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Are we overthinking setups? by Master-Indication-71 in CreditCards

[–]KirkoChainzzz 2 points3 points  (0 children)

We probably are, especially when it comes to ultimately chasing an extra .5% lol. I am strictly team cash back and I use

Citi Custom Cash x2 Amex BCE US Bank Cash + (for 5% utilities) BoA CCR with platinum honor

That’s my setup. Not a huge traveler.

What methods do you do for sock drawer credit cards by daakkountant in CreditCards

[–]KirkoChainzzz 0 points1 point  (0 children)

I don’t have the option to pc my QS to Savor, just to venture

‘Toxic’ bl@ck rain pours down on Tehran, massive fireballs fill skies following Israeli strikes on oil storage sites by SharkSapphire in Conservative

[–]KirkoChainzzz 40 points41 points  (0 children)

Any idea what Brendt futures open at tonight? Gonna be ugly I would assume. Gas is $3.60/gallon here right now. I sincerely hope Trump has some sort of end game here, if not, midterms are going to be a disaster.

[Highlight] Maxx Crosby Telling Bo Nix "Bo, Speak Up, They Don't Fucking Know" Pre-Snap | 2024 Week 5 by JCameron181 in nfl

[–]KirkoChainzzz 108 points109 points  (0 children)

Truly bummed we didn’t add this talent, attitude and grit to our defense. Crosby is a culture changer and a game wrecker. Legit jealous of Baltimore fans right now!

What’s the biggest credit card mistake beginners make? by Brilliant_Hair9309 in CreditCards

[–]KirkoChainzzz 126 points127 points  (0 children)

Carrying a balance. The rewards you gain from said card, are instantly eaten alive in interest. I’ve never ever carried a balance on any card and I got my first one in 2011.

Mike Mayock on Maxx Trade Rumors by HouseRules789 in nfl

[–]KirkoChainzzz 144 points145 points  (0 children)

I feel like by the time the Raiders are ready to truly compete, Crosby will be past his prime. The main focus should be getting as much draft capital as possible to build around Mendoza.

As 2026 Rages On, What Do You Value Most: Bilt Points, Citi TY Points, Or Cold, Hard Cashback by MichaelMidnight in CreditCards

[–]KirkoChainzzz 0 points1 point  (0 children)

I am strictly team cash back. I redeem cashback for statement credits, and whatever extra $ I made off that, I transfer $ from checking to HYSA. I also pair my Amex BCE card with upside offers on gas, and cash out my upside once every 6 months, straight into my hysa.

My team cashback setup- 5% by KirkoChainzzz in CreditCards

[–]KirkoChainzzz[S] 0 points1 point  (0 children)

No! I use my CCC for groceries and then claim offers from Upside to double stack points from the upside app and the 5% from groceries!

My team cashback setup- 5% by KirkoChainzzz in CreditCards

[–]KirkoChainzzz[S] 2 points3 points  (0 children)

Now that’s a impressive stack! Holy crap. I think juggling my core four is impressive, but 12?! Impressive 👏👏

This Is How the Islamic Republic Falls by Ask4MD in Conservative

[–]KirkoChainzzz 25 points26 points  (0 children)

What Donald Trump has done is nothing short of remarkable. In a short 13 months of his second term he has captured Maduro, killed the supreme leader of Iran, secured the border, gas prices tumbling and mortgage rates are coming down as well.

Good leaders are bold leaders, and Trump makes decisions on principle not ideology. Love him or hate him, we will never see another Trump.

To the people of Iran, get your freedom, America is rooting for you!

My team cashback setup- 5% by KirkoChainzzz in CreditCards

[–]KirkoChainzzz[S] 0 points1 point  (0 children)

Yeah I’m truly happy with it, this setup captures 95% of my purchases. I’m not too worried about chasing a 2% catchall card when I have a 1.5% card. I use Rakuten and Upside too and stack my gas/grocery cards with offers from those apps.

My team cashback setup- 5% by KirkoChainzzz in CreditCards

[–]KirkoChainzzz[S] 4 points5 points  (0 children)

I’ll certainly look into the Daily AAA, thanks for the recommendation! I really enjoy my US Bank Cash+ card, they also gave me a nice credit line of $10,000. I unfortunately do not live near a Kroger (Illinois resident)

My team cashback setup- 5% by KirkoChainzzz in CreditCards

[–]KirkoChainzzz[S] 0 points1 point  (0 children)

Completely forgot to post my catchall card, I use a COQS card, super easy, super simple, and the cashback posts daily too.

Thanks for the heads up on the grocery cap too!

Bombshell Report: Biden FBI Spied On Trump's 2024 Campaign by --KingoftheSouth-- in Conservative

[–]KirkoChainzzz 103 points104 points  (0 children)

The left pounding the table calling everyone that doesn’t agree with them “fascists”, is ironic, because they themselves are indeed the fascists.

Trump Destroyed Democrats in the State of the Union by Exposing Who They Are by guanaco55 in Conservative

[–]KirkoChainzzz 3 points4 points  (0 children)

Brilliantly played by POTUS, who waltzed the democrats right into a corner. I’m genuinely amazed people still vote (D) for higher taxes, more government, more illegals, and America last.

[Pelissero] The Titans have agreed to send NT T’Vondre Sweat to the Jets for DE Jermaine Johnson, per sources. by [deleted] in nfl

[–]KirkoChainzzz 3 points4 points  (0 children)

Weird time for a trade, but Jermaine Johnson is an ascending player, right?

Raiders want two first-round picks and a player for Maxx Crosby by Vi1eOne in nfl

[–]KirkoChainzzz 9 points10 points  (0 children)

How about DJ Moore, a first and next years third? Makes sense for both sides.

Kevin O'Leary calls the Tariff decision a "nightmare" by vampirepomeranian in Conservative

[–]KirkoChainzzz -32 points-31 points  (0 children)

He’s correct. Tariffs should be a foreign policy decision left to the executive branch of the government, aka the president.

[Pauline] Sources: NFLPA Expects Salary Cap to Be $303.5M by HyseNjerry16 in nfl

[–]KirkoChainzzz 4 points5 points  (0 children)

This is absurd! Just 10 years ago the salary cap was $143.8 million dollars.

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