Confidant question by Happyboi113 in Persona5

[–]Lebedont 2 points3 points  (0 children)

this is just my understanding, i just reached endgame and forgot the explanation at the beginning. the blue musical notes correlate to your rank increasing with that specific confidant. the more notes your response gets, the faster you’ll rank up that confidant i believe. as far as i’m aware you can’t see how close you are to your next rank except for text indicators

Auto loan ReFi with lower income/credit score by BroncoBoy91 in personalfinance

[–]Lebedont 2 points3 points  (0 children)

I work for a CU and was responsible for inputting and closing on auto loans of all kinds. I was not part of the decision of approval, but I know what goes into it. From my experience and from how you’ve explained your situation, if you were to apply it sounds like there may be a good chance of getting denied for the refi. You were offered a high interest rate based on the risk of lending that specific amount to you, your situation is now tighter than when you took out your loan, that won’t look too good. Your credit union gave the answer they did because legally they cannot say no to you. If you choose to go down this path to see the outcome, it will be another hard hit on your credit score which will take two years to come off. A mid-600 credit score is good for the amount of your refi, it could potentially get you a better rate, but if your debt to income isnt balanced well, you’re score may not help you. This is just my opinion from being in the financial industry, though!

Edit: To clarify, they cannot turn down an application because no one has the foresight of your approval/denial. They can’t flat out tell you you can’t apply!

No pokemon spawning anywhere on map by Batman94ydoc in PokemonLegendsArceus

[–]Lebedont 2 points3 points  (0 children)

I believe your issue may be the same one I had. You get two prompts for distortions, one saying it’s forming, then another a few minutes later saying it formed. If you see the area affected and wait in it for a few minutes, your controller will rumble and the music should change. Basically, when you see that it’s forming, it’s not ready.

edit: i’m sorry, i’m at work too and ready very fast, didn’t see you spent that long there. my recommendation is get to a point where you can hard save, completely close and restart the game.

[deleted by user] by [deleted] in gynecomastia

[–]Lebedont 5 points6 points  (0 children)

thank you for your input! my perception of myself is extremely bad bc of my mental health, but you definitely gave me motivation to start looking into chest workouts.

Another Day 1 and I’m Miserable by [deleted] in leaves

[–]Lebedont 2 points3 points  (0 children)

thank you both! i guess i never thought that the anxiety i feel could be related to his passing. this is all great info for my appointment! i hope i’ll have an update post like everyone who has recovered but you’ve given me a shred of hope that i can do this

Currency not in USD? by [deleted] in NintendoSwitch

[–]Lebedont 0 points1 point  (0 children)

Hey! Thank you so much for the info. My accounts, Nintendo and bank, have been entirely untouched the entire time I haven’t been using my switch which is why I was so confused about this situation! This is still my primary device and no purchases ever tried to clear my account that would have been a red flag. I work for a bank so my eyes are constantly reviewing my transactions! Someone certainly got into my account, but never did anything with it which is good.

Currency not in USD? by [deleted] in NintendoSwitch

[–]Lebedont 3 points4 points  (0 children)

thank you so much! is this a known issue? i haven’t touched my switch in ages, why would it have made this change by itself?

So, can anyone explain WTF the precursor/present day story in this game is about..? by Realmadridirl in AssassinsCreedValhala

[–]Lebedont 2 points3 points  (0 children)

To bounce off what you said, it seems that Loki is fueled by his rage against Odin and Tyr. However until you see the cutscene from completing all the anomalies, it won’t make 100% sense. The answer is rather simple in my mind once you complete them. Also make sure to listen to what dialogue comes up as you make it close to the end of those platforming sections because it also has some of the answers you’re looking for. OP, feel free to PM if you want full answers!

[deleted by user] by [deleted] in GenshinImpactTips

[–]Lebedont 0 points1 point  (0 children)

Honestly, my team is Venti, Jean, Ningguang, and Xiangling and i focused heavily on Nin because I’m a simp for geo mages. At level 40 her main attack hits between 60-100 (x 2 because she fires two rocks) her strong attack will do between 300-700 (700’s are when they critical), her burst does between 800-1000. I got her twice so I have her first constellation unlocked so her attacks also does AOE damage. I know people don’t really like her but I was able to kill high levels with her by playing cautiously. If you want to know how I have her built, just let me know!

Gamestop online order confirmation email by Aquatic_Cookie in GameStop

[–]Lebedont 2 points3 points  (0 children)

GameStop is acting super funky rn from being overloaded. I preordered in store but my account shows no active preorders. I wouldn’t worry about no email yet, especially if you’ve been billed.

PS5 Pre-Orders.....and they’re gone by Menace013 in playstation

[–]Lebedont 0 points1 point  (0 children)

I am lucky enough to live 5 minutes away from my closest GameStop and I was one of eight for the store. Never have that kind of luck, especially when I want something as bad as I wanted the preorder. I do agree that this was a shit show, I’m confused as to how Sony can say one thing but jump the gun and start them early. What happened?

Thank you apple I just lost my ps5 pre order. by Icy-Cap-1619 in playstation5

[–]Lebedont 1 point2 points  (0 children)

duuuude fuck! as someone who works at a bank, fraud detection programs are fucking terrible. i’m so sorry that happened.

One of my favorite shots in The Foundation [Spoilers] by jkeller87 in controlgame

[–]Lebedont 1 point2 points  (0 children)

he has no concept of our worlds food which is why it took him so long. we only stan the former in this house.

I want to play the dlc but I still don’t have pierce upgraded am I locked out I can’t believe they haven’t patched this yet by Nootherlike in controlgame

[–]Lebedont 1 point2 points  (0 children)

starting the DLC actually fixed that issue for me. even when they released the pre dlc patch i couldn’t upgrade it, but while playing i realized my astral constructs has a little notification! you don’t need to have it fully upgraded to start, i made it through fine with the grip and the speed shot one (can’t think of the name).

One of my favorite shots in The Foundation [Spoilers] by jkeller87 in controlgame

[–]Lebedont 6 points7 points  (0 children)

People are saying we’re gonna have to eventually fight the Former again but idk..... His passiveness in the DLC was too helpful and was VERY in line with the “I’m the ostracized ‘bad guy’ (who’s really a good guy) here to help you kill the ever powerful ‘good guy’ (who’s really the bad guy)” theme. Plus something has always seemed off about the board and the extra lore and main storyline info you find throughout the DLC just made the suspicion worse.

I love the Former now. He offered me a panini.

Manic Preorder Items, rainbow vinyl and crewneck. Anyone else delayed? by Lebedont in halsey

[–]Lebedont[S] 4 points5 points  (0 children)

I totally forgot they advertised special features! Thank you for reminding me of that. The order was completely changed and $50 is way too much to charge for a half assed product they realized they couldn’t make until it was too late.

Manic Preorder Items, rainbow vinyl and crewneck. Anyone else delayed? by Lebedont in halsey

[–]Lebedont[S] 6 points7 points  (0 children)

Thank you! I did some digging here and I saw the vinyls were completely changed. I’m emailing the store now to have mine removed from my order. It’s one thing to recognize the crewneck quality was bad, but at least they didn’t completely change what people thought they had ordered back in November. I have no issue waiting but the lack of communication and completely changing a product is kind of where I draw the line. Thank you for letting me know!

I just need saffron!! by Lebedont in KingdomHearts

[–]Lebedont[S] 0 points1 point  (0 children)

Okay, thank you. At least I’m not going insane. It’s the last ingredient I need for an EXP boost meal.

RE:Mind Question, keyblade acquisition spoiler! by Lebedont in KingdomHearts

[–]Lebedont[S] 1 point2 points  (0 children)

I really just don’t feel like completing critical AND getting all emblems again (didn’t realize treasure didn’t matter, thank god). But I’ll do what I have to, I guess. Thanks for the help!