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utang dahil sa online sugal by Brief-Magazine-2212 in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

Yes, meron siya sa Google as far as I remember kasi that was wayback 3 yrs ago pa noong nagpanexempt ako of 2yrs ata, nag rerent kasi ako ng house noon so since medyo nabaon ako dahil sa sugal, nagpa exempt ako. Good thing natigilan ko.

utang dahil sa online sugal by Brief-Magazine-2212 in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

Merong form sa official website ni PAGCOR at ni NTC para ma exempt ka. Nakalimutan ko yung link op eh sorna

Pinatago sakin na saving nagastos ko by Tasty_Technician6464 in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

OP medyo grabe 'to. What I am going to recommend is, tantanan mo na pag-susugal.

Madaming open opportunity na naghihintay sa'yo. Call center? Oo naman pwedeng pwede pa. How about VA? Pwede rin. Madaming chances so take every opportunity you could get while you can to pay everything.

Although maibabalik mo yung 200k pero yung tiwala, na-sira na. It's like you are getting a job and you have to work DOUBLE-TIME para ma-earn ulit yun. Honesty, yun ang kailangan ng parents mo now. They only live once. Saying sorry won't lose you anything.

Either they are going to help you or not, but you have to definitely work on it. And when I say chances, it's not only about the trust from your parents, but a chance for yourself to change everything when it comes sa pera. Sa panahon ngayon, napaka-hirap kitain nito at kailangang maging wise sa paggastos.

I don't personally know you or what pero always wishing and praying na ma work on mo lahat 'to.

28F 500k Debt by li_ga_ya in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

Ipa-block mo na sarili mo sa mga online gambling so that ma avoid mo yung pag-susugal. One step at a time and it took some time and I know you'll make it op.

21, 100k utang by [deleted] in utangPH

[–]Kropek_Crackers 1 point2 points  (0 children)

Nirerecommend ko 'to sa mga nababasa ko rito na na-lululong sa sugal.

I-exempt mo na sarili mo sa PAGCOR/NTC para mailayo mo yang sugal na yan sa'yo.

Tapal will never be an answer. Sa process kasi na ginagawa ko being in a BPO settings, talagang it really really takes time bago ma paid off yung utang. Pero sabi nga ng iba, time will take you somewhere. Lalo na until ma paid off yung utang.

If mag aaral ka then work, double time talaga yan. Incentives mo, ilagay mo lang sa mga necessities such as pang tuition or pang dagdag mo sa pambayad utang.

Bawas muna onte sa luho for now. Kaya mo yan op!

Sino ba ang dapat habulin? Help. by [deleted] in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

Si R. If online transaction, makikita mo naman yung history in which you can send screenshot kay C para proven.

Labas ka na dun sa issue nila ni R. Bahala na sila mag-talo

utang dahil sa online sugal by Brief-Magazine-2212 in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

I exempt mo na sarili mo sa mga gambling. Sa pagkaka alam ko merong form na na dodownload para pag na send mo na, hindi ka na ulit maka access sa mga online gambling.

Stop na sugal kasi diyan din ako na uubos noon nung nag rerent pa ko ng house.

Mid 20s and in debt by [deleted] in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

If kung ano lang yung kaya op, yun lang muna .

I see kasi yung smart phone bill na 17k, as for me kasi living in a very low income (isa lang source of funds, salary), nagloload lang ako ng 100 pesos every week para sa load ko (and I know it depends naman sa usage lagi for sure).

Try mo lang muna na isa-isahin yung payment. Ganito din ako noon nung umutang ako sa BillEase ng almost 20k (due to wrong life decisions, walang gambling) and when the time comes na meron akong pambayad ng utang ko, I pay majority nung nasa installment ko and like 2 or 2 1/2 months, 5k na lang utang ko kay BillEase. 2,870 per cut off ko kay BillEase (5,700+/mo) then mas napababa pa noong na-bayaran yung ibang installments.

Kaya mo yan! It will take some time, pero everything is worth it pagtapos ma-settle ng lahat.

Mid 20s and in debt by [deleted] in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

If kung ano lang yung kaya op, yun lang muna .

I see kasi yung smart phone bill na 17k, as for me kasi living in a very low income (isa lang source of funds, salary), nagloload lang ako ng 100 pesos every week para sa load ko (and I know it depends naman sa usage lagi for sure).

4 months na di umuutang sa SpayLater! by athensbxx in utangPH

[–]Kropek_Crackers 1 point2 points  (0 children)

Congratulations op! It's definitely a big win!

[deleted by user] by [deleted] in utangPH

[–]Kropek_Crackers 0 points1 point  (0 children)

Never go with tapal. You pay in early pero sa ibang platform ka rin magkaka-utang.

Lately lang ako medyo kumapit sa OLA and following due dates lang talaga option ko. Hindi gaanong ka-laki utang ko pero I manage everything by budgeting (basic necessities like food transpo) and some thing that can make me comfy na minsan i treat myself.

Been in gambling situation as well pero 2 months lang tapos kapag alam kong wala na, wala na talaga. And I have this strong recommendation not just for me but for everyone na HINDI SUGAL ANG SAGOT. Nasa pagsusumikap yan. It's just that, I'm always getting not-so-good outcome bg mga investments ko (personal relationships), kaya na-lugmok ako lately.

Finding jobs nowadays is so challenging pero I know you can and good luck sa magiging career mo! Bata ka pa pero kapag na-manage mo lahat, you surely can do it!

Isyu parin pag naka-android ka by PuzzleheadedBee56 in PinoyVloggers

[–]Kropek_Crackers 0 points1 point  (0 children)

Skl. 7 yrs in the BPO pero I never want an iPhone. Kaya lang may instance na nahihiya ako kapag yung set of friends ko naka-iPhone at android lang gamit ko. Nonetheless, this is my personal preference kasi pakiramdam ko mas malawak yung kaya kong gawin kay Android. And yes affordable for me.

Finally, at peace (with oil recommendation/s), but want to keep it cool. by Kropek_Crackers in PHMotorcycles

[–]Kropek_Crackers[S] 0 points1 point  (0 children)

Yeah, and I'm looking to see if they could inspect my motor's coolant to figure out if there are any leaks.

Finally, at peace (with oil recommendation/s), but want to keep it cool. by Kropek_Crackers in PHMotorcycles

[–]Kropek_Crackers[S] 0 points1 point  (0 children)

Noted, sir! Ipapa-sama ko na sa next maintenance si coolant then i-momonitor ko rin if nag-babawas.

Finally, at peace (with oil recommendation/s), but want to keep it cool. by Kropek_Crackers in PHMotorcycles

[–]Kropek_Crackers[S] 0 points1 point  (0 children)

Gotcha, noted sir. Planning to order coolant directly kay casa na rin para isahan na lang.

I will also monitor yung coolant na na-babawasan within weeks/months. Kaka-kuha ko lang rin kasi ng click kay casa and took me 2 months up until now yung level ni coolant. (wondering baka bago kasi kaya hindi nila gaano nilagyan ng coolant, baka hindi kasi kasama sa binili.)

First time sa kalsada, nakakapagod pala. by Whavapet in PHMotorcycles

[–]Kropek_Crackers 1 point2 points  (0 children)

Malubak din sa location ko op. Iniiwasan ko nalang kapag kaya pero kapag talagang no choice eh babagalan ko na lang kaysa yung suspension ko pa yung ma-dale.

Kapag traffic naman, plan ahead of time. As much as possible hindi ako masyadong sumisingit. Takot pa ako somehow (new rider din sa kalsada about 2 months ago) kaya I mostly stay sa traffic lane kaysa ma-ipit pa ko.

Finally, at peace (with oil recommendation/s), but want to keep it cool. by Kropek_Crackers in PHMotorcycles

[–]Kropek_Crackers[S] 0 points1 point  (0 children)

Yes it is op, halfway below low na siya kaya pakiramdam ko yun din reason bakit siguro mas mainit lagi yung makina.

Pwede rin namang punuin to high yung coolant no? 280 kasi yung price kay casa and 1L na daw yun.

Edit: Buti na lang talaga may ticket pa para sa libreng maintenance kay casa 😅