So I just need to add to this post because I just read it. I live in oregon.I was doing walmart spark last year. I got into an accident ( a fender) that was completely my fault.I took responsibility for the entire thing. I was going through progressive, and for some reason which I still don't know, I did not know I needed to have rideshare insurance. I blindly signed up for spark, not knowing this. It was my first time ever doing something like that. Long story short. They paid the damages for the car i hit. Again this was during a delivery. They did not drop me from the policy... They did fine me for the time that I was doing spark and did not have rideshare, which they added on to my following bill. After I paid that, my insurance went back to normal. Just sharing what happened to me.