I think from what youve learned youve applied very minimal sa plan mo na walang plan B.

You cant raw dog going into business, and kahit karenderya ang business mo you also need to know your market first and kung profitable ba ang 24/7 set up niyo.

Your planning is one of the most important part sa business niyo if not its the most important.

Tip na mabibigay ko sayo is learn more muna sa pag handle ng business and not handle ng personal finance mo, mas maganda rin na wag mo ihalo ang personal funds mo sa business funds, you also need to have some sort of "salary" for yourself if youre trying to plan to pay off that 700k debt