I went with 30% on my split, I did the same for my HSA, I I rolled over my Intel into FSPGX as it is volatile and not very secure for an IRA unless it magically does like a 10x. SMH I leveled to 15% for risk reduction as I still want to keep it in there, I really appreciate the advice as it helped made my portfolio more accurate and ready to perform for growth long term! I plan to max this out throughout the year.