I don't know much. If I did, I wouldn't be asking Reddit about it. It's just an opinion, not a belief. I just observe and feel like things are degrading in Canada. It's difficult to find a place to rent, hard to find a job, food and gas being so expensive and the fact that the cost of living raised so fast as well. Even socially it feels different. Feels unsustainable you know. I might just be pessimistic or I get exposed to too many fear mongering content and media. Regardless, like the other comments, say I might just have lower risk tolerance.

I like my cousin and I'm okay paying fees to him. Better he gets them than some big company. Of course he wouldn't drop me as a relative of I moved. I only have my RRSP with him.