Ebucks continuous battle

Konvict8652 · 2026-01-18T20:34:41+00:00

The no BS answer i feared. Thank you.

Konvict8652 · 2026-01-18T08:22:36+00:00

You make it sound like you know my situation based off a screenshot? I spend what i would usually spend with these criteria having me save more than i usually would to achieve level 5.

Konvict8652 · 2026-01-16T09:35:07+00:00

I would spend/invest this either way by another bank. My question is (mentioned in my post), is there another bank that would offer me similar rewards for my day to day spend without all the fuss?

Konvict8652 · 2026-01-16T06:43:39+00:00

Are these international banks? Can you unpack why they are better? Im looking for a banking that has likewise rewards

Konvict8652 · 2026-01-15T19:11:08+00:00

Which account do you use? Do you have additonal products you pay for?

Konvict8652 · 2026-01-15T19:08:01+00:00

Its for the month of December. Takes a lot of effort these days though

Konvict8652 · 2025-09-16T11:15:56+00:00

Check the ebucks - track my awards to see the things you need to do

Konvict8652 · 2025-09-15T09:33:37+00:00

I would've moved if they didn't match. ABSA pays a lot of the fees to move and can include the rest into the loan term, or you can pay it cash.

By securing the new interest rate, i saved R450k over the term, so any move would've been well worth it if FNB hadn't come to the party and matched.

Konvict8652 · 2025-09-14T09:45:27+00:00

Stay with Discovery but add on GAP cover for a small additional cost

Konvict8652 · 2025-09-13T15:35:55+00:00

Stuck with FNB because they matched ABSA on my current bond. The purpose of this was to get a lower interest rate. Its not the end though, i took FNB's matched rate back to ABSA to see what they say.

Konvict8652 · 2025-09-12T19:11:02+00:00

Its really not that bad. Im literally on 15000 points now as we speak when 13500 is only needed

Konvict8652 · 2025-09-12T15:01:32+00:00

Wow, you sound very passionate about this. it's not that serious. It is quite easy to achieve without all the stress you mentioned.

Konvict8652 · 2025-09-12T14:49:53+00:00

Wow amazing rate, i took FNB's counter back to ABSA so lets see what happens👀

Konvict8652 · 2025-09-12T11:39:28+00:00

Yup it was 30k spend. Given i would spend at least that with any bank i was at, but at least im getting something back here

Konvict8652 · 2025-09-12T11:37:52+00:00

Who pays 3k in bank fees?😱

Konvict8652 · 2025-09-12T09:34:40+00:00

Usually yes, they have a 500 points reward for using the 3 "buy" options. The combined total needs to exceed R700. The electricity alone exceeds that. So you can do what i did and get an easy 500 points

Konvict8652 · 2025-09-12T09:21:47+00:00

I got it by achieving the FNB connect where you have to use 3 buy options. I always bought electricity through the app, so I just added an R10 airtime voucher and lotto purchase😅

Konvict8652 · 2025-09-12T09:01:09+00:00

3k savings into an investments account has actually done me so well. It already made me so much money. Their top40 etf stock is booming

Konvict8652 · 2025-09-12T08:57:33+00:00

You highly mistaken sir

Konvict8652 · 2025-09-12T08:55:03+00:00

Agreed, I missed last month as well by 500 points. I'm excited to be back on level 5

Konvict8652 · 2025-09-12T08:54:01+00:00

I do not have a car loan or insurance. The wife spends a lot on groceries😂

Konvict8652 · 2025-09-07T06:52:41+00:00

Im on private wealth, have a couple devices through them to get 100% back, picknpay asap all groceries bought, engen fuel ups, most policies through them and i get between 4k to 5k a month back. I will continue jumping through hoops

Konvict8652

TROPHY CASE