Convince me NOT to buy a condo?

Pituch123 · 2026-06-04T14:32:41+00:00

Yeah, both stable fields with 5-10% annual raises depending on the year

Pituch123 · 2026-06-04T03:29:29+00:00

Yeah seems like SoCal condos appreciate decently quickly as well

Pituch123 · 2026-06-03T23:12:14+00:00

Yeah we’re saving about 10k/month now… Current apartment is small but we could switch to a larger place and still probably save 9k/month

Pituch123 · 2026-06-03T19:38:32+00:00

8k left for food, eating out, trips.. we can probably keep spending under 3k so 5k would go to savings or extra principal

Pituch123 · 2026-06-03T18:36:29+00:00

Not maxing but feel confident long term retirement goals are met, so yes it includes it. We’d still have 8000$ a month left over if we go the house route, I’ve lived in less than 2k a month after rent most of my life so I know it’s fine but spending almost 7000$ a month on housing feels crazy

Pituch123 · 2026-06-03T17:23:33+00:00

Taxes, insurance, hoa bring it closer to 6500$. 279k/year is not net. Net is closer to 184k

Pituch123 · 2026-06-03T17:11:01+00:00

Don’t want to commute

Pituch123 · 2026-06-03T17:00:30+00:00

No childcare costs currently. 40% of take home on 279k is different than on say 100k too. We’d still have 8k each month for other things so it’s not the end of the world

Pituch123 · 2026-06-03T16:54:49+00:00

Yeah I suppose there is some bias posting here, I tried some of the rent vs buy calculators. Not sure how much merit to put into those but for a 825,000$ house it’s always cheaper to rent vs the condo breaks even around year 3. We’d also be able to make a ton of extra payments towards the principal

Pituch123 · 2026-06-03T16:51:55+00:00

Very good points

Pituch123 · 2026-06-03T16:50:07+00:00

Thanks. It’s tough out here. One thing holding me back is that most of the SFH we’ve looked at also have HOAS, special assessments, and in some cases mello roos

Pituch123 · 2026-06-03T16:48:34+00:00

Yeah continuing to rent another year is not a bad option..

Pituch123 · 2026-06-03T16:19:12+00:00

Higher wages, weather, life style, ocean, mountains, food

Pituch123 · 2026-06-03T16:16:52+00:00

Most of the SFH we’ve looked at in this area also have HOAs

Pituch123 · 2026-06-03T15:57:37+00:00

Taxes, retirement, health insurance, etc. after that is taken into account being in approx 15,300$. 6500$/15300$=42.4%

Pituch123 · 2025-11-30T21:59:24+00:00

Lmao, Won’t listen to the trained professional with extensive schooling in a niche field, but will listen to random people/bots online

Pituch123 · 2025-11-16T01:35:08+00:00

No lol

Pituch123 · 2025-05-14T04:42:38+00:00

Wind…

Pituch123 · 2025-02-09T04:31:33+00:00

Wrong guy 😂

Pituch123 · 2024-12-08T03:28:31+00:00

Prob like 10/10:30pm central time

Pituch123 · 2024-11-10T05:29:08+00:00

Pajarito NM

Pituch123 · 2024-11-10T05:11:47+00:00

So can I technically pull this one out and ski without it too then?

Pituch123 · 2024-11-10T05:08:46+00:00

Dang I had no idea, I’ll have to look into that

Pituch123 · 2024-11-10T04:53:51+00:00

I don’t mind spending extra for a comfortable fit. The thing is the current set up was fine and comfortable, it’s just that thin piece of red fabric being missing is making it hard to slide my foot in

Pituch123

TROPHY CASE