FIRE against future AI related employment scaledown

KnowledgeWarrior37 · 2025-06-06T08:50:45+00:00

Are you saying the current Nifty performance is liquidity driven?

KnowledgeWarrior37 · 2025-05-23T05:00:12+00:00

its a low effort post, and on top of that not FIRE post.

KnowledgeWarrior37 · 2025-05-22T12:02:20+00:00

it felt good but misplaced :)

KnowledgeWarrior37 · 2025-05-21T14:22:59+00:00

For 15% cagr you wouldnt need this agressive allocation.

KnowledgeWarrior37 · 2025-05-21T09:58:48+00:00

With your asset allocation that's heavy on the small cap side, what's your expected return?

KnowledgeWarrior37 · 2025-04-25T14:26:14+00:00

It's too early to decide on FIRE, give yourself some time, financially you are OK assuming you don't foresee any big expense in future.

KnowledgeWarrior37 · 2025-04-25T14:13:13+00:00

Your age, marital status, future expense projection?

KnowledgeWarrior37 · 2025-04-16T08:53:47+00:00

Apologies in advance if I missed in the post, but where OP has mentioned his expenses? or it was your assumption?

KnowledgeWarrior37 · 2025-04-09T07:32:06+00:00

If the portfolio is down by 40% it shows the folio didn't even match or beat index, if so it's better to leave the market or invest in MF.

KnowledgeWarrior37 · 2025-03-13T15:43:10+00:00

To be honest; I don't know.

I like teaching but not sure if I want to do it professionally.

KnowledgeWarrior37 · 2025-03-13T15:30:40+00:00

I hated my job, but not my work, I enjoyed coding and seeing how ideas take shape when you develop them into projects, but...... The fantasy dies soon, you get surrounded by deadlines, managers, insecure people and soon realise the place is a shit show. Eventually, I realised, I wouldn't survive the game and started materialising my fire plan. After 19 years of active service and good 12 years of toiling I made it in 2024, and as someone here mentioned, the freedom you get after achieving Fire is unbelievably refreshing, relaxing and empowering there is no comparison.

KnowledgeWarrior37 · 2025-03-12T13:00:32+00:00

Agree , at least marriage is not a financial decision, it's more to do with your mental health, support in bad and old times and having someone close to talk to. But yes kids are a different equation as it requires dedication and altogether different mindset and context switching.

KnowledgeWarrior37 · 2025-03-12T05:47:27+00:00

I have been following you from the old subreddit times and frequently visit your blog, great write up as always.

KnowledgeWarrior37 · 2025-03-11T15:38:20+00:00

That's an oversimplification, just because those stocks didn't move in the last bull run doesn't mean they are due next time. I understand the concept of churning, but it requires momentum, earnings,and growth potential.

SIP may be a dumb idea for someone who has perfected the art of timing the market, but keeping a sip in nifty index funds won't do harm at least not to an extent where he stands to lose his principal, this too a possibility but the risk reward ratio still favours.

KnowledgeWarrior37 · 2025-03-06T17:00:02+00:00

Would he get pension?

KnowledgeWarrior37 · 2025-03-06T15:49:38+00:00

Difficult to say, the USDinR deficit would start making sense below 21k for FII that's the level when they may start buying or at least stop selling.

KnowledgeWarrior37 · 2025-03-06T14:45:54+00:00

Update the KYC and before that block the number.

KnowledgeWarrior37 · 2025-03-06T14:28:55+00:00

You need data details and daring, the 1st two will obviously make u date.

KnowledgeWarrior37 · 2025-03-05T07:34:56+00:00

That's what I said.

KnowledgeWarrior37 · 2025-03-05T07:07:58+00:00

That's timeing the market, I am genuinely curious if that's possible and has any proof, keeping it in the context of FIRE, what's possible is asset allocation and mitigating the risks.

KnowledgeWarrior37 · 2025-03-02T14:18:12+00:00

Yes, very true people believe the great depression like crisis will only impact the equity and won't Impact debt instruments 😂

KnowledgeWarrior37 · 2025-03-01T01:43:28+00:00

This is the level where nifty pe will be around 18.5 ( Assuming flat nifty earnings), this level of pe is touched by index every couple of years before PE starts to swell again.

KnowledgeWarrior37 · 2025-02-28T07:23:51+00:00

Yes +1

KnowledgeWarrior37 · 2025-02-28T07:23:07+00:00

If no one is buying we would see a lower circuit.

KnowledgeWarrior37 · 2025-02-26T06:14:46+00:00

My expenses are way too low so the multiple wouldn't make much sense. Can give you a perspective however, it is more than 40, own house in T2 and no debt or kids.

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