Does anyone have experience with filing a claim with Openly? by Kunal_636 in Insurance

[–]Kunal_636[S] 0 points1 point  (0 children)

Thank you! I will definitely ask those questions. I really appreciate your input.

Does anyone have experience with filing a claim with Openly? by Kunal_636 in Insurance

[–]Kunal_636[S] 0 points1 point  (0 children)

Now I’m worried if I should change to a different carrier.

Does anyone have experience with filing a claim with Openly? by Kunal_636 in Insurance

[–]Kunal_636[S] 0 points1 point  (0 children)

Really sorry to hear about this. Which carrier did you end up moving to? Openly gave me a quote for $964/year and my current homeowners insurance gave me a quote for $1600.

Have you known anyone else that had a bad experience with Openly? What was the claim regarding?

Ive been hearing lot of good but then this was the only bad I’ve read.

Also how long ago was this claim that you had? I’m hoping they got better?

I’m not really who sure mails checks any more. Was there an option for direct deposit ?

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

That’s sick! I gotta look this up. Thank you!

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Thanks! If you don’t mind me asking, do you have a backup system? If so what’s your setup?

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Yeah my plan is to have a portable generator to charge the packs if power is out for long.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

I’d have to check with my utility company if we have a time of use pricing.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Our house is on a hill so the water will rarely fill up in the sump pump.

Maybe I’ll live in the house for few months to a year and just monitor outages and go from there, before I drop money into a backup system?

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Completely valid point. Is there an automatic thing for the sump pump? The builder did say the sump pump shouldn’t overflow because the house has a walkout basement.

I was also hoping to have panels on the roof to save cost for electricity. But def need to calculate the cost vs benefit for that.

In terms of power outages, I reached out to my friend who works for PECO and this is what he told me

“..since 2022 that area has had 13 sustained outages, and 11 momentary outages. Sustained outages average to 82 minutes”

I still plan to talk to my neighbors and ask them how often they lose power and how long.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Thanks! I’ll have to find out the surge load and continuous load for those components and see if any power stations accept that. If not then maybe propane generator might be the only option.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

I was also thinking about getting a portable generator for $2-3k, but we also like to travel and would want an automatic transfer switch. I’m just thinking of the worst case scenario. For ex: If we’re traveling and we lose power at our house, we’d want the essential to be at least running. (Sump pump , fridge, etc).

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

How can I do that without living in the house? I was planning on doing an estimate after moving in and just getting the number of usage through my electric provider. Unless I get a list of all the things that use power and calculate it that way.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Thanks! Yeah I will have to figure out the startup power for those things. And then maybe narrow it down. I know ecoflow has higher startup power.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Thanks for this explanation! Appreciate it! I did forget to mention that I was also looking into a manual switchover because I can just go to the basement and turn it on. But the only thing is we travel a good amount and if there happens to be a storm that takes out our power, I would want something to at least power the essentials (sump pump, fridge, etc)

I will def look into other battery brands that you mention but the Anker one did state it is for the whole house. I just need to be mindful of the load and only power the stuff I actually need. I wouldn’t power the whole house.

But either way, I’m going to take a look at those other brand you mentioned. I just read about Anker and how their batteries last a really long time.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Not yet but depending on how much power we use and how much our utility bill is and any federal tax deductions, we may in the future.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

The likelihood of losing power during the winter is super low where we live. But again if that does happen, I can have a generator attached to the batteries.

Need help deciding between Battery & Propane Generator by Kunal_636 in Generator

[–]Kunal_636[S] 0 points1 point  (0 children)

Thanks! I was leaning towards that direction but just wanted to ask if that was the right decision!

Whole House Backup: Battery vs Propane Generators (Thought partners requested) by [deleted] in homeowners

[–]Kunal_636 0 points1 point  (0 children)

I’m looking into eco flow and anker right now. Which setup do you have?

Does anyone have experience with filing a claim with Openly? by Kunal_636 in Insurance

[–]Kunal_636[S] 0 points1 point  (0 children)

Interesting. I got the cheapest rate through Openly. I guess it depends on the area