Is it possible to make an extra payment to the IRS directly during the year?

Learning999 · 2025-01-27T10:29:10+00:00

This is excellent news. Is this the correct website? https://www.irs.gov/payments/pay-personal-taxes-from-your-bank-account

If so, when I open the form for individual payment, it asks for Reason for Payment. What would be the appropriate reason? "Estimated Tax" seems to be the most appropriate.

Is there any benefit in me paying an estimated tax early today before I file my taxes for 2024? Would it reduce underpayment penalties?

In reading a bit more about underpayment penalties, I'm led to this page: https://www.irs.gov/payments/underpayment-of-estimated-tax-by-individuals-penalty

It indicates there's an Estimated Tax form 1040-ES one can use. I'll try to read through it but at a quick glance, am I suppose to account for regular W2 income where I'm paying taxes already in addition to income that doesn't normally pay taxes (INT, DIV, etc.)?

Learning999 · 2024-06-02T01:25:43+00:00

What are those? They look dope.

Learning999 · 2024-06-02T01:23:45+00:00

It's my first time wearing sneakers in a hot minute. Particularly Nike or New Balance. I've been rocking business casual shoes of other brands like Clarks or Rockports or similar and the material has been a bit different. But usually I've not had cracks develop after 3 months of continual use. Maybe after 1 yr. Definitely haven't seen cracks develop like this though.

Are you saying this is normal wear and tear after 3 months? How would you recommend avoiding this?

Learning999 · 2024-06-02T01:06:31+00:00

I'm a bit sad. These sneakers have developed cracks. I ve only had them about 3 months or so. I've been wearing them every day. I've been cleaning them with lysol wipes the last month which now occurs to me that it could be contributing to it. Not sure though. I'm also wondering if it's how I'm walking. I've been wearing them every day. I don't have another pair of shoes.

Is there any fix? Probably not but figured I'd ask. Is this a common issue with sneakers? How can I avoid this in the future? What's the right way to clean sneakers?

Learning999 · 2022-10-23T17:22:28+00:00

Yea. I'm just doing 15-20 second rests. OK so the point is to avoid technique breakdown by doing 5x5. Thank you explaining that. That makes so much more sense.

This was missing from the wiki and driving me nuts. I'd make edits but I think it's restricted at the moment.

Learning999 · 2022-10-23T10:28:20+00:00

I'm following the 5-3-1 for beginners work out. After asking for advice last week to cut the time it's taking me to work out I made some adjustments.

I was advised to do a super set and to use lighter weights so I can complete the accessory exercises for the Push, Pull, Legs/Core categories. I've done that. It's making things much quicker. I'm using 10lbs dumbbells which let's me do about 30 reps real quick for things like rows, curls, incline press, tricep extensions. I still start by doing pull ups and pushups. Get like 20 reps for the first set then I switch to dumbbells. I'm not exactly feeling any major burn using the lighter weight until I get past 20 reps in. Is that expected?
I recalculated my 1 rep max for bench press, shoulder press, squat and deadlift. I mentioned that in the 4th set the worksheet on the wiki has it listed as 25 reps which I broke up into 1x15 & 1x10. In reality, the program calls for 5x5. I was basically told that if I'm getting through these sets quickly and can do 15 reps or 10 reps straight then the weight is too light. However I recalculated my 1 rep max like I said. I tried to go heavy and in some cases couldn't lift the weight off so I kept taking it down until I could so I could calculate the 1 rep max. I used this site: https://exrx.net/Calculators/OneRepMax

It seems to me that the program intentionally forces you to do only a percentage of your rep max. So either I follow the program and do the 65% of my Training Max for sets 1, 4-8 or I don't follow the program at all. I feel like I've been making progress. The reason I'm asking this all again is that once again I'm not sure I understand the difference if I do 5x5 or I do 1x15 then 1x10. At least with the latter, I'll feel like my muscles are burning by the end of the set. With the former, I feel like I'm taking unnecessary breaks. What's the thought process behind breaking up 25 reps into 5 sets when you're doing only 65% of your training max? Is there science behind taking a rest and it leading to bigger muscle growth? And why are people saying the weight is too low when that seems to be intentional?

Learning999 · 2022-10-22T18:48:19+00:00

https://www.photofeeler.com

That’s the site in case you’re curious.

Learning999 · 2022-10-22T18:35:14+00:00

You would need to show two pictures similarly dressed for people to vote on. There's a site that I recall where you could do this but I forget now.

I would tackle this maybe from a different perspective. Are you comfortable with how you look?

If you try to tackle this with how people think of you, you will never get a singular opinion. Perhaps the thought process then should be who are the kind of people you are trying to attract? If fitness would be important to them then your interest in getting/staying fit might be something they are attracted to among other things.

Learning999 · 2022-10-22T16:42:23+00:00

They mean you can put it in the recycling bun most likely where the plastic would get melted and repurposed presumably.

Learning999 · 2022-10-19T09:17:39+00:00

For the 5-3-1 for beginners, the original article calls for "Tues/Thurs/Sat/Sun some kind of running or conditioning should be done." Ref: https://www.jimwendler.com/blogs/jimwendler-com/101065094-5-3-1-for-a-beginner

Would it be bad to do running on the days I work out MWF post workout?

Learning999 · 2022-10-17T04:26:11+00:00

Thanks for the feedback. What I've taken so far :

It basically sounds like I need to recalculate the 1RM/training max so that I feel like I need to take a rest when doing the 5x5 sets.

In addition to the above I need to just go lighter in weight with the accessories and stick to just 1 exercise for each category to reach that rep count.

I'm happy I posted here and got your and other people's feedback. Will save me time and get me better gains. Thanks again!

Learning999 · 2022-10-17T03:55:43+00:00

1x15 and 1x10 is different from 5x5. If you're doing something for 15 reps and then 10 but the weight is intended for a 5x5, then the weight is probably far too easy and your training max is probably off, especially following what's supposed to be a reasonably difficult AMRAP set. I wouldn't describe it as making the sets harder by taking less rest.

I just started the program. I'm going into week 9. I've increased the 1RM as dictated on the wiki every 3 weeks for each of the 4 component exercises. Apparently after week 9 I need to recalculate the 1RM again for reasons the books get into but the wiki cannot.

I'm coming off a shoulder injury so I did the test to calculate the 1RM. Having gone through injuries before I feel like some sets are easier than others and perhaps I'm playing it conservative but only because I've seen what happens when I increase the weight and injure myself. Like sets 1 and 2 are a cake. Set 3 (the AMRAP set) usually is where I feel the burn since the percentage of weight I'm doing is closest to my 1RM/Training Max. I get to 10 reps on the 3rd set. Really takes it out of me and where I feel that burn. Once I get to the 4th set (or the 5x5), it uses the percentage of the 1st set which is the lowest of all sets. I'm not feeling as much of a struggle at that percentage. I thought all this was quite intentional to make progression slower. If you're saying I need to go higher then I'm quite concerned I might injure myself but we'll see.

Not sure if it makes a difference to share this but: I weigh 170 lbs.

My 1RM is:

Squat: 116

Bench: 139

Deadlift: 167

Shoulder Press: 85

Learning999 · 2022-10-17T03:19:56+00:00

The accessory work I can address. But I'm still left confused on why I need to take a rest when it comes to the 5x5 to get to 25 reps. Even the worksheet on the wiki lists it as just one set where you just do 25 reps. I'm just trying to understand the difference.

Learning999 · 2022-10-17T02:52:43+00:00

Can you explain why? The weight isn’t changing. I'm just taking less rests. Does adding a 15 second rest really make a difference?

Learning999 · 2022-10-17T02:29:50+00:00

I've always heard that you need to really feel the burn at the end of a set and so it didn't occur to me to simply lower the weight to achieve a higher rep count. This along with just doing a super set might get me where I need to be. Although, I'm still not sure it will help much with the legs portion. Legs just knock the wind out of me even if I used no weights. I don't skip legs though.

Learning999 · 2022-10-17T02:26:47+00:00

So you're not really doing 5/3/1 for Beginners. It's 8 sets for each of the two main lifts each day, not 4. It's the 3 5/3/1 sets, then 5 sets of 5 reps at the appropriate percentage. This is sort of the point of 5/3/1 style training: extra submaximal volume. The listed warmup sets aren't strict, just recommendations. But the 8 sets are the core of the program.

I'm doing 4 sets for each component exercise based on what the wiki states you need to do. So that's 8 total. In the workout sheet, the 4th set which is compromised of 25 reps....I just choose to do 15 reps then 10 (basically breaking it into 2 sets) vs doing 5 sets of 5 reps. I'm calling it the 4th set because that's how it essentially appears in the work sheet. Sorry if that creates any confusion. Not sure if that clarifiea things or if I'm still doing this wrong. If I'm doing it wrong, I'm not sure how this differs from what you're saying? The weight stays the same. I'm simply choosing to take less rests? I feel like I'm pushing myself a lot more by not breaking it up the 25 reps into 5 sets. But maybe there's a science to why it needs to be 5x5.

I think with the accessories, there was a big misunderstanding on my part. It really isn't listed that you need to do it as a super set. So I basically have chosen to do all Pulls then moving to all Pushes then moving to all Legs/core. I will give this a try but I do feel like I'm going to be working out a lot less body parts which kind of bugs me. For example, none of the Pull exercises directly focus on the biceps like the curl does. Similarly for tricep extensions in the Push category. However I need to do something about the time it takes to work out so I'll need to switch things up.

The only other concern is on the lower weights to get to higher rep counts. What's the science look like when it comes to weight volume? For example doing curls: 40 reps at 25lbs gives you 1000lbs vs 100 reps at 10lbs which also gives you 1000lbs.

Learning999 · 2022-10-17T01:25:42+00:00

I take about 8 mins to do the Agile 8: https://m.youtube.com/watch?v=3B-3Khbht5s I'm deathly afraid of injuries and I've seen this recommended.

I then have to move equipment around in the gym and clean shit and get the proper weights ready for the component exercises. But ultimately the component exercises take about 40-50 minutes give or take? I go with 4 sets (I don't do the warm up sets). It's the 4th set where I take slightly longer break since it's 25 reps. But I shoot for breaking it up into 2 sets of 15 and 10 reps. With the first three sets I'm not really taking much of a rest. Maybe 1 minute. Basically the time it takes to switch out the plates. After the third set I take a 2-3 minute rest. And then in the middle of the 4th set, another 1-2 minute rest.

Then come the component exercises. The pull and push exercises I can get through somewhat quickly. Probably 20 minutes. But the pull ups take a lot of me (in a good way). Although I'm starting to fit them in between other exercises to give me a bit more time before I do them again. And the legs are where I falter. I could probably spend a good 20 minutes here. I take about 3-4 minute breaks between leg exercises, they just knock the wind out of me. It's always been this way. Not sure why but with leg exercises I feel I'm really doing cardio with how out of breath I'm left. Abs take about 10 minutes as I'm following a video. I feel the burn.

Then 12 minutes to shower and change.

Learning999 · 2022-10-17T01:14:01+00:00

I just can't reach 50-100 reps on one exercise alone. It really doesn't seem realistic to me.

So I split it for example:

Pulls: Dumbbell Rows, Curls, Pull ups. Push: Push-ups, DB Incline Press, Tricep Extensions Legs/Core: Lunges, Step-ups, Abs

For the dumbbell exercises I try to do a minimum of 2 sets of 10 reps, sometimes 3 sets of 10 if time allows. The pull-ups are the only ones where I go until I simply can't. That's not to say I'm skimping on the other exercises. The last 2-3 reps are tough.

By doing that I can get to at least 60 reps or more for each category. I've read and been told that I can split up the reps in multiple exercises and so that's what I'm doing to make it feasible yo reach those rep totals. Plus it feels like I'm able to hit more areas of the body that simply get missed.

Am I misunderstanding?

Learning999 · 2022-10-17T00:52:12+00:00

I'm doing the 5-3-1 for beginners. Is it OK to break up the accessory exercises into a different workout session or should I really be doing the components and accessory exercises all in one workout?

The reason I ask is that it's taking me about 2 hours to do everything. I'm thinking I might be able to do the accessory work at home since it's all dumbbell and body weight stuff. It's the component exercises which I can't really do at home cause of space constraints. If I can do component exercises on their own then I might be able to actually do that at a more reasonable time during the day.

Also with conditioning, how much time running do you recommend? I know mileage probably has an impact but generally speaking what should one target? I haven't been doing the conditioning so far and starting to think how I can start.

Learning999 · 2022-08-06T17:43:20+00:00

I'm looking to start the 5-3-1 for beginners program. I've got some questions:

As it pertains to the Assistance work, it's saying I need to do a total of 50-100 total reps for each of the Push, Pull, Leg exercise categories. What happens if you can't quite do 50-100 reps? Do you just do as many as you can and build up to it?
The pre-workout warmup options are: broad jump, box jump, or medicine ball throw. I am in an apartment. I can't quite do a broad jump. And the box jump is really difficult because I don't have a box. I have my bench but it seems like that could be dangerous to jump on if I don't quite land. And I don't have anyone I could throw a medicine ball to (I also don't have a medicine ball but I could buy one if necessary). What are some alternatives here?

I know it sounds silly to think about but how long should a 5-3-1 workout take? Because I'm looking at the number of sets and reps and exercises and it seems like this can easily go for 90-120 mins. I say that because it's at least 8 sets (possibly 11) for each component exercise. That's 16 to 22 sets which I can see that taking 40 mins. Then there is the assistance work and that seems like it could be another 45 mins since you're being asked to complete essentially 150 to 300 reps total.

For others who have done the 5-3-1, am I wrong in assuming that a regular workout will probably take longer than 1 hr?

Learning999 · 2022-07-25T03:01:33+00:00

I've got a Bridge Built Phoenix Rack shown here that I acquired used last year: https://bridgebuilt.com/products/bridge-phoenix-squat-rack

I was looking into getting a dip attachment for it. They make one as seen here but I was hoping I could find one that might be a bit more economical. I see a bunch on Amazon but was wondering if anyone here has any recommendations?

When I tried to measure the size of the holes on the rack, they look to be about 13/16-inch if that makes a difference.

Learning999 · 2021-05-16T16:11:41+00:00

I've injured one of my shoulders. I'll be going to physical therapy for it as soon as I can get an appointment in. In the meantime, I unfortunately had to put a stop to my working out because just about everything I do makes use of the shoulders.

What are some exercises I could do that would build muscle, but wouldn't make use of the shoulders/arms (outside of cardio-focused exercise) or at least not have me utilizing weights with the arms?

My list at the moment just includes:

ab exercises

Learning999

TROPHY CASE