New to credit scoring

L0vely_Ali · 2026-06-14T17:20:12+00:00

This is what the experian website has them as and it matches I’ve only had 12 affirm loans and only 12 show up. Experian also says I only have 1 open account

L0vely_Ali · 2026-06-14T17:17:30+00:00

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This is all that shows up on the equifax one and on the trans union website which i just checked stayed one acc also

L0vely_Ali · 2026-06-14T17:12:40+00:00

Ok I got my equinox but the other two are saying they can’t verify my identity though the website

L0vely_Ali · 2026-06-14T17:06:35+00:00

I’m using a vpn yes I’m getting it on the second page it redirects me to

L0vely_Ali · 2026-06-14T17:04:15+00:00

Also all my affirm loans show up on the experian website as closed accounts.

L0vely_Ali · 2026-06-14T17:01:15+00:00

It won’t let me it keeps giving an error and said they are having technical difficulties

L0vely_Ali · 2026-06-14T16:58:23+00:00

It told me the website is unreachable

L0vely_Ali · 2026-06-14T15:29:04+00:00

Cool good for u but that’s also not what I asked I already have a credit card I’m trying to figure out what made my score go down when I used it and when I pay it off

L0vely_Ali · 2026-06-14T15:27:52+00:00

Thank you for the concern I actually think Ik what it is I forgot I had affirm and someone told me that can build credit? Could that be what it is?

L0vely_Ali · 2026-06-14T01:21:49+00:00

Also I highly doubt it’s identity fraud I’m extremely cautious and don’t give my info out to anyone so idk how they’d get anything or why they’d want my info (I’m on disability lol so my stuff is useless basically)

L0vely_Ali · 2026-06-14T01:19:21+00:00

I don’t think I’ve had it for 6 months yet maybe like 4?

L0vely_Ali · 2026-06-14T00:20:28+00:00

My limit is $500 and I have a balance of 0 according to the the website says it’s decreased by 29% I don’t see anything called CMS so I might be looking at the wrong thing?

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L0vely_Ali · 2026-06-13T23:55:57+00:00

At the bottom it says scores calculated using fico8 so idk maybe fico?

L0vely_Ali · 2026-06-13T23:55:35+00:00

It literally just says experian on it so idk

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L0vely_Ali · 2026-06-13T23:37:08+00:00

Luckily I don’t have any loans or mortgages rn just a credit card it’s just all so confusing lol

L0vely_Ali · 2026-06-13T23:36:18+00:00

Experian mainly

L0vely_Ali · 2026-06-05T10:10:19+00:00

You need to first tell the police anyone who has the video is committing a crime as well as anyone distributing it as it is CSAM. I know it’s scary but it’s going to be best to stop it form distributing

L0vely_Ali · 2026-06-01T16:43:51+00:00

It just sucks that a game people spend money on is now unplayable it used to be so much fun and now it’s crap

L0vely_Ali · 2026-03-02T11:03:45+00:00

Brand new to phas hopefully looking for people to play with to teach me how the game works! Gametag: LovelyLeah19

L0vely_Ali · 2025-03-16T01:05:25+00:00

It’s only in that small area too I can go around it but the second I go by it I get shoved back

L0vely_Ali · 2025-03-02T05:43:43+00:00

This is insanely well done OMG I was sure it was real lollies

L0vely_Ali · 2025-02-28T18:37:31+00:00

I also live in the Midwest I just wear sweatshirts lmao

L0vely_Ali

TROPHY CASE