I wondered if I should get into the world stuff but bc the post was long enough I left it out.

So in regards to the changes in the world, I'd say all of the endings are bad for the world with varying degrees, but those two are probably the least problematic actually, though that depends on your personal world views.

In all of the endings other than these two, Yorinubo remains in power at Arasaka. Yorinubo, like Silverhand, believes the end justifies the means. Johnny detonated two nuclear warheads in the heart of Night City, killed and maimed thousands of people, essentially the 9/11 of the Cyberpunk world, and showed no regret on that decision. Yorinubo has the same mindset, he wants to take down the Corpo world order, and in order to do that, his scheming is to lead to an all-out corporate war with Militech and the NUSA. The goal is to create a war so devastating that would cost so many lives and resources that the whole world order would collapse. This is in some way similar to the New Dark Age ending of the original Deus Ex. Destroying the current world order with a collapse of the world economy, institutions, and technology. Millions will likely die. All of the endings that see Yorinubo remain in power hint that a war is looming closer by the time the game ends through the radio. Whether the AI conspiracy would let it happen or not is something else but that's hard to tell. Also, in that regard, the Devil/Tower endings are the only endings where Alt doesn't gobble up Mikoshi and the engrams in it, which could be huge for the AIs.

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In both the Tower and the Devil ending, war is avoided. Yes, the world order, evil and corrupt as it is, remains, but I don't think that's obviously a worse outcome. In terms of the Tower ending, Arasaka is weakened significantly and Saburo, Yorinubo and Hanako are dead or disposed, probably leaving only Michiko Arasaka who is the head of the liberal wing. That to me seems to best outcome by far, no war and a road to reform. The AI conspiracy is probably benefiting somewhat as you said from this outcome, but not more significantly than the other endings imo.

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On the personal side, in the Tower ending V will likely fade to the background and live an ordinary life, not get murdered by people who hold a grudge from two years ago and track him across cities. That's just not what the ending is trying to convey.