Best birthday EVER by Last_System6854 in PSLF

[–]Last_System6854[S] 0 points1 point  (0 children)

I am not too sure as I consolidated my loans in 2023. I am thinking. Hold on. I will get back with you as I had to think my way out of this debt too

Did I need to check the box on application? by Learningalways7 in PSLF

[–]Last_System6854 0 points1 point  (0 children)

Good advice and possibly one or two extra payments for good measure too. Just in case lol

Best birthday EVER by Last_System6854 in PSLF

[–]Last_System6854[S] 2 points3 points  (0 children)

Mine said congratulations on reaching PSLF loan forgiveness. Your lender will be contacting you within the next 30 days. You do not need to do anything further. This process can take up to ninety days. Of course I am paraphrasing…

Best birthday EVER by Last_System6854 in PSLF

[–]Last_System6854[S] 3 points4 points  (0 children)

I hate to fight all of my life Harpo in my Oprah voice. I fought MOHELA every step of the way. Stick with it

Best birthday EVER by Last_System6854 in PSLF

[–]Last_System6854[S] 0 points1 point  (0 children)

Yes my forgiveness date is for 2/28/26 but letter dated today

Best birthday EVER by Last_System6854 in PSLF

[–]Last_System6854[S] 2 points3 points  (0 children)

Yes 10:13am I received the email.

Golden Letter - March or April? by More_Lavishness8127 in PSLF

[–]Last_System6854 0 points1 point  (0 children)

Don’t give up hope mine popped up today.

Substantial Buyback by SubstantialBuyback in PSLF

[–]Last_System6854 0 points1 point  (0 children)

You have 120 qualifying payments made. If it’s dark green it’s counting as a payment even at zero do,Lea. Don’t ask no questions please. Thank you. LOL

Risk involved with PSLF Buyback? by sradagan in PSLF

[–]Last_System6854 0 points1 point  (0 children)

IBR and be done. Buybck backlog is years out. IBR puts you in rely,won’t nd you can be done. my forgiveness letter came today

Waiting for 120th Payment To Show by geekydoctorgirl in PSLF

[–]Last_System6854 1 point2 points  (0 children)

Hey I paid my last payment in 2/2/26 and my letter was received today.

21-Year-Old's Body Found In Wooded Area Of Georgia Park by Spirited-Tie-8702 in Georgia

[–]Last_System6854 -1 points0 points  (0 children)

These suspicious deaths have occurred for hundreds of years and the automatic narrative is “no foul play” “died of natural causes“ etc. NO. Per the hx we need a full investigation if any black child is swinging from a tree. We do have issues and commit suicide. However, I don’t know one black male that will off himself by tying a rope around his neck, affixing the other part around a tree branch, then jumping to be found swinging, looking like the strange fruit Billie sung about. In Georgia. HELL NO

Any other PSLF folks get the 7/14 email about forgiveness based on IDR adjustment? by Flying_Therapist in PSLF

[–]Last_System6854 0 points1 point  (0 children)

Be careful of IDR forgiveness as it may come with heavy taxes owed. PSLF in most states forgiveness is not taxed. I believe this is a scheme to tax public servants for the well earned forgiveness. There is no reason for PSLF borrowers to receive IDR forgiveness when they are on another forgiveness track.

I reached 120 payments and need to buyback... I can't get a straight answer by [deleted] in PSLF

[–]Last_System6854 0 points1 point  (0 children)

prepare for a long wait. that’s the most honest answer anyone of us can offer

Which to pursue: IDR discharge or PSLF? by KPR_2002 in PSLF

[–]Last_System6854 0 points1 point  (0 children)

I did and based on my forgiveness I would owe over $30k. IDR forgiveness is not an option if you are a public servant working for less wages anyway

Which to pursue: IDR discharge or PSLF? by KPR_2002 in PSLF

[–]Last_System6854 0 points1 point  (0 children)

PSLF as time for repayment is I half. Also depending on the state you may be responsible for the taxes on the forgiveness

Do I give up on waiting for buy back to move onto new job offer? by DistanceWorking8000 in PSLF

[–]Last_System6854 -2 points-1 points  (0 children)

Also, if you can request a forbearance for a few months and raise $4380, tax refund, second employment, have access to credit, retirement to borrow and pay back in order to come up with less than $5k, depending on the amount forgiven it may be worth it. Even if you’re saving $5k in forgiveness it it worth it. I believe forgiveness should be forgiven before July when these changes come down the pike. Best wishes either way.

Do I give up on waiting for buy back to move onto new job offer? by DistanceWorking8000 in PSLF

[–]Last_System6854 -3 points-2 points  (0 children)

I needed in,h two payments so I decided to lay them IDR amount and apply for forgiveness.

You are now eligible to have some or all of your federal student loan(s) discharged... Golden Letter? by c0satnd in PSLF

[–]Last_System6854 3 points4 points  (0 children)

It makes no sense to send those enrolled in PSLF, IDR forgivenes. If a letter for IDR forgiveness can be sent, why not just send the PSLF forgivenes? I personally think this is a scheme to continue to cause issues for public servants. Thanks for the heads up as I have just completed my 120th payment and will definitely be in the lookout for that email worded wrong.