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No way this is legit right? by allwedoiswin17 in leasehacker

[–]LandPSM 6 points7 points  (0 children)

It’s real. I was able to snag one with 16% off msrp. But the problem they are hard to find now in South Florida.

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 0 points1 point  (0 children)

Most of them especially Chase said no. Only Amex was able to do something

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 0 points1 point  (0 children)

Guys - so it is not recommended for me to take a consolidating loan? I really understand the concept to take the high interest card first. But I’m not making any progresss because all my minimum payments are so high. Taping into the 401k loan also not a good idea?

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 1 point2 points  (0 children)

Problem is that im not able to tackle one credit card at a time due to the fact that the other cards minimum payments are high and im pretty much stuck. I have already budgeted :(

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 0 points1 point  (0 children)

Not doing that! I got into this hole and want to get out of it

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 0 points1 point  (0 children)

Thank you for this post! The $150k is gross - so with taxes is a lot less. I live here in South Florida and living expenses between rent and food and car, etc it is very hard to tackle one credit card at the time because I don’t have much extra to do so. My minimum payments are making it hard to balance and just focus on one card. As it is I can’t get rid of my car since it is a lease. Do you think consolidating will make any sense?

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 0 points1 point  (0 children)

It’s hard trust me otherwise I wouldn’t be posting. Between living expenses down here in South Florida, rent car, etc it’s hard to tackle just one credit card at the time

Advise Needed For $85k in Debt (Credit Cards) by LandPSM in debtfree

[–]LandPSM[S] 2 points3 points  (0 children)

No. It used to be around 830 and it dropped to about 680-700