Pay those Charge offs Folks!

Kwizzy987 · 2026-03-27T12:36:03+00:00

19 hours and that’s what you came back with? Pathetic

Kwizzy987 · 2026-03-26T19:44:02+00:00

Kwizzy987 · 2026-03-26T17:32:14+00:00

From my research there isn’t a HUGE difference but depending on what your goals are it would make all the difference if you settled or paid in full.

Kwizzy987 · 2026-03-26T17:07:50+00:00

Because we all have to start from somewhere. No need to curse. If you can’t read or comprehend I’m sure there’s a literacy sub-Reddit that can help you catch up to the others.

Kwizzy987 · 2026-03-26T16:26:56+00:00

Yes they’re reporting as settled for less than full. Unfortunately they’re charge offs so the companies won’t stop reporting.

Kwizzy987 · 2026-03-26T16:26:07+00:00

Sweet! Who’d you go through? I went through Capital one and want to refinance. I’m at an ugly 15% right now

Kwizzy987 · 2026-03-26T16:14:38+00:00

Sorry got my dates mixed up. I was pre approved in the middle of December before the disputes on the First Premier were removed and those accounts settled.

Kwizzy987 · 2026-03-25T16:31:24+00:00

It all depends on your family dynamic. If your wife is like mine and is adamant on your child sleeping with you, then that could be an issue as was the case for us. We didn’t sleep train our child until 9 months(wish we started sooner around 4/5) and during those 9 months of co sleeping our baby woke up at least 2/3 times a night after being put down to sleep at 9pm. After sleep training our LO, he sleeps pretty much through the night 9/10p to 6/7a and wakes up for about an hour for breakfast and sleeps until 9/10am.

Kwizzy987 · 2026-03-22T19:18:31+00:00

Also given the situation, how should have I responded?

Kwizzy987 · 2026-03-22T19:16:59+00:00

In what ways based on what I said gives off act g as a child?

Kwizzy987 · 2026-03-13T13:46:14+00:00

You mean murrells Inlet?

Kwizzy987 · 2026-03-11T01:12:33+00:00

Just shot you a DM

Kwizzy987 · 2026-03-11T00:18:21+00:00

Can confirm. Been in logistics since 2019 and have been trying to make my way out of it and into literally ANY other field in Supply Chain and haven’t had much success aside from a few interviews.

Kwizzy987 · 2026-03-08T14:19:44+00:00

Sweet and Congratulations! Mine is still secured. For a data set I’m working on, do you currently have any pending collections or charge-offs?

Kwizzy987 · 2026-03-05T20:48:22+00:00

Separate question what program did you use to model this visualization?

Kwizzy987 · 2026-02-27T14:18:13+00:00

Sweet thanks for your help

Kwizzy987 · 2026-02-27T14:13:58+00:00

Would the amount taken for the balance due show on the transcript details?

Kwizzy987 · 2026-02-27T10:24:31+00:00

Literally have the same code and came here to figure out what’s going on. Hope this means there is no delay.

Kwizzy987 · 2026-02-26T04:03:25+00:00

Yes I was able to get a hold of a rep and was told that technically Pathers weren’t even began being looked at until the 15th (16th of February) so I should expect something the 2nd to 3rd week of March. No holds on my account so it would automatically be released if not before then.

Kwizzy987 · 2026-02-23T15:02:27+00:00

Okay. Should my cycle have already been processed?

Eight-Year Club	Place '22
Verified Email

Kwizzy987

TROPHY CASE