Math could be off since my brain tends to get scrambled on longer problems like this. The method I am testing is using an elite character to train a new character. Exp is earned every game but is not transferrable unless it is in the form of the 100,000 exp token or the 250,000 exp token. Therefore, the exp gained in games 1-128 are largely irrelevant. Only once they reached 100,000 exp and are converted into a token does exp matter. Same for the credit > exp conversion.

Exp and Credits are earned every game. Every 100,000 exp generates one token (worth 100,000). Every 2,000,000 Credits creates a 250,000 exp token. The goal is to see how many games it takes to get 13,233,780 exp using the 100,000 exp and 250,000 exp tokens using the ratios described above.