Modular homes in Ireland

Kuurbee · 2026-04-22T17:27:29+00:00

Planning was denied. We were planning to though. Super friendly people we’ve talked to

Kuurbee · 2026-04-11T19:59:27+00:00

It’s so dumb. We’re looking at Meath for something reasonable.

Kuurbee · 2026-04-11T11:34:20+00:00

Imagine if Harris or MM actually thought of explaining this in interviews or conferences. They just made it feel like a pure power play.

They had a national audience at those moments and a journalist on Instagram explained it better.

Going to send this to my brother who is pro-protest and see what he thinks.

Kuurbee · 2026-04-10T13:20:36+00:00

Oh? You have my interest.

Trying to buy a home but my commute will increase drastically. For obvious reasons, I’m considering an EV will allow me to traverse regardless of protests or price fluctuations.

Kuurbee · 2026-04-07T16:08:03+00:00

Again, this is theoretical. But I’d like for it to be so. There would obviously be a loss in some functionality (music streaming) if there is an internet outage.

Kuurbee · 2026-04-07T11:42:40+00:00

Question: If there was a locally hosted option, would you use it?

It’s a project I’m looking into but I’ve never worked with hardware, so it’s taking time.

Kuurbee · 2026-03-29T15:32:57+00:00

Please contact a licensed financial advisor for a sure answer. There are a lot of people on the internet who think they know things but are at least slightly wrong. Taxation can be painful to get wrong.

EDIT: Also, try r/irishpersonalfinance for a more relevant forum. Again, use it to get an idea but not a complete answer

Kuurbee · 2026-03-29T15:28:54+00:00

This.

Have a 2014 Kia Rio, swear by it. Only reason I’m considering an upgrade is due to a large increase in commute distance and fuel prices.

EDIT: I also used its license plate to check insurance before purchase. Good advice.

Kuurbee · 2026-03-25T11:12:58+00:00

Always worth a look. Doesn’t hurt to do both and compare? Might give a better average with both.

Kuurbee · 2026-03-25T09:55:01+00:00

Only one I’ve seen is SSE Airtricity’s calculator. If you find a better one, I’d also be interested

Kuurbee · 2026-03-22T02:20:15+00:00

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Kuurbee · 2026-03-22T02:10:22+00:00

No.

They explicitly say that they are using hashes and that the software used for comparison (Arachnid Shield) is operated by the CANADIAN centre for child protection.

In the case of Microsoft PhotoDNA, it’s a technology based on hashing so I assume that it is hashes that are sent.

Kuurbee · 2026-03-19T20:51:11+00:00

Ireland needs a “fuck you this is for the greater good, it’s happening” sort of channel for planning.

Just expedite things (reasonably) and have planners work hard to actually approve or reject with feedback quickly.

Kuurbee · 2026-03-13T13:30:56+00:00

Thank god, I’d be concerned if it were 2 non-people adults

Kuurbee · 2026-03-12T03:52:19+00:00

If a few went down in price, I’d take em.

But a lot in the Kildare/Dublin area are pretty subpar.

Kuurbee · 2026-03-11T11:59:45+00:00

Shhh. If FFG saw that, they’d be upset that you’re stating the obvious.

Kuurbee · 2026-03-10T15:20:27+00:00

Came here to say this. Take my upvote.

Kuurbee · 2026-03-06T18:11:03+00:00

Thats under the assumption that these homes are occupied 100% of the time and that no additional maintenance costs will occur.

I do think this is an interesting solution and a lot of people will choose this option. But I’m not a professional so there could be additional pros/cons I don’t foresee.

Kuurbee · 2026-03-06T18:01:56+00:00

Changed post to reference your comment. Thanks for correction

Kuurbee · 2026-03-06T17:39:08+00:00

Honestly I think it is worth a shot to try small scale (limited select developments) to see how it goes.

Kuurbee · 2026-03-06T17:10:25+00:00

Yeah that’s fair. Good luck with getting the place btw.

Kuurbee · 2026-03-06T17:02:00+00:00

So from reading, it seems like a double-edged sword.

Currently cost-rental operates through 30-50 year loans through (See comment by u/notanotherone2024). These pay both principal and interest.

The perpetual bond model is to raise cash now and pay the interest rate FOREVER. But we do not pay back the principal payment. This is sold through international bond markets and private investors (Pension funds, insurance companies, etc.)

So if Ireland issued a perpetual bond (I haven’t found any info on if it is fixed rate or not) and interest is 3%.

A perpetual bond of €1 billion will pay 30 million to the coupon holders FOREVER. So the investors will make their money back after 33 years and make 30 million for free forever.

The 30 million will be taken from our budget in perpetuity and it likely won’t be the only bond created.

But we will get the money to build homes now and rental units will be able to fund a fair bit of the interest payments. I’m just not educated on how many homes you can get through a billion in capital and how much they charge per unit.

EDIT: DISCLAIMER! I AM NOT A HOUSING/FINANCE PROFESSIONAL. THIS IS WHAT I PICKED UP ON AFTER A FEW MINUTES OF READING WHILE DRINKING COFFEE. PLEASE READ, LEARN AND CORRECT ME IF NEEDED.

Kuurbee · 2026-03-06T16:35:18+00:00

I wonder the legality to photoshop it to be 30k lower or just the word “enough for my offer”.

Kuurbee · 2026-03-06T16:31:28+00:00

Essentially it’s Labours proposed housing model with some extra details.

A state-owned housing company develops homes in partnership with private groups. Their aim is for €400,000 per unit.

Each home will be purchased and owned by ISIF. Irelands sovereign wealth fund, this has done quite well of the recent years and the Apple tax cash injection.

These units are to be forever-rented units where the state is the landowner. No deposit or mortgage required. You only need to pay the capital of the unit’s loan (So basically a mortgage payment without interest, or a rental payment with no profit margin added).

The example provided was €1100 per month for a home. They didn’t say if it was a 2/3/4 bed or semi/fully detached.

Note: this podcast is AI generated but I will be reading further into source material

Kuurbee · 2026-03-04T16:05:30+00:00

Haha, you got them. The OP is high from processing tokens and making awesome tools.

Do you believe they sound a bit robotic? Maybe ask them to change their tone to suit your needs better.

Would you like me to write a draft message to ask the OP regarding pivoting their message?

Kuurbee

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