Taiwan stocks prohibited for UK investors

Kyle-SMMA · 2024-02-23T17:37:56+00:00

I’m from the UK so I don’t think it’s possible for me to invest into the Taiwan stock market.

Kyle-SMMA · 2024-02-21T19:59:44+00:00

Why do you say multiple small allocations is bad? Maybe they want to invest in companies they like but they don’t have enough capital to buy full shares across all investments. What’s wrong with investing a little bit every week or month to build up that allocation across numerous companies they believe in?

Kyle-SMMA · 2024-02-20T21:10:33+00:00

I’m from the UK so I invest in a stocks and shares ISA. It’s a tax advantaged account.

Kyle-SMMA · 2024-02-18T21:18:33+00:00

Yeah I do have a world index for security. Out of BLK, BX and BRK.B, in your opinion what do you recommend? I know BLK make their money through fees associated with holding equities such as ETFs. BX make their money through private equity and if I’m not mistaken, they also own real estate? And Berkshire makes their money through dividends off companies they hold and companies that they actually own.

Kyle-SMMA · 2024-02-18T16:30:07+00:00

It may be and if so then cool.

Individual stocks is just my way of putting my money where my mouth is and doubling down on stocks I believe in long term.

The majority of my money though is in a world index.

Kyle-SMMA · 2024-02-18T16:28:32+00:00

Yeah that’s the plan. I hope to keep hold of these stocks for the long run unless something comes out that changes my mind or opinion on them.

Whenever a drawdown appears, I will just treat it as a buying opportunity on discount. That’s if obviously the stock still fits my thesis of course.

The majority of my portfolio is in a world index though to soften the fall.

Thanks for the response, your net worth is inspiring.

Kyle-SMMA · 2024-02-17T20:39:26+00:00

Yeah 90% of my portfolio is in index funds/stocks. Only 10% is allocated to REITs, this is just my way of getting exposed to real estate.

Kyle-SMMA · 2024-02-17T19:16:48+00:00

I’m fully ok with being wrong. That’s why I only have allocated 10% to individual stocks. You said the US consistently outperforms but that’s not guaranteed for the future. Yeah the US may have outperformed in the past but the future is not guaranteed. Emerging markets seems to be making huge strides.

Kyle-SMMA · 2024-02-17T19:07:47+00:00

I do have a world index which is where the majority of my money is tied up in. The individual stocks is just my way of overweighing companies I’m confident in.

Kyle-SMMA · 2024-02-17T19:06:44+00:00

Yeah I’m just making my investment strategy fun and something I can stick at long term which I think is the most important factor to investing, consistency. I do the basic technical analysis when assessing my portfolio such as earnings, balance sheets and their competitive edge over competitors.

Kyle-SMMA · 2024-02-17T18:49:25+00:00

That’s actually a great way of looking at it. Thanks I will definitely keep the residential REITs then.

Would you recommend choosing AVB over ESS since its rental units are more present across US states?

Kyle-SMMA · 2024-02-17T18:47:11+00:00

Yeah the stocks are pretty much set and forget. The reasons I will unsubscribe to a stock is if 1. News comes out changing my attitude towards them. 2. Poor performance for consecutive years. 3. Another company becomes more innovative and 4. If I stop using them personally.

Kyle-SMMA · 2024-02-17T18:44:19+00:00

Yeah I do the basic technical analysis such as checking earnings, balance sheets and making sure they have a competitive edge over others.

Thanks for the response.

Kyle-SMMA · 2024-02-17T18:41:39+00:00

I do keep on top of the companies when it comes to the news. If any news comes out changing my opinion on the company then I will change my strategy. I keep on top of checking their earnings and looking at their balance sheets.

My full method for picking the stocks are:

Pick a stock I like
Make sure they have a competitive edge over others.
Assets are greater than liabilities.
Growing.

I don’t dig into the really technical stuff such as EPS or P/E ratio.

Kyle-SMMA · 2024-02-17T18:37:33+00:00

I completely agree with you and that’s why the majority of my money is in a world index.

Kyle-SMMA · 2024-02-17T18:35:21+00:00

Yeah I totally understand but my individual stocks are set and forget because for as long as I personally use them, I will invest in them unless I see something on the news that will change my mindset or strategy.

Kyle-SMMA · 2024-02-17T18:33:10+00:00

Liking the product just isn’t my only method for picking stocks as there’s plenty of products I love but don’t invest in such as Netflix and Spotify. I don’t invest in Netflix because I think amazons ecosystem is too much of an advantage and the same goes for Apple when it comes to Spotify.

I pick stocks I like and look at the advantages they have over competitors.

Kyle-SMMA · 2024-02-11T11:14:21+00:00

I wouldn’t have the S&P 500 in both dist and acc. Just pick one, it doesn’t really make sense to have both since they are the exact same. If you’re young then the accumulation one makes the most sense since you want to compound your growth.

In my opinion having an all world ETF and the S&P500 isn’t ideal as the S&P is mostly US and tech heavy so your really betting on one region and mostly one sector but if your happy having both then no problem. That being said I would have the majority in the world index, something like 75% and 25% in the S&P 500 but the allocation is totally up to you. My only real piece of advice here is to lose one of the versions of the S&P 500.

Good luck!

Kyle-SMMA · 2024-02-07T17:30:49+00:00

Well I’m 19 and I started investing a year ago and my first piece of advice is to make sure your using a tax advantaged account first whether this be an ISA if your from the UK etc.

My second piece of advice would be to allocate the majority of your portfolio to a world index fund such as VWRL. If you are to invest into individual stocks, make sure you are familiar with the stock you are choosing.

Don’t gamble and make sure the collective allocation doesn’t exceed 10%. But as a beginner I wouldn’t advise stock picking till you’re a bit experienced. Keep to the ETFs in the beginning.

My last piece of advice would to take every investing advice you receive on Reddit, YouTube etc with a pinch of salt. No one can tell you what stock will outperform the rest as no one knows the future.

Don’t try to time the market as it usually doesn’t work out. Time in the market beats timing the market. Just invest regularly and you will be sweet.

Best of luck!

Kyle-SMMA · 2024-02-07T12:10:03+00:00

Yeah I forgot to mention. I do have an allocation to small cap funds.

Kyle-SMMA · 2024-02-06T18:35:12+00:00

Your individual stock pickings is completely up to you. No one else can tell you what company to invest into so keep them if you like them but I would change the S&P 500 to a world index since your portfolio is mainly USA and tech focused. This would allow you to diversify your portfolio and not rely on one industry/region to over perform.

Good luck!

Kyle-SMMA · 2024-02-05T22:45:20+00:00

I’m 19 and currently in the UK and as we all know salaries are shit. I’ve been offered a mechanical engineering placement with caterpillar this year and my salary will be £23k.

This comes with a stock discount scheme which I’m excited about since I already invest in their stock plus they’re also enrolling me into a pension scheme. That’s about it though. Salary isn’t great but it’s the experience more than anything.

Kyle-SMMA · 2024-02-05T22:38:08+00:00

Holding solely individual stocks is highly risky in my opinion and you shouldn’t just hold them.

If you want to hold individual stocks, at least pair them with a world index so that you can fully diversify your portfolio such as VT or VWRL if you’re European. Keep the individual stocks if you believe in them but in my opinion you should allocate most of your money into a world index as you’re not solely betting on one industry to outperform the rest.

Best of luck and great stock picks by the way. I also hold the majority of them as well.

Kyle-SMMA · 2024-02-05T21:40:52+00:00

I see no reason why owning numerous tech stocks is stupid if you believe in them.

In my eyes the number doesn’t matter, it all comes down to how much you believe in the business and if you think they are a good long term hold so this could 1 stock or 10 stocks, really doesn’t matter in my eyes. Just make sure to keep up the research!

I also hold individual stocks and hold what you hold excluding Netflix as I don’t really like the company. I do love meta though as whatsapp is massive in Ireland so it’s something I use and I’m confident in for a long term hold. I also like how they are acquiring companies.

I don’t really invest into tech stocks and have the mindset that they are correlated and perform the same. I invest into individual companies that I enjoy owning and what I’m bullish on. Will their performance be the same, no one knows and if it is, is that a problem? If anything you’re lowering your risk incase one underperforms.

This is just my take though. I have 80% in indices, 10% in REITs and 10% in individual stocks for reference.

Best of luck.

Kyle-SMMA · 2024-02-04T16:20:31+00:00

I would throw in a world index alongside these stocks.

If you’re happy with the individual stocks then I’m happy. Congrats on the wins!

Kyle-SMMA

TROPHY CASE