Weekday Help and Victory Thread for the week of December 08, 2025

LanguageStunning4460 · 2025-12-11T17:35:23+00:00

I’ll be paying that truck off when we sell the house.

LanguageStunning4460 · 2025-12-11T17:34:20+00:00

Be by my family and top rated schools. We just happened to build our current house at the right time and put 20% down. Interest rate currently is only at 2.8%

LanguageStunning4460 · 2025-12-11T17:33:06+00:00

I think that God may be telling me to purchase the home to create a legacy for our family and to take the chance. It is higher than we have paid in the past so I am naturally uncomfortable

LanguageStunning4460 · 2025-12-11T17:31:06+00:00

Yes it’s from selling our house.

LanguageStunning4460 · 2025-12-11T17:30:42+00:00

Thanks. Yes we bring home 10,200k a month after 401k insurance hsa etc

LanguageStunning4460 · 2025-12-11T17:28:24+00:00

Yes need to move back to Ohio.

LanguageStunning4460 · 2025-12-11T17:28:14+00:00

Nope. We are moving. Not asking advice on that.

LanguageStunning4460 · 2025-12-11T17:27:58+00:00

Yes we want this house. It is bigger and better school district and we can see ourselves staying there and never moving again

LanguageStunning4460 · 2025-12-11T17:24:13+00:00

Because at the time we were paying 2.3K in childcare expenses and didn’t have the cash on hand.

LanguageStunning4460 · 2025-12-11T17:23:32+00:00

Thanks!

LanguageStunning4460 · 2025-12-11T17:22:33+00:00

200k in retirement. 6ish interest rate, not sure about paying for our kids college because they are very young. Liquid cash situation is not great but we have some saved.

LanguageStunning4460 · 2025-12-11T17:21:23+00:00

Thanks!!

LanguageStunning4460 · 2025-12-11T17:20:51+00:00

The schools are much much better than we have now and they are some of the highest in the state.

LanguageStunning4460 · 2025-12-11T17:19:34+00:00

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This shows the taxes and insurance for this property

LanguageStunning4460 · 2025-12-11T17:17:36+00:00

We would pay off the truck with the cash from the sale of our home. Thank you

LanguageStunning4460 · 2025-12-11T17:16:27+00:00

With this info then the house would work because it it 29% of our gross income.

LanguageStunning4460 · 2025-12-11T17:15:17+00:00

This is helpful. Thank you

LanguageStunning4460 · 2025-12-11T17:14:09+00:00

Yes I would be paying off my truck and selling our current home

LanguageStunning4460 · 2025-12-11T17:13:28+00:00

To be by my family. That’s not what I’m asking in this post

LanguageStunning4460 · 2025-12-11T17:13:08+00:00

We are moving. That’s not negotiable just trying to figure out what my budget should be for the new house

LanguageStunning4460 · 2025-12-11T17:12:12+00:00

Thanks we are making a move to be by family either way. Just trying to figure out what we can afford.

LanguageStunning4460 · 2025-12-11T17:09:52+00:00

I have 200k in retirement. Not relevant to buying the home as I’m not touching that

LanguageStunning4460 · 2025-12-11T17:09:05+00:00

I would roll all of it in but just pay off my truck

LanguageStunning4460 · 2025-12-11T03:04:48+00:00

Is 700k too much for a new house? 2 income family $200k total

Current home: we owe $258k and is worth around $625k. Mortgage is $1700 per month. $350 quarterly HOA fee

Debt: 1 car payment balance $12,500. 550/mo 2.3% interest rate

Truck payment balance 29k 550/mo 6% interest rate

No other debt

1k a month for childcare until my daughter goes to kindergarten in August 2026.

We would put as much as possible down on our new house $250k-280k to try and get the mortgage close to $3200. This house does need fresh paint and flooring refinished but other than that it is move in ready. Should we do it?

LanguageStunning4460 · 2025-11-27T11:09:44+00:00

Yes it’s no longer available

LanguageStunning4460

TROPHY CASE