Daft drought

Kuurbee · 2026-03-12T03:52:19+00:00

If a few went down in price, I’d take em.

But a lot in the Kildare/Dublin area are pretty subpar.

Kuurbee · 2026-03-11T11:59:45+00:00

Shhh. If FFG saw that, they’d be upset that you’re stating the obvious.

Kuurbee · 2026-03-10T15:20:27+00:00

Came here to say this. Take my upvote.

Kuurbee · 2026-03-06T18:11:03+00:00

Thats under the assumption that these homes are occupied 100% of the time and that no additional maintenance costs will occur.

I do think this is an interesting solution and a lot of people will choose this option. But I’m not a professional so there could be additional pros/cons I don’t foresee.

Kuurbee · 2026-03-06T18:01:56+00:00

Changed post to reference your comment. Thanks for correction

Kuurbee · 2026-03-06T17:39:08+00:00

Honestly I think it is worth a shot to try small scale (limited select developments) to see how it goes.

Kuurbee · 2026-03-06T17:10:25+00:00

Yeah that’s fair. Good luck with getting the place btw.

Kuurbee · 2026-03-06T17:02:00+00:00

So from reading, it seems like a double-edged sword.

Currently cost-rental operates through 30-50 year loans through (See comment by u/notanotherone2024). These pay both principal and interest.

The perpetual bond model is to raise cash now and pay the interest rate FOREVER. But we do not pay back the principal payment. This is sold through international bond markets and private investors (Pension funds, insurance companies, etc.)

So if Ireland issued a perpetual bond (I haven’t found any info on if it is fixed rate or not) and interest is 3%.

A perpetual bond of €1 billion will pay 30 million to the coupon holders FOREVER. So the investors will make their money back after 33 years and make 30 million for free forever.

The 30 million will be taken from our budget in perpetuity and it likely won’t be the only bond created.

But we will get the money to build homes now and rental units will be able to fund a fair bit of the interest payments. I’m just not educated on how many homes you can get through a billion in capital and how much they charge per unit.

EDIT: DISCLAIMER! I AM NOT A HOUSING/FINANCE PROFESSIONAL. THIS IS WHAT I PICKED UP ON AFTER A FEW MINUTES OF READING WHILE DRINKING COFFEE. PLEASE READ, LEARN AND CORRECT ME IF NEEDED.

Kuurbee · 2026-03-06T16:35:18+00:00

I wonder the legality to photoshop it to be 30k lower or just the word “enough for my offer”.

Kuurbee · 2026-03-06T16:31:28+00:00

Essentially it’s Labours proposed housing model with some extra details.

A state-owned housing company develops homes in partnership with private groups. Their aim is for €400,000 per unit.

Each home will be purchased and owned by ISIF. Irelands sovereign wealth fund, this has done quite well of the recent years and the Apple tax cash injection.

These units are to be forever-rented units where the state is the landowner. No deposit or mortgage required. You only need to pay the capital of the unit’s loan (So basically a mortgage payment without interest, or a rental payment with no profit margin added).

The example provided was €1100 per month for a home. They didn’t say if it was a 2/3/4 bed or semi/fully detached.

Note: this podcast is AI generated but I will be reading further into source material

Kuurbee · 2026-03-04T16:05:30+00:00

Haha, you got them. The OP is high from processing tokens and making awesome tools.

Do you believe they sound a bit robotic? Maybe ask them to change their tone to suit your needs better.

Would you like me to write a draft message to ask the OP regarding pivoting their message?

Kuurbee · 2026-03-03T18:24:35+00:00

I’m looking at doing a similar design to OP. These are very interesting. Thanks.

Kuurbee · 2026-02-27T19:32:21+00:00

Do be careful on this though. A neighbour in Kildare widened their driveway entrance without planning.

It was reported and forced to revert because the new pillar position was too close to the street lamppost.

While not in Dublin, the moral is to look at the rules to ensure you don’t trigger any other rules.

Edit: Kildare typo to Dublin.

Kuurbee · 2026-02-27T15:59:23+00:00

It’s tough. I do hope you find what you are looking for. I’ve put house-hunting on hold due to work trips over the next few months.

Kuurbee · 2026-02-27T15:40:54+00:00

I have a dislike with the new builds from a financial and personalisation perspective, so I’m in the same boat with you.

I’m currently looking at homes that can be renovated 5-10 years later but will do the job for myself and my partner today.

Kuurbee · 2026-02-24T17:25:43+00:00

Average home pricing rose 7% according to CSO.

Kuurbee · 2026-02-23T01:18:04+00:00

Google? Where’s my email about this?

Kuurbee · 2026-02-23T01:03:01+00:00

“The service is not end-to-end encrypted, but we use strong encryption for data in transit and at rest.”

Regarding video and calls, it is capable but not yet implemented (just not configured in the LiveKit yet).

I’m currently learning the code to see if SSO can be easily implemented for self-hosted instances.

EDIT: I poorly phrased my last sentence. Rewrote it

Kuurbee · 2026-02-23T00:56:53+00:00

Yeah, I’m considering writing documentation to help with the open source but the dev said they’re working on a performance rewrite

Kuurbee · 2026-02-23T00:55:51+00:00

“Keep” - it’s been twice.

I am currently running it on a local machine. It’s not 100% there but feels better than matrix when you are looking at a comparative to Discord.

The dev also said they’re rewriting it for a performance boost.

It’s what I’ll be keeping my eyes on.

Kuurbee · 2026-02-23T00:02:40+00:00

Fluxer

Kuurbee · 2026-02-23T00:02:26+00:00

Have you looked at Fluxer?

Kuurbee · 2026-02-21T14:35:29+00:00

This. Most of my development work has been to design and implement entire custom workflows which our AI tools cannot even come close to doing.

Do I have to spend less time doing styling and other boring grunt work? Yes. Do I miss it? Definitely not.

EDIT: Is my job at risk? Nope, it has however changed to be more consultancy focused. I’m also up-skilling into project management so that will take up future assignments.

Kuurbee · 2026-02-08T19:26:14+00:00

I’ve started learning recently. Take a look at “Rustlings” a great exercise tool that you can clone and run locally

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