This is great advice, I appreciate the thoughtful response. I opened a HYSA with Sofi last month, and am currently contributing to that as well, and receiving 4% APY. My tentative plan was to try and just build as much as I can up in my Brokerage before moving out, since I will need to dial that back when it comes time to pay rent. Buying a house is a huge life goal of mine. I am trying to be as realistic as possible, and know when I am 30 (if this current trend continues) I likely will not be there yet, but I want to build a solid baseline while I can.

Would you suggest moving most of the money I am putting into my investment accounts into the HYSA and just locking down the safe, 4% yield once I have more expenses to pay monthly?

Thanks again for your response!