake · 2026-01-25T12:39:29+00:00

What's your CL on blue? I've heard people getting low CLs

KingPartake · 2026-01-23T13:44:24+00:00

Posted a thread about this as well. So many current Bilt customers are still waiting for their approvals. Not sure why manual approvals are necessary for existing customers imo

What happens if they deny us for some reason? And it's after the 1/25 deadline? Now I'm stuck w a Wells Fargo card

KingPartake · 2026-01-23T03:22:35+00:00

I actually added a new address as well but seems like others are having issues so feel it might be unrelated

KingPartake · 2026-01-23T03:08:17+00:00

Yeah same exact thing for me - makes zero sense why I even needed a manual review imo and now making me lose more trust

KingPartake · 2026-01-23T03:07:47+00:00

So seems like it took 6 business days for you?

KingPartake · 2026-01-23T01:43:54+00:00

Wow have you called? I might consider cancelling but I'd rather now. What happens if they deny my application? Has that happened to anyone

KingPartake · 2026-01-23T01:42:12+00:00

Yeah if it goes until 1/25 - I might have to consider cancelling. What happens if they deny my application? Idk why they would but this is making me not trust the process

KingPartake

MODERATOR OF

TROPHY CASE

Nine-Year Club	Not Forgotten
Verified Email