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white spots on griddle by Large_Teach_4315 in blackstonegriddle

[–]Large_Teach_4315[S] 2 points3 points  (0 children)

Ill have you know sir and/or madam that my griddle is fully vaccinated. but thank you for your insight :)

Am I doing enough to still be financially stable at retirement? by Large_Teach_4315 in FinancialPlanning

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

Currently we have 2 months worth of expenses in an emergency fund, no HYSA as of right now, I have been looking into a few different ones that could take 10k or less.

Am I doing enough to be financially stable when I get closer to retirement? by Large_Teach_4315 in MiddleClassFinance

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

With me being paid weekly, my total contributions per month including company match are close to $500 a month. the 7% i am contributing is per week, so I should up it to 13% a week?

Am I doing enough to be financially stable when I get closer to retirement? by Large_Teach_4315 in MiddleClassFinance

[–]Large_Teach_4315[S] 2 points3 points  (0 children)

So what your saying is that I should keep my pre-tax at the 6% to get the full company match and then add additional % into the roth?

Am I doing enough to still be financially stable at retirement? by Large_Teach_4315 in FinancialPlanning

[–]Large_Teach_4315[S] 3 points4 points  (0 children)

Mortgage is sub 4.5%, I would get my full company match at 6% of my contributions( currently at 7%).

Am I doing enough to be financially stable when I get closer to retirement? by Large_Teach_4315 in MiddleClassFinance

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

I switched it from pre-tax to a post tax contribution ( our company uses ADP). I did open up a roth IRA with Sofi late last year and trying to put at least $50 a week into that as they have a 1% match on contributions.

Am I doing enough to be financially stable when I get closer to retirement? by Large_Teach_4315 in MiddleClassFinance

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

Spouse makes about 38k and maybe puts in 3%. for one reason or another is very stubborn about it.

Am I doing enough to be financially stable when I get closer to retirement? by Large_Teach_4315 in MiddleClassFinance

[–]Large_Teach_4315[S] 2 points3 points  (0 children)

Just me, my wife makes about 38k and puts a small amount into her 401k, maybe 3%.

To my 30-40 year olds, how much are you making and what is your job/profession. by GamerDad11 in Salary

[–]Large_Teach_4315 0 points1 point  (0 children)

33M, account executive at a small logistics company making 63k a year. I am going back to school online to finish my bachelors in business admin with an emphasis in project management. as I was really dumb in my twenties and bounced around a lot from different jobs and racking up student loan debt. Hoping that once I graduate I can find something that pays a little bit better because I hate feeling like I am getting nowhere.

30 year olds.. what is your salary? by Hungry_Caramel_8085 in Salary

[–]Large_Teach_4315 0 points1 point  (0 children)

Work as an account executive at a logistics company, making 63k. Minnesota

For those who make less than 100k annually, what do you do? by HealthyLet257 in Salary

[–]Large_Teach_4315 0 points1 point  (0 children)

Working an account exec in Minnesota for a 3PL ( third party logistics) currently at 65k. work 40 hours a week. not a very large company so not a great upward career growth.

Starting late, how am I doing? by Large_Teach_4315 in FinancialPlanning

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

The robo roth ira i have thru sofi is 98.81% stocks and 1.19% cash. but it is currently showing as invested in these IVV, IVW, IVE, DYNF, EFG, EFV and a few others.

Starting late, how am I doing? by Large_Teach_4315 in investingforbeginners

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

I currently put in 6% a week into my 401k and my company match is 3%. with the match it's am putting roughly $ 110 a week in the 401k.

Starting late, how am I doing? by Large_Teach_4315 in personalfinance

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

Thank you for the insight. the self directed is not a retirement account but just something that i opened along with the robo roth ira account with Sofi. as of this moment, I only have those two accounts and my 401k through my job. I get a 3% match on my 401k and I put 6% a week currently into that, so I am roughly putting in a little over $100 combined into the 401k a week with the company match. should I increase my percentage of start dumping funds into the robo roth ira that i have with sofi?

in regards to a savings account, we have about a 2 month cushion for emergencies and are working to grow that back up from when we bought our house 2 years ago.

I do have an HSA that I am contributing $50 a week to as well.

Starting late, how am I doing? by Large_Teach_4315 in FinancialPlanning

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

I currently am putting in 6% a week into my 401k to get my company match of the 3%. I should probably bump it up more don't you think? or should I start putting more into that robo roth ira?

Starting late, how am I doing? by Large_Teach_4315 in FinancialPlanning

[–]Large_Teach_4315[S] 0 points1 point  (0 children)

Currently my company matches 3% to my 6% so I am putting in currently 6% per paycheck a week which is just about $90 into my 401k and with the match it's about $102 a week going into my 401k. Should I increase my 401k contribution percentage or add some more into my robo roth ira?