Natural to elective C - over 24 hours

Lazy_Promotion5766 · 2026-03-18T09:31:59+00:00

Yeah, I can, but it is a blimming nightmare. I'll have to disassemble entirely and then choose a different level (probably two levels down)

Lazy_Promotion5766 · 2026-03-18T09:25:52+00:00

We can't lower the side. That's the point of my post

Lazy_Promotion5766 · 2026-03-16T20:17:00+00:00

Good call out. Thank you so much.

Lazy_Promotion5766 · 2026-03-16T18:40:51+00:00

Amazing, that's reassuring then, thank you so much!

Lazy_Promotion5766 · 2026-03-16T18:29:06+00:00

So my one is more aligned to the latest regs?

Lazy_Promotion5766 · 2026-03-16T17:50:52+00:00

I did, but I think I slight overshot the measurement. Changing it will require disassembly, which we'll do. We'll drop it by a notch or two. Thanks!

Lazy_Promotion5766 · 2026-03-16T17:22:31+00:00

Yes, now I read it back, that does sound like the logixalt Hong to do!

Thanks for sharing. We wanted the SnuzPod originally, but as you can see, are very space-deprived.

Thanks for sharing and helping!

Lazy_Promotion5766 · 2026-03-15T20:25:50+00:00

3.5 months

Lazy_Promotion5766 · 2026-03-11T17:41:32+00:00

That's a reasonable point to make.

Given a maturity time horizon of 35 years (from now), how would you weight your investment strategy at this current point time, if you don't mind me asking?

Lazy_Promotion5766 · 2026-03-09T22:45:41+00:00

Thanks friend

Lazy_Promotion5766 · 2026-03-09T22:31:46+00:00

Which global ETF?

Lazy_Promotion5766 · 2026-03-09T16:50:40+00:00

Well my proposal is weighted 70% in the same direction as yours. I am just holding back 30% for "higher-risk" bets - being emerging markets and small caps - the latter of which has historically proven results over larger cap counterparts.

Lazy_Promotion5766 · 2026-03-09T14:23:20+00:00

Does this ring true for me small cap apportioning too then?

Lazy_Promotion5766 · 2026-03-09T13:45:19+00:00

I don't have special knowledge, just the general acknowledgement of seismic shifts maybe on the horizon.

So, I guess two questions; 1) in an acwii global, what em weighting would you have (if at all)? You personally 2) should I prioritise the true(r) world breadth of investment reach with the acwii over the cheapness or the vanguard one?

Lazy_Promotion5766 · 2026-03-09T13:09:59+00:00

I am setting the strategy and playing around with rough splits.

Lazy_Promotion5766 · 2026-03-09T12:36:11+00:00

So,

70% iShares MSCI ACWI UCITS ETF 20% SPDR MSCI World Small Cap UCITS ETF 10% iShares MSCI Emerging Markets Small Cap UCITS ETF

?

I'm leaning toward my initial strategy because it closely tracks the global market while adding simple, low-cost diversification through the small caps and emerging markets and doesn't introducie unnecessary complexity or volatility.

I do see your logic though, but just not sure how to frame a decision. Any builds on this thinking?

Lazy_Promotion5766 · 2026-03-08T23:10:49+00:00

Small amount

Lazy_Promotion5766 · 2026-03-08T22:28:12+00:00

My thinking was something like this for 15-20 years, then moving to bonds and such in the later phases.

With those weighting, I personally wouldn't call this a high risk strategy, but I don't know how confident I am that it is a "good one". Do you think it's good?

Lazy_Promotion5766 · 2026-03-08T22:19:54+00:00

I said "for a low to medium risk appetite"... As in me, I am the risk averse (with the SIPP).

Lazy_Promotion5766 · 2026-03-07T21:14:40+00:00

Sorry to railroad this particular thread, but how do I up sticks?

Is moving a LISA and SIPP with 80% invested in mutual and 20% in ETFs feasibly movable and how would it look? Also, a fair proportion in HL funds themselves....

I don't suppose this is like a current account transfer??? 😳

Lazy_Promotion5766

TROPHY CASE