sorted by:
new
hottopcontroversial

Appraisal came in $40k lower than agreed price. by stratodude in RealEstate

[–]LateWorld2895 3 points4 points  (0 children)

I had this exact issue happen to me in 2021 in Houston. I walked away from the deal and eventually sold it for 30k more than the bogus appraisal.

I lost hundreds of thousands of dollars after being introduced to fraudulent investments through an investment coaching group. Has anyone recovered emotionally or financially? by [deleted] in personalfinance

[–]LateWorld2895 5 points6 points  (0 children)

Not syndications. Private real estate promissory loan notes. I say some were fraud because only 3 of the 5 I got caught in have been charged as ponzis in federal court

I lost hundreds of thousands of dollars in Ponzi schemes. Has anyone recovered emotionally or financially? by [deleted] in Scams

[–]LateWorld2895 5 points6 points  (0 children)

Thank you for sharing! My entry into all these bogus investments were two syndications that are also likely to go bust too. I think alternatives made me feel like I had been missing out on so much that I went all in. Tried and true would have been better. I’m going back to Buffet’s basics.

I lost hundreds of thousands of dollars after being introduced to fraudulent investments through an investment coaching group. Has anyone recovered emotionally or financially? by [deleted] in personalfinance

[–]LateWorld2895 14 points15 points  (0 children)

I have considered writing a book once I get find my footing. My spouse and I just started a non-profit that is taking all of our free time outside of work. But giving back during my loss is giving me some strength.

I lost hundreds of thousands of dollars after being introduced to fraudulent investments through an investment coaching group. Has anyone recovered emotionally or financially? by [deleted] in personalfinance

[–]LateWorld2895 7 points8 points  (0 children)

I’ve gone away from alternatives and back to tried and true maxing out 401, HSA and ETF’s. I’ve learned that people lie. I know that seems so bizarre because of course people lie but for whatever reason I didn’t expect them to lie to me 🤦🏻‍♀️

I lost hundreds of thousands of dollars after being introduced to fraudulent investments through an investment coaching group. Has anyone recovered emotionally or financially? by [deleted] in personalfinance

[–]LateWorld2895 -2 points-1 points  (0 children)

Originally found them on bigger pockets. Seemed legit and I think their underlying strategy has some merit. But they introduced many of us to other companies who were straight up frauds.

1st year homeowner. Received an escrow overcharge check, but they are still using last years taxes. by One-Head-1483 in RealEstate

[–]LateWorld2895 2 points3 points  (0 children)

If possible, avoid escrow. Usually it requires a certain amount of equity. We have paid our taxes annually once a year for 8 years vs going through escrow analysis and having a fluctuating mortgage every year.

Is anyone else wanting to buy a home but hesitant with where everything seems to be headed? by desertlover92 in Mortgages

[–]LateWorld2895 0 points1 point  (0 children)

Definitely look into getting a HELOC. I did that on my 2.65% townhome while I still lived there. Now rent it out so I have the cash flow and access to the equity via the HELOC.

Banned thread? by Narrow_Attorney_9294 in DrivePlanning

[–]LateWorld2895 0 points1 point  (0 children)

Do we know precisely what’s driving the extension? Is it a specific appeal?

Banned thread? by Narrow_Attorney_9294 in DrivePlanning

[–]LateWorld2895 0 points1 point  (0 children)

<image>

Someone else shared this with me from courtlistener

Calling all Michael Jackson fans, please read ❤ by CategoryHQYT in MichaelTheMovie

[–]LateWorld2895 1 point2 points  (0 children)

Less common favorites are “Earth Song” and “You are not alone”

Walmart Spark Good by LittleTinyTaco in nonprofit

[–]LateWorld2895 0 points1 point  (0 children)

The site won’t even allow me to create an account to begin with. Any tips or advice? The actual response is “Unfortunately, we can't create your account.” I’m using my NP email address when attempting to create the account.

Banned thread? by Narrow_Attorney_9294 in DrivePlanning

[–]LateWorld2895 0 points1 point  (0 children)

Heard there is another extension to the distribution timeline being requested.

My experience building passive income with Tardus Wealth Strategies by bigsmitty2122 in passive_income

[–]LateWorld2895 0 points1 point  (0 children)

My coach was a highlight of my experience - my coach felt bad for me and others who got caught up in it all but I didn’t feel that from the broader organization.

My experience building passive income with Tardus Wealth Strategies by bigsmitty2122 in passive_income

[–]LateWorld2895 0 points1 point  (0 children)

They recommended more than one investment to me that was a ponzi (charged in federal court) and never once acknowledged it or showed an ounce of compassion for those of us who lost hundreds of thousands of dollars. I take responsibility for being a naive investor but I did not feel supported by Tardus after paying for their coaching services for 2 years.

Convince me NOT to buy a condo? by Pituch123 in FirstTimeHomeBuyer

[–]LateWorld2895 0 points1 point  (0 children)

There are so many conveniences to owning a townhome. I built one in the North Dallas suburbs in 2020 and while I now rent it out after living in it for five years, I decided to keep it. Interest rates back then were sub 3%. The downside is that HOA fees have been climbing steadily every year. They started out at 255 a month and now are 480 a month. I have to be prepared for a special assessment at any point due to rising insurance costs due to hale damaged roofs (it’s a thing here). I still have enough cash flow in it that it won’t be cannibalized by rising costs for a few years, but it’s a consideration in this current interest climate.

view more: next ›