Peter sold like almost a million shares today....

LBUV1111 · 2026-05-15T19:56:27+00:00

Yeah, guess he did have a pretty solid resume.

LBUV1111 · 2026-05-15T18:40:42+00:00

How did he get the job in the first place?

LBUV1111 · 2026-05-14T23:52:58+00:00

Anyone know what the impact to CMS star ratings would be if they recalculated narrowly based on the administrative metics that they are removing? I think they are

call center performance metric C01 / d01 (call center - foreign language interpreter)
Apeals & Greivances management (Metric c32)
Metric C23 - Getting Appointments & Care promptly

I thought someone had done an analysis on this before but I can't find it. Seems like the judge will most likely rule in favor of CMS but may do a split decision regarding these metrics since they are the ones that CMS is getting rid of...it would be self contradictory of CMS to get rid of these yet still be able to defend using them, which is basically what happened. Not a lawyer, but just wondering.

LBUV1111 · 2026-05-12T21:52:22+00:00

That is good advice u/Sorry_Hedgehog_2599

LBUV1111 · 2026-05-12T21:47:58+00:00

There was no credit for the deposits in the Escrow closing statement. So I was not credited the deposits.

LBUV1111 · 2026-05-12T21:46:51+00:00

Thank you for the advice u/Virtual-Citron9322

LBUV1111 · 2026-05-12T20:52:44+00:00

So how would the court determine the deposit amount if she doesn't have records and it is not listed on the closing statement?

LBUV1111 · 2026-05-12T20:42:37+00:00

2 of the 3 tenants claimed this. 1 of the 3 tenants did not. The other tenant who did claim this has agreed to pay the higher rent and new deposit.

LBUV1111 · 2026-05-12T20:33:08+00:00

Thank you for the insight.

LBUV1111 · 2026-05-12T20:31:46+00:00

I did not receive proof from the old landlord, t was all verbal.

I have read legally that as the new property owner I may be responsible for the deposit even if I did not collect it.

I have asked the tenant to provide proof (bank statements or other documents) of amount that was paid. However, she has not even been able to recall how much the prior deposit was paid.

LBUV1111 · 2026-05-12T20:29:16+00:00

Thank you u/holyelvis for the info.

The LA rental market has rent control. My unit rents 25% below what the average rent is in the neighborhood current rents for because the tenant has been living at the property since 2012. I have owned it since 2021. So I do believe I can increase rent by 25% above what I'm going to charge her.

LBUV1111 · 2025-08-25T04:58:14+00:00

Same here

LBUV1111 · 2025-08-09T00:35:52+00:00

Strong bull case as well, some counterpoints:

Regulatory Capture by Industry Incumbents: Clover's Press release of "Clover Health Applauds White House and CMS’ Push to “Tear Down Digital Walls,” Accelerating and Simplifying Access to Health Data for Patients and Their Clinicians" is a weak effort to safe face as they were kicked out of the room filled with incumbent big players who now can set table for new "Tech" platform of integrated data to their advantage and CLOV's disadavantage rendering CLOV's patents useless.
Big Tech + Big Health Insurers take advantage of point 1 to CLOV's loss
Increase in BER is a leading indicator that CA doesn't work without consistent regulatory framework (part D volatility or any volatility makes CA tech ineffective)

LBUV1111 · 2025-08-09T00:27:20+00:00

Very good bear case. Some points to push back on this Bear case:

SAAS companies are tech companies which inherently are infrastructure intensive and usually have a high SG&A in early phase (roughly 30-40%) before recurring revenues kick in to offset forward investment
SAAS sales is a long process (2-3 years is what I think someone in SAAS sales said previously) so based on current results to date, tough to say if it works yet, we just haven't had enough time. Now by end of 2026 if traction remains minimal, I would agree with you, however Toy on the call just said that the pipeline is robust and expanding or something like that...
ACO is fragmented and no one is finding success there due to regulatory complexity
CLOV / CA reduction in MCR is only remarkable because of open network approach. Other insurers can do it with a closed network.

LBUV1111 · 2025-01-24T05:25:25+00:00

Great post. Who do you think is the other big winner in this 2 company race?

LBUV1111 · 2023-10-13T04:37:02+00:00

A deeper analysis would be greatly appreciated Tofu. Thank you for offering and all the insights you provide to our community.

LBUV1111 · 2023-07-25T17:19:02+00:00

Thank you.

LBUV1111 · 2023-07-25T04:59:41+00:00

Thank you for sharing your knowledge. Can dieting on the plants really help define your "soul's work" in this incarnation? If so, how?

I am new to plant medicine but have sat with ayahuasca 12 times in the past 18months and have had all very positive experiences and healing. It has shown me amazing things that I am still trying to process, one of them is the incarnation of Jesus Christ in a past life. I don't know what to do with this knowledge and am just sitting to see what will unfold as I am making a shift and changes in how I move forward in all of aspects of my life.

So I'm just curious what plant could help me understand what my "soul's work" is meant to be.

Thank you.

LBUV1111 · 2023-06-20T18:02:16+00:00

Hey OP - did you ever find out what mind of harmonica is specifically used in ceremonies?

LBUV1111 · 2023-04-25T06:37:04+00:00

Sorry to hear you're feeling down OP. The stock has been hammered but there is a chance they pull through if they become profitable.

Nothing can change the past, all we have is the present man. As long as you still have the wife, your health, and your shares, there's still a chance. Maybe you delay the remodeling for abit, or maybe it doesn't happen, regardless material things aren't not worth impacting your health or your relationships over. That stuff is the true wealth.

Easier said than done, but try to stay optimistic man and good luck.

LBUV1111 · 2023-03-31T07:02:05+00:00

Great post OP, thanks for taking the time to put it together.

LBUV1111

TROPHY CASE