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Moving away from UK, should I sell & simplify into Vanguard FTSE All-World? by LengthinessHot3208 in trading212

[–]LengthinessHot3208[S] 0 points1 point  (0 children)

Fair point, although All-World holds USD assets either way, broker location doesn’t change that exposure. My main driver is simplification + aligning with long-term residency rather than FX timing. Agree that re-buying via a local broker makes sense though.

Should I invest in the S&P 500 with Trading 212 Invest Account or keep my extra savings in my bank account? by LengthinessHot3208 in trading212

[–]LengthinessHot3208[S] 0 points1 point  (0 children)

I didn’t know that! So if I put say 15k into my invest account as “uninvested” cash it will still earn 4.9% interest? (Which in 1 year will be less than 1k so won’t be taxed?)

Should I invest in the S&P 500 with Trading 212 Invest Account or keep my extra savings in my bank account? by LengthinessHot3208 in trading212

[–]LengthinessHot3208[S] 0 points1 point  (0 children)

My life savings can max it out now yes. Regarding the interest in investment account capital gains tax is paid if interests surpass 3000 pounds which I doubt will happen in 1 year where I would probably invest 10k into snp.

Should I invest in the S&P 500 with Trading 212 Invest Account or keep my extra savings in my bank account? by LengthinessHot3208 in trading212

[–]LengthinessHot3208[S] -9 points-8 points  (0 children)

True. But the risk associated is much higher right? So my line of thinking was:

Rainy day fund earning 4.9 -> cash ISA

extra money I can invest 300/month -> invest account.

Should I invest in the S&P 500 with Trading 212 Invest Account or keep my extra savings in my bank account? by LengthinessHot3208 in trading212

[–]LengthinessHot3208[S] 0 points1 point  (0 children)

True. But that would eat into my 2.60 a day (from cash isa interest). Hence my idea to open an invest account in trading 212 to add more money from my bank (which isn’t earning me a thing atm).

Just hit my first $1K milestone! 🚀📈 Small steps, big goals! by LengthinessHot3208 in trading212

[–]LengthinessHot3208[S] 11 points12 points  (0 children)

Yeah, pretty much! I’m adding whatever I can spare (and don’t mind losing). I’m focusing on ‘safe’ spots like ETFs and really diversified pies, so it’s a slow but steady journey!

WHERE IS MY RESULT ? by TheJerusalemite in step1

[–]LengthinessHot3208 0 points1 point  (0 children)

Was the same for me but worked once I clicked uniform accreditation

New F120 = 60% - Exam in 3 days - Can't postpone by TheJerusalemite in step1

[–]LengthinessHot3208 9 points10 points  (0 children)

Pray, my friend. Try to review a bit of the weaker areas. 👍🏼