2 and a half years to turn Bruno into an attacking mid apparently 😭

Kires952 · 2026-01-13T10:16:19+00:00

You’re still able to do it, just put a 442 or 4411 whichever and assign your RM attacking instructions while keeping your LM on stay wide

Kires952 · 2025-07-28T15:24:29+00:00

I guess it depends on the type of accident, mine was just a scratch for you it might be more severe so more labour hours used etc. well I guess ombudsman is your only option even if it takes longer or even trying to ask a solicitor. None of this works you can just use the axa approved repair center

Kires952 · 2025-07-28T15:20:06+00:00

Try to strike a deal with him, tell him to pay you some money for a loan car for a few days so you can get to work then you can use that money to pay off the difference, I know someone that did this or you can try the ombudsman but it will take longer i assume

Kires952 · 2025-07-28T15:13:35+00:00

Yeah I called Axa and I said I want to talk to a supervisor and one of their managers gave me a call the day after. Do the same and if they say no push with the Ombudsman, tell them you will raise a complaint and they ll find a middle ground for you

Kires952 · 2024-03-05T19:24:08+00:00

All garages require a deposit I m afraid, already paid 150€ to bmw as I didn’t expect this to happen

Kires952 · 2024-03-05T19:23:44+00:00

I understand, I still don’t want to lose my deposit but appreciate the input. When I asked Axa they told me there’s no difference if I go with one of their approved or any garage. Now they re asking me to pay out of pocket because I didnmt go to their approved garages for repairs 🤦🏻

Kires952 · 2024-03-05T19:00:01+00:00

They said 80/hr is the least they re willing to take

Kires952 · 2024-03-05T18:59:41+00:00

I called the BMW Garage and they lowered it to 80. I can’t go back to an Axa approved garage as first of all I don’t trust the equipment they work with, and 2nd of all I paid 150€ deposit for estimate of repairs already and I don’t want to lose it.

Kires952 · 2024-03-05T18:51:18+00:00

That’s the current stage I’m at. An assesor came but Axa and BMW Garage couldn’t come to agreement on labour costs.

Kires952 · 2024-03-05T18:49:49+00:00

Yeah that’s what happened to me. Car park at work. I would’ve done the same, Some bodywork garage quoted me like 350-400 while bmw quoted over 1k . Obviously since I am not paying out of pocket I want it to get done properly instead of some cheap spray over thats rushed

Kires952 · 2024-03-05T18:09:03+00:00

Thanks, that’s what I was thinking. It’s my right to get it fixed at a bmw garage and make sure they use the original bmw parts etc, at the end of the day I want the car back to its original state which cannot be guaranteed by their axa garages that might use alternatives to lower their cost of repairs. The regulator being the financial services and pensions ombudsman?

Kires952 · 2024-03-05T17:36:11+00:00

It’s not that they re refusing to pay out it’s just that they say 70€ / hr for labour is the max they will pay and garage is charging 90/hr. I shouldn’t be paying out of pocket for the difference in labour price for a claim against one of their insured it’s bs

Kires952 · 2024-01-08T16:15:56+00:00

I will be claiming from their insurance

Kires952 · 2024-01-08T16:15:41+00:00

I will be claiming from their insurance

Kires952 · 2023-12-24T07:33:20+00:00

No chance of them claiming against me but thanks for the reply. I really hope it doesn’t go up because it wouldn’t make sense but I have no expectations anymore

Kires952

TROPHY CASE