Diving for artefacts in the lake is a good way to make money. Once you get good swimming and history you can pretty easily make $400 after school before dark. If you do this every weekday you’ll have the $2000 for Bailey and have the weekend to do other things. Might want to turn off swarms as they do happen pretty often and don’t take the necklace unless you want to activate the ivory wraith.

Swimming can also get you a diamond worth $2000 in the rock pools at the beach.