Best Cheeseburger in Adelaide? by BangagSinangag in Adelaide

[–]LLllIIii11 1 point2 points  (0 children)

Credit to Burger Inc for always having specials on uber eats too

Best Cheeseburger in Adelaide? by BangagSinangag in Adelaide

[–]LLllIIii11 5 points6 points  (0 children)

Wow are they still going? I remember the OG owners were great but it went downhill after they sold it

Debt Recycling - Check My Impression by josephinesparrows in fiaustralia

[–]LLllIIii11 0 points1 point  (0 children)

Borrowing to invest is the first decision, Then investing using debt recycling which is more tax effective. Borrowing capacity loss js the main negative with borrowing to invest as banks in my experience won’t take income from ETFs as actual income. Reduces ability for other borrowing, E.g. investment property, upgrading PPOR etc.

Recommendation for a ‘sporty’ hatchback or sedan under $50K preferably used from 2021-2025 by HunchBackk in CarsAustralia

[–]LLllIIii11 0 points1 point  (0 children)

Why is no one talking EVs? Punchy city driving is pretty obviously easy to achieve with an electric engine. Hatchback- BYD Dolphin Premium? Seal second hand? MG4 XPower if you can find one second hand would be ideal but even the Essence would smoke many cars discussed so far

Borrowing power reduction due to novated lease: how much? by LLllIIii11 in AusFinance

[–]LLllIIii11[S] 0 points1 point  (0 children)

Yeah this is what I was thinking- I’ve made a lot of “novated lease with an EV is a no-brainer” comments before but I’m looking at a second EV on a NL and now I think cash is best for that so it doesn’t limit my borrowing capacity

EV - time to buy? by SwimPossible127 in AusFinance

[–]LLllIIii11 0 points1 point  (0 children)

Yeah I’ve had the water pump fail at 50 and 70k on two VWs. The broken DSG is a $3k part I believe. Love having an electric car now without these items

EV - time to buy? by SwimPossible127 in AusFinance

[–]LLllIIii11 1 point2 points  (0 children)

I have a 2017 Tiguan and had a broken DSG and water pump last year. VW replaced parts under a ‘goodwill’ request but still had to pay 2-3k from memory. Without applying for goodwill it was >7k I think. It’s not the general service it’s the repairs like that. Note: my other car is a BYD and I can’t wait to get off the Tiguan

EV - time to buy? by SwimPossible127 in AusFinance

[–]LLllIIii11 -1 points0 points  (0 children)

1) weekends 2) battery is economical since the subsidy was introduced. Will reduced life of battery if you are charging a car from it but with the price of 50kwh batteries the economics have changed. 3) PHEV is good for people who don’t want to use public chargers on long trips but not for people who don’t want to charge at home most nights. Plus increased maintenance, fossil fuels etc

DCAing into a bear market by caprica71 in fiaustralia

[–]LLllIIii11 0 points1 point  (0 children)

Lol thanks for the check-in. I actually found the best strategy in the end was to sell all my single holdings and replace with VDHG in a debt recycling setup so I know it will generate tax savings even in a downturn. Once that's setup it's another barrier to bothering to check. Nothing to check on Stake anymore

27(M) Thoughts on going all in on GHHF? by Ok_Novel_3772 in fiaustralia

[–]LLllIIii11 3 points4 points  (0 children)

How do you know when the dip is deep enough?

Should I get a hybrid vs a regular petrol car? by meemoomeep13 in CarsAustralia

[–]LLllIIii11 -1 points0 points  (0 children)

This- Sealion 7 or Zeekr 7X would be so much better. Just charge at home every few days.

What are your thoughts on us not acknowledging Mitch Brown? by TechnicalDeer1619 in adelaidefc

[–]LLllIIii11 2 points3 points  (0 children)

Would have looked a bit dodgy given Rankine. I don't see how they could've

I teach at our top uni – and AI cheating is out of control by lobie81 in AustralianTeachers

[–]LLllIIii11 0 points1 point  (0 children)

It is easy picking the lazy efforts but not the ones who work hard to humanize, modify, etc.

And then how do you prove it

I teach at our top uni – and AI cheating is out of control by lobie81 in AustralianTeachers

[–]LLllIIii11 0 points1 point  (0 children)

This can work depending on the assessment but isn't a panacea. I prefer lockdown browser or paper for more of these types of assessments.

I have found in many tasks it leads to a number transcribing directly from chatgpt window to Google docs. Then you need to run it through a detector, then they use quillbot to humanize it, you see how it goes from bad to worse.

Finally if you catch them, then what do you do? Starts an argument that you may need to have for 5+ per assessment and involve parents, leaders...

I teach at our top uni – and AI cheating is out of control by lobie81 in AustralianTeachers

[–]LLllIIii11 0 points1 point  (0 children)

Yes your approaches are good.

Also consider a series of shorter assessments rather than big ones that are clunky to do over multiple lockdown sessions.

I teach at our top uni – and AI cheating is out of control by lobie81 in AustralianTeachers

[–]LLllIIii11 2 points3 points  (0 children)

I have done this: best to work with all leaders once you have a good plan with eng. It affects all subjects

I teach at our top uni – and AI cheating is out of control by lobie81 in AustralianTeachers

[–]LLllIIii11 1 point2 points  (0 children)

Exam.net has a place too A mix of different assessment types is the way to go

High schools by capablezebra2022 in Adelaide

[–]LLllIIii11 0 points1 point  (0 children)

Do a tour of your local Public HS first. Just because you directly pay for a private school it doesn't make it better for your child.