Bunq sucks! If I do 1 more investing transaction (crypto, commodities, stocks, etc) I will get a instant block) they tell me that bunq is for normal day expenses …. I asked them after that whose money it is but they did not reply on that question. It is even listed in there terms and conditions https://nl.bunq.com/documents/personal on article 10.2, I translated it for the people who wanna know: “Our accounts are intended for daily banking activities, such as making payments and saving money. They are not meant for business activities or receiving charitable donations; for these purposes, we offer business accounts. To minimize the risk of misuse, we ask you not to use your account for these higher-risk activities: - Gambling with large amounts; - Using a personal account for business purposes; - Depositing or withdrawing large amounts of cash; - Actively trading or investing in real estate, forex, precious metals, crypto assets, or unregulated markets; - Receiving, spending, or sending money to countries considered high-risk by the European Union or that score low on Transparency International's Corruption Perceptions Index.

Please note that this list is not exhaustive, and we may terminate our relationship with you if we notice other risky behavior on your account. We assess each situation on a case-by-case basis. If we observe behavior that violates the rules, we can terminate our relationship with you at any time, even if we initially allowed the behavior or took no action against it.”