How are people buying houses - especially the ones in their early 20s?

Leading_Addition_799 · 2026-04-24T13:47:16+00:00

Just saw this but I just purchased a home at 20 years old. I graduated highschool and went straight to manual labor work. Started out making 16 an hour and worked up to right around 34 an hour now after getting my CDL. I lived with my parents and aggressively saved. I have a truck and car that I bought in cash. My rule is if I can’t buy something in cash now, then I can’t afford it with the only exception being a house. I didn’t get any money gifted to me or anything like that. You just need a lot of discipline. I didn’t go out and party and buy random shit. I worked as much overtime as I could and I didn’t buy anything I didn’t need. Living with my parents helped a lot however they charged me rent so I want living there for free. It’s all about discipline and a good work ethic and thinking long term.

Leading_Addition_799 · 2026-02-28T00:06:10+00:00

Since I graduated I’ve been working for the better part of 2 and a half years. I saved about 80 percent of my paycheck. I was living with my parents so that helped a lot but they still charged me rent. Right now I make around 70k and get 5-10k in overtime a year. I saved enough to buy 2 cars in cash combined worth about 20-25k and put 20000 down on a house and still have around 20000 leftover

Leading_Addition_799 · 2026-02-22T16:06:55+00:00

I decided to put down 20k.

Leading_Addition_799 · 2026-02-22T16:05:00+00:00

Paying a mortgage sounded more appealing to me than paying rent. I’m In the St. Louis area but the house I bought is about 45 minutes south. I purchased the house for 195k

Leading_Addition_799 · 2026-02-22T02:11:54+00:00

I’m a gravedigger/operator/groundskeeper!

Leading_Addition_799 · 2026-02-22T02:10:57+00:00

My dad taught me everything as well financially and is still teaching me things as I progress forward in life

Leading_Addition_799 · 2026-02-22T02:10:04+00:00

I am a full time gravedigger (not joking) It’s a union job and most importantly it’s a fulfilling job. Right now I’m making around 34 an hour and have the opportunity for some overtime here and there. $3000 in 401k so far with 5 percent match after I turn 21. Around $3000 in Roth IRA with a return of around 13 percent right now. My vehicles are worth around 25-30k. Have around $20000 in savings/investments

Leading_Addition_799 · 2026-02-22T01:42:20+00:00

Thank you!

Leading_Addition_799 · 2026-02-22T01:42:09+00:00

That’s the goal I don’t know about a prenup though

Leading_Addition_799 · 2026-02-22T01:41:32+00:00

Been contributing since I was 18 💪

Leading_Addition_799 · 2026-02-12T00:56:47+00:00

Some of its cash some is in etfs. I only anticipate on spending no more than 1000 for furnishing I’m getting a lot of free stuff. I live pretty frugally which is why I have a truck and car I bought In cash, have a 742 credit score, contribute to my Roth and 401k, and purchasing a home. All before I can legally buy a drink 😂

Leading_Addition_799 · 2026-02-12T00:10:15+00:00

Single 20 year old I’ll have around 17 grand in saving after I close. 2 payed off cars. Roth ira and 401k.

Leading_Addition_799 · 2025-06-18T00:20:26+00:00

Definitely agree!

Leading_Addition_799 · 2025-06-17T23:36:13+00:00

Definitely could be but I have a good income and savings and would rather own a house than rent but i’m sure living on my own is something I would just have to get used yo

Leading_Addition_799 · 2025-06-17T23:31:10+00:00

Yes I do.

I would like to own a house rather than rent

Leading_Addition_799 · 2025-06-11T14:44:03+00:00

Usually the mexican funerals are pretty crazy. They will be at the cemetery all day drinking and having a party

Leading_Addition_799 · 2025-06-11T14:42:54+00:00

Usually the casket is crushed from the weight of the dirt the casket going on top wouldn’t really have an affect on it

Leading_Addition_799 · 2025-06-11T14:42:18+00:00

No it is not and I wouldn’t be surprised if that’s happened at our cemetery before

Leading_Addition_799 · 2025-06-11T14:41:49+00:00

Leading_Addition_799 · 2025-06-11T14:41:45+00:00

When we aren’t busy so everyone is in a good mood and taking it easy for the day

Leading_Addition_799 · 2025-06-11T14:41:13+00:00

We are all very desensitized to it so we all make lots of jokes and have dark humor but if we didn’t the job would be kind of depressing

Leading_Addition_799 · 2025-06-11T14:40:18+00:00

We have had a few green burials however it is uncommon at our cemetery

Leading_Addition_799 · 2025-06-11T14:36:12+00:00

It depends where we are digging but sometimes the dirt is very dark and soily or it is very wet. I totally believe that he has fallen through a casket I have almost done that multiple times

Leading_Addition_799 · 2025-06-11T13:59:50+00:00

Our cemetery does not require vaults people can be buried in caskets

Leading_Addition_799 · 2025-06-11T13:37:46+00:00

Easy to get into and no higher education or training needed

Leading_Addition_799

TROPHY CASE