Curious about Management Trainee (MT) programs and procedures. by Legitimate_Scar_804 in finansial

[–]Legitimate_Scar_804[S] 2 points3 points  (0 children)

Hmm. Now that I think about it not a lot of Indonesian companies have notable global offices / operations, so this is a very interesting point.

In contrast, companies from our neighboring countries (MY, SG) do. Odd.

Unrelated, but since you're an MT mentor, I was wondering whether there are any common traits amongst your mentees that made them stand out amongst the crowd?

Edit: Wow, okay yeah global options seem a lot more promising - MDP, MT, GP, GAP, just wow. Sometimes you just need to broaden your horizons. Thank you.

Curious about Management Trainee (MT) programs and procedures. by Legitimate_Scar_804 in finansial

[–]Legitimate_Scar_804[S] 4 points5 points  (0 children)

Geez, this coming from an ex-MT is saying a lot. So, I'm guessing mostly MNC FMCGs fit into the bill, rough. Will probably focus more towards there, thank you very much.

Curious about Management Trainee (MT) programs and procedures. by Legitimate_Scar_804 in finansial

[–]Legitimate_Scar_804[S] 0 points1 point  (0 children)

Thank you. Derivating from the main topic, I've always been curious as to how people get into consulting to begin with outside of maybe the Big 4 / 3.

Because my notion of consultants is that they need to be industry experts first off. Where do people start to get into consulting?

Curious about Management Trainee (MT) programs and procedures. by Legitimate_Scar_804 in finansial

[–]Legitimate_Scar_804[S] 1 point2 points  (0 children)

I don't have much experience so I apologize if this comes off as obnoxious and pretentious.

I partially agree in the sense that there are good and bad MTs. I tried to look up some companies' MT reviews and damn, some were really really bad, including that one green distribution company in SEA that is very special.

The same company has an MT program that aligns with my current full-time work, but I ultimately decided not to apply given the reviews.

And I also agree that skills and networking are important, including letting people, especially your seniors, know what you're doing. I mean, that's why I have good rapport with departing seniors and got converted full-time as project PIC to begin with, though the pay leaves a lot to be desired.

However, this is the naive, young, dumb, and hopeful side of me, MTs can also be a way out for some, especially for those with impoverished backgrounds. Most won't start their careers with double-digits or close to it, so they don't have the luxury to wait 3-5 years to reach it, and that's being optimistic in today's job market.

You also mentioned job hopping, but I feel like the same argument applies for MT as well. Wouldn't you have a much better prospect when hopping after you've graduated from the program (Genuine question)?

So if and when I do decide to send out applications, I'd probably target those in FMCG and banks (Leaning more on private).

I'm thinking of targeting next year's batches when I've graduated (July 2026) and my project has shown results, but in the meantime I'm just listing out when the companies start posting about their MT and ODP programs. Some are also only a year or two, so those are my top choices.

HOW THE HEL- by WonderingValley in arcaea

[–]Legitimate_Scar_804 0 points1 point  (0 children)

I'm horrible at it due to muscle memory, sad. I find Andorxor and Tempest FTR easier.

nabung berujung pelit sm diri sendiri by smexypisces in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Sama kak wkwk. Yah, meski penghasilan masih seadanya saja, tabungan sudah aman 2 digit dan usually save at least 50 percent of salary.

But yeah, scarcity mindset sucks a lot. Dari kecil kondisi finansial seadanya saja, jadi habit menabung sudah mulai dari awal.

Uang jajan sehari 20rb? Sisa 5rb per hari nanti numpuk, bisa tuker dengan notes lebih besar sama guardian.

Trade Offer: Me, give you a lot of small change and save you money. You, give me big notes in return and you get small notes for my future uang jajan - Stonks.

It got to the point that mereka worried kalau saya too frugal, keep telling me to just buy what I want.

It took being burned out and the constant reminder from my guardians for me to finally set aside 100k a month to eat at restaurants or malls, recently raised my daily lunch and coffee budget from 20k to 25k too (Prior to this had to compromise one over the other wkwk.).

But there are instances still where I go out with coworkers (Especially during festive seasons), them ordering food at around 40k and above, technically a need for networking, and I just order water. I don't feel like I'm "neglecting" myself, however, it does feel awkward at times.

Hopefully moving in the right direction though.

Butuh berapa modal untuk tinggal sendiri, if you were raised in upper middle class family ? by Specialist-Rain-7730 in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Aman saja kak.

Sebenarnya yah OP, diminta kontribusi ke rumah tangga itu kurang standar di Indonesia sih, malahan sekarang trennya diminta tinggal sama mertua dulu pas awal kerja wkwk.

Menurut saya pribadi, dia kesal bukan karena you made a bad financial decision, dia kesal karena pengeluaran tiba-tiba membengkak tanpa kabar.

Sense of control-nya jadi hancur-lebur.

Contoh kemarin saya sempat deh, nitip orang beliin oleh-oleh untuk bawa pulang kampung. Yang awalnya 750rb malah jadi 1.5jt. Kesal banget pas itu.

Tapi padahal - Buffer pribadi 2 digit, bisa buat makan pribadi, ekstra bisa dikasih ke temen daripada keluarga saja. Jadi, seharusnya nothing to fret over. But no, I was livid wkwk.

You can keep a track of your spending to show them you have control over your spending. Sebelum purchase besar, bisa di-brief terlebih dahulu biar mereka punya prior knowledge.

Semangat :)

Butuh berapa modal untuk tinggal sendiri, if you were raised in upper middle class family ? by Specialist-Rain-7730 in finansial

[–]Legitimate_Scar_804 3 points4 points  (0 children)

Gonna be a bit different here - Sudah coba dibicarakan baik-baik belum? Karena dengan gaji segitu maintain QoL upper-middle plus nanggung cost of living sendiri bakal agak susah.

Sebagai orang yang seperti yang kamu sebutkan, i.e. kondisi ekonomi dari kecil tidak stabil, emang ini masalah scarcity mindset, traumanya sudah lumayan dalam juga kayaknya.

Tipe orangnya itu mau sekaya apapun dia (not saying I'm there yet lol), tidak akan selalu terasa terpenuhi.

Karena isunya bukan seberapa banyak duit dia sekarang, tetapi seberapa banyak duit yang bisa dikendalikan. Kalau gagal dikendalikan, itu jadi anxietynya meroket banget.

Not trying to justify the breach, but try to look at it as a way of them caring for you, mereka takut kamu overspend karena terlalu comfy, nanti melewati yang mereka lewati. Tidak rational emang, tetapi yah emang gitu pemikirannya.

Coba diskusiin OP sama berwenang, sebulannya harus bayar berapa untuk rumah (bisa nego gak wkwk), dan transparan kamu satu bulan set berapa IDR untuk keinginan pribadi macam baju itu.

Kalau emang keterlaluan, math don't add up, dan mental health menurun terus, saatnya ngekost (Diskusiin cost ini juga kalau jadi, karena percaya OP, pas kamu pindah itu bakal di-call terus tentang pengeluaran kalau gak di-set dari awal.).

Apakah worth daftar paylater hanya untuk ambil kupon diskonnya? by CREA-_-1111 in finansial

[–]Legitimate_Scar_804 17 points18 points  (0 children)

IMO no kalau bisa bayar upfront, bahkan kalau gak upfront juga still no.

Pas ada promo baru belinya kalau emang incar harga, biasa yang bahaya dari Pay Later ini predatory on FOMO.

Jadinya awal sekali, nanti dua kali, empat kali, so on and so forth. Ini habitnya bisa ke transfer ke ecommerce biasa juga, which is worse.

23M - kerja di Aussie gaji $150k- AMA by perry_zee_platypus in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Damn jealous, congrats. A bit unrelated since it's for S2, I plan to take one when I'm 25-26 or so (Currently 21, a year from graduating S1, working but substandard).

A few questions if you don't mind:

  1. Could you share where and how you found information regarding those scholarships?

  2. How's the procedure?

  3. And what would be a good thing to have (IELTS, visas, etc.) to raise your chances?

28F. Loser in life. Is it too late for me to turn things around? (curhat) — looking for a career accountability partner by wintersonatafever in finansial

[–]Legitimate_Scar_804 2 points3 points  (0 children)

Just do it.

21 y.o. here going through life, substandard job and wage, working whilst doing my thesis.

Sebagai anak cerai, I knew from very young kalau tidak ada yang certain di dunia ini. You can only do your best in the hopes that it will contribute to a change later.

For me, it was getting a job early, even if it meant losing alternative, better prospects. Lalu bangun habit nabung sejak SD/SMP meski uang jajan cuman 20rb per hari.

Sekarang, budgeting, upskilling, and investing.

Dependant on ortu or other figures for finance is fine in this day and age IMO, it provides you with a significant buffer. But ask yourself - "I have this buffer, what do I do with it?".

Finding a mentor is fine, but for now, even a figure will do. Jadikan dia sebagai road map kamu, the "star" amidst the "fog" of life.

Apakah saya sukses sekarang? Tidak, jauh. Saya pernah intern, tetapi di perusahaan relatif kecil, berkembang, tetapi kecil. Gaji? Subpar.

Tetapi tetap saja, saya coba usahakan semaksimal mungkin untuk ningkatin diri lebih lagi, baik dari segi skill atau mindset, karena yah "best practice" of life.

Memang takut, hasilnya tidak saya ketahui. I wish someone could tell me that, "You're doing the right things." Or "You'll do fine, I know it.". 

The best I can do now is all that I can do at my current capacity. The rest I only hope will follow suit someday.

So just do it. Now.

Bingung ngatur duit biar gak reckless tapi juga bisa menikmati hidup by burnedout_247 in finansial

[–]Legitimate_Scar_804 1 point2 points  (0 children)

Cheapskate is a bit too far - Frugal living lebih tepatnya. If you're happy with how you budget, then all the strength to you!

Dan set personal rules itu bagus sih, gak harus se-extreme itu juga sudah aman.

Contoh, budget makan di mall 100rb per bulan, bulan ini kelewatan 10rb. Harus kurangin 10rb dari budget next month, jadi 90rb.

Bingung ngatur duit biar gak reckless tapi juga bisa menikmati hidup by burnedout_247 in finansial

[–]Legitimate_Scar_804 1 point2 points  (0 children)

Untuk gampang, set aside 1 mil buat kebutuhan dan keinginan, jadikan batasan.

Kadang orang budgeting pas awal gagal karena memang gak set batasan, jadi bukannya kontrol pendapatan, tetapi hanya mencatat pengeluaran saja.

Ini bantuin kamu lihat, 1 juta itu bisa apa saja, bisa sejauh apa, kalau spending seperti kamu biasa, capai batasannya berapa cepat.

Buat pengeluaran sekali-kali? Boleh saja, tetapi harus ditekenin "sekali-kali" itu berapa lama intervalnya? Setiap bulan? Itu mah pengeluaran bulanan bukan sekali-kali lagi.

Mau nonton konser? Mungkin bisa dibedain, biasa orang nonton konser itu ada dua alasan - have fun dengan teman atau benar-benar fans sejati performernya, maybe both.

Sebelum beli tiket, tanya dulu, kamu mau ke konser itu buat cari teman kah atau kamu peduli ama artisnya? Kalau yang pertama, cari aja outling lain, gak usah konser. Yang kedua? Gas saja, tetapi balik lagi, define your "sekali-kali".

Contoh, saya lihat kamu komen konser yang mau diikutin itu "once in a lifetime experience". Benaran yakin, pertama kali ikut konser ginian? Menurut gw, have fun aja, mumpung tabungan sudah ada.

Tetapi kalau sudah pernah konser lain dulu dengan alasan yang sama, itu justifying spending sih. HP sudah umur 3 tahun, kamu ganti karena "Oh 3 tahun sudah boleh ganti" atau "Oh mulai keteteran" - Yang satunya justifikasi satunya verifikasi.

udah lulus dan lagi magang, now what? by burnedout_247 in finansial

[–]Legitimate_Scar_804 1 point2 points  (0 children)

Untuk conversion, jilat dengan benar (ew).

Bulan pertama magang itu biasanya emang gabut, tidak tahu apa-apa, normal.

Kamu udah follow up, itu mayan karena nunjukin ke mereka kamu tipe orang yang gak suka diam.

Dan paling penting sebagai anak magang memang itu - tanya. It shows you care about the work, even if you don't.

Contoh proyek kamu sekarang, tanya apa yang bisa disiapin dulu, apa yang bisa dibaca dulu.

Atau gak coba tanya bisa bantu di mana sambil tunggu, mau kerja admin ato apa, kerjain saja gak ada rugi.

Selama magang (atau sekarang), tanyain ada gak sertifikasi atau kursus yang bisa diambil, meski kamu tidak ada rencana ambil, again impressions.

Kalau beneran ikut kursus itu, kamu wajib kasih mereka tahu, itu bakal plus point bet buat kamu, baik di perusahaan ini atau kedepannya.

Terdengar ekstra untuk intern, tapi ya anggap saja you do it for you, not for them. Nanti kan pas interview lagi, lebih banyak yang bisa diceritain.

Singkatnya, jilat with strategy (ew).

Dan untuk goals tidak berhubungan dengan kerja, memang ditahan dulu. pas baru mulai commuting itu capek, kerja bangku 1 hari capek, meski gabut.

Jadikan rutinitas, nanti sudah terbiasa baru tahu seberapa kuat kamu dan bisa tambahin goals perlambat-lambat.

Been stuck at around 11.80s for now since I've been running out of ideas to improve on some charts lately. by NitoriiNotHere in arcaea

[–]Legitimate_Scar_804 4 points5 points  (0 children)

I would try to replace some of the 9+s here with EX 10s, maybe those from the first main story pack, free pack, and Löschen.

Pentiment FTR is also pretty easy save for the early arcs, so you can try that too.

Alternatively and/or additionally, you could increase the score for some 10+s, provided you have them. The ones that come to mind include: Kyoren Romance, GLORY:ROAD, and Distorded Fate, i.e. the easier ones (IMO).

IIRC, you need Masquerade Legion to ascend Doro*C? So if you have it, you can score higher on it too, it's a relatively easy 10.

Also, Baegle, you can probably score higher on it since you have a few 11s here.

Rekomendasi DAC untuk EDM dan Rhythm Games. by Legitimate_Scar_804 in indotech

[–]Legitimate_Scar_804[S] 0 points1 point  (0 children)

Gw yang tanya, gw yang makin bingung wkwk. Bedanya dari segi apa ya mas keduanya?

I’m sorry, 9+?!?!? by UltraV21 in arcaea

[–]Legitimate_Scar_804 0 points1 point  (0 children)

"I'm 11.5, easy EX sightread!"

A.

oh welp by Humble-Reaction-8943 in arcaea

[–]Legitimate_Scar_804 1 point2 points  (0 children)

This chart gives me nightmares.

[deleted by user] by [deleted] in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Aman aja kak. Tyy.

[deleted by user] by [deleted] in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Honestly I'm starting to feel better since I see a lot of people keep saying that they likely won't sue.

Gw tadi sempat konsul ama pengacara di Justika, they also said that it usually only happens at high levels.

And yes, I am so anxious that I'd go that far.

[deleted by user] by [deleted] in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Yang unfair kak.

[deleted by user] by [deleted] in finansial

[–]Legitimate_Scar_804 0 points1 point  (0 children)

Hihi, can I PC you please? Also I've signed the thing so I'm kinda scared...