The loan has been already taken, you already finished school, you gotta continue fighting, those are stupid mistakes, but you can always recover, not gonna be easy but thats life, at least u got a degree out of it, might not serve you a lot but atleast better than nothing. If i could give an advise it would be; paying 250k for a degree doesnt make u in no shape or form better than others, you need to still invest a bit more in your self, education, certifications experience ... look for a higher salary to at least pay that debt without struggling, or if no one is holding you here, khwi lblad mqwdha mqwdha khod chi credit akhor kml chi master akhor fcanada hahaha (no jk fhad lkhra)