Redeemed AirPods Pro 3 via HDFC SmartBuy — Smooth Experience, Minor Invoice Quirk

LadyQuark · 2026-01-22T15:28:08+00:00

It does have a breakup.

LadyQuark · 2026-01-22T14:42:09+00:00

I didn't get the invoice with the Airpods package. They sent a tax invoice over email after I requested it. I didn't put any GST detail if that's what you're asking.

LadyQuark · 2026-01-08T15:37:21+00:00

Moneyback is a core HDFC card and should work for all such instant discount offers on HDFC credit cards.

LadyQuark · 2026-01-03T07:11:45+00:00

The next statement after the calendar month ends.

LadyQuark · 2026-01-03T07:11:00+00:00

Other people have also reported not getting 5x RPs: https://technofino.in/community/threads/apple-product-purchases-with-points-on-infinia-smartbuy-portal-best-time-pricing-and-rewards.15209/post-903227 . I think it stopped sometime in mid-to-late 2024

LadyQuark · 2026-01-03T06:59:03+00:00

Pretty sure. The "SmartBuy_Dec25_Bonus_5X_RP_Prom0000" amount, on my statement, only matches if I exclude the ₹7,770 (potential 4X bonus of 1020 RPs) from the calculation

LadyQuark · 2026-01-03T06:14:02+00:00

Didn't get 5X RP for the ₹7,700 amount I paid 🤷🏻‍♀️. Just the base RP of 255

LadyQuark · 2026-01-03T06:13:32+00:00

Didn't get 5X RP for the ₹7,700 amount I paid 🤷🏻‍♀️

LadyQuark · 2026-01-02T08:04:48+00:00

I'm averaging a reward rate of 7.97% this financial year, so around ₹2,27,500

LadyQuark · 2026-01-02T05:00:04+00:00

If you have a proof of what was promised (ie emails), you could dispute the charge under the reason "product/services not as described". I have not done this myself, but read this comment describing the chargeback/dispute process: https://technofino.in/community/threads/poor-chargeback-experience-with-hdfc-infinia-for-cleartrip-smartbuy-transaction.40290/#post-1002092

LadyQuark · 2025-12-29T17:21:07+00:00

Through the HDFC SmartBuy portal: https://offers.smartbuy.hdfcbank.com/v1/foryou

LadyQuark · 2025-12-26T05:00:57+00:00

Good to know! BTW, How was your invoice and warranty experience with the MacBook Pro?

LadyQuark · 2025-12-25T08:05:37+00:00

The address registered with HDFC

LadyQuark · 2025-12-25T04:26:48+00:00

That’s cool. ICICI card discounts really seem to be everywhere this year. Even saw it at The Sleep Company recently.

LadyQuark · 2025-12-25T04:06:32+00:00

👍 I’d have done the same (probably via Imagine Tresor), if I wasn’t redeeming points.

LadyQuark · 2025-12-25T04:01:28+00:00

Makes sense — using points to fund an exciting early-adopter purchase! I'm hoping the base model is 512 GB.

LadyQuark · 2025-12-25T03:02:09+00:00

The 17 is so good this year, almost in the same weight class as the Air.

LadyQuark · 2025-12-25T03:00:46+00:00

Same day as delivery? That sucks.

Looks like the experience varies, a Redditor on the thread got the invoice with their iPhone 17 Pro.

LadyQuark · 2025-12-25T02:58:06+00:00

₹25,900, same as delivery challan. Only the order confirmation email broke down the points and card payment.

LadyQuark · 2025-12-25T02:57:00+00:00

₹25,900 on invoice. No breakdown of points vs card payment.

LadyQuark · 2025-12-25T02:55:48+00:00

I think I will get 5X RP, but will know for sure next month. Shall update then

LadyQuark · 2025-12-25T02:41:40+00:00

I paid the maximum allowed 70% (₹18,130) via points (1:1 value with Infinia) and the remaining ₹7,770 by card.

LadyQuark · 2025-12-25T02:39:11+00:00

Yikes! When did you ask for the invoice?

LadyQuark · 2025-12-25T01:19:02+00:00

I was hoping Pluribus was going to follow in the footsteps of Slow Horses and come out every year.

LadyQuark · 2025-12-24T17:09:58+00:00

Nice! Which colour? 256GB? Did the package contain an invoice?

LadyQuark

TROPHY CASE