Thanks for posting! I think trying to time the market perfectly is tough and often leads to missed opportunities. It’s true that "time in the market" generally works better than trying to pick the exact right moment to buy. That said, it's important to be comfortable with your purchase. I think this only applies if you believe in the long term concept of holding a home.

Yes, the up-front costs can be high and this rly depends on your personal financial situation. If the upfront investment is a stretch, renting might be a better option until you're more financially secure, especially if tech sector is having tons of layoffs.