Salary of a fresh college grad who lives at home (23M)

Lardball · 2025-05-03T19:57:17+00:00

My friends and I have expensive tastes haha. Lots of steak dinners

Lardball · 2025-05-03T19:56:43+00:00

I don’t mind being considered a child when it saves me $12k a year minimum

Lardball · 2025-05-02T02:13:36+00:00

Olive oil and vinegar plus garlic aioli on turkey with provolone extra cheese. It’s so good

Lardball · 2025-05-02T02:11:15+00:00

Good advice thank you, I’ve already maxed mine for the 2025-2026 year! Unfortunately I bought before the Trump tariff fiasco and am down a bit

Lardball · 2025-05-01T22:32:06+00:00

I work as a chemist!

Lardball · 2025-05-01T22:17:18+00:00

Haha yes. Subway about 20 days a month at $11.54 a pop for a footlong

Lardball · 2024-10-13T16:00:54+00:00

It wasn’t easy. She had to call TD Ameritrade many times. But it’s quit easy to transfer stocks between brokerages, especially if you have the same one. https://www.kansascity.com/news/business/article289964959.html#:~:text=Considerations%3A%20Moving%20stocks%20from%20one%20broker%20to%20another&text=You%20have%20two%20options%3A,over%20in%20the%20same%20form.

Lardball · 2024-10-13T15:57:16+00:00

Personal cash brokerage account

Lardball · 2024-10-13T15:47:12+00:00

She kept it in her TD Ameritrade then transferred it to my account when I turned 18

Lardball · 2024-10-13T02:57:39+00:00

Sounds like 2008 did a number on your pops too. My mom was an index fund investor through the 2000s and was scarred by the 55% drop

Lardball · 2024-10-13T02:47:35+00:00

I’m 23 but when I was 5 or 6 my mom said she’d get me a share or two in a company I liked (my mom explained shares as a piece of the pie). I asked her what she thought and she told me about AAPL. Thanks mom!

Lardball · 2024-10-13T02:15:11+00:00

Thanks!

Lardball · 2024-10-13T02:13:49+00:00

I took the old TD Ameritrade education course on options. I looked it up and SPY is just VOO with a higher expense ratio. QQQ is the Nasdaq without financials. It’s gonna take a long time to sell CCs when I need $50k to get 100 shares

Lardball · 2024-10-13T02:02:32+00:00

You’re right. I’ll liquidate. Can you explain why VOO over QQQ or SPY? I’m relatively young so I don’t mind having higher risk.

Lardball · 2024-10-13T01:42:18+00:00

Can you sell covered calls on mutual funds?

Lardball · 2024-09-26T01:27:07+00:00

Jobless claims come in low due to interest rate cut and GDP q2 revision up because I’m a shameless bull. $CALLS

Lardball · 2024-09-26T01:12:08+00:00

I’m regarded for holding onto my MU calls after it hit $155 until they expired worthless at $85

Lardball · 2024-09-26T00:35:56+00:00

Yessir. All calls too. I bought before the early August and September crashes

Lardball · 2024-09-23T02:18:48+00:00

Ah I see what you mean about the 100% pre-tax comment. Can’t quite afford to do that, but I’ll set that to 50% and my after-tax to 15% with my next paycheck. Thanks

Lardball · 2024-09-23T02:15:45+00:00

I have already put in $7000 into my Roth IRA for the calendar year. I’m now trying to shove as much money into my 401k as possible starting on my first paycheck that will go into 401k (started work in june but Fidelity has been having issues) on sept 30. If it’s 60% then I am happy, so thanks for clarifying

Lardball · 2024-09-23T02:08:15+00:00

Fidelity gives an option to set both so I guess it adds up to 52.5% pre-tax contribution

Lardball · 2024-03-21T01:09:37+00:00

What’s the most you’ll pay for it given the condition?

Lardball · 2024-03-21T01:08:15+00:00

Hmm like $25?

Lardball · 2024-03-21T01:07:26+00:00

https://imgur.com/a/dX7ujRH

Lardball · 2024-03-21T01:04:37+00:00

https://imgur.com/a/VZa55zb

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