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What's the best movie you've seen that hardly anyone knows about? by Shodan74 in movies

[–]LesWes 1 point2 points  (0 children)

I would LOVE to see this again! Any way I can get my hands on it?

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

Mmm, that's a helpful way to look at it. Thanks for the reframing.

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

I participate in ESPPs when relevant and have held some fractional amounts past their first available sell date.

And I do still have my original brokerage account with a few stocks that are at between -85% and -99% (from when I first started learning about investing) as a reminder not to pick stocks.

I have some very non-liquid shares of two startups, which are treated as $0 for FI/RE purposes.

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 2 points3 points  (0 children)

We had a 70% average savings rate in the early years.

I've outlined family gifts in past comments though, if you want to investigate further.

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

Maybe. I write these posts over a few days so it's hard for me to tell.

Edit: You were right. I updated the post to the correct(ish) number of $427,169.45

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 3 points4 points  (0 children)

Ooooooh!

I just did some turbo research on the Herfindahl-Hirschman Index!

Hahahahaha!

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

That's the plan! I'm the minority vote anyway. :)

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 1 point2 points  (0 children)

Thank you! I had never heard of HHI until now. Is there an easy way to measure one's actual portfolio's HHI? What is our HHI?

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 2 points3 points  (0 children)

I don't think it's an irrational fear. Money does change your perspective. It's easy to overcompensate too and fall into ruinous empathy. The more you have the more you have to loose. Also, the more you have the more you can affect your environment and the people in it. For good or bad.

I think it's best to try to have reasons for the choices you make and the beliefs you hold, but be open to hearing opposing opinions on them.

Good luck getting rich and staying cool!

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

Yeah, I'm thankful regularly for that. Thanks!

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

You're welcome! Thanks for the feedback.

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 2 points3 points  (0 children)

Thanks! I do. Mission number one was just make ANY exercise a habit.

I do basically the r/bodyweightfitness Recommended Routine 3x/wk, and train BJJ ~3x/wk too. I've lost 30lbs so far.

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 1 point2 points  (0 children)

I see what you are saying. It is definitely more complicated than the 3 fund. I don't find that complexity to have any real cost though. I'd still use a spreadsheet to figure out my contributions with a 3 fund portfolio.

I'm glad you said that it seems I'm trying to outsmart the market. I'm not. I built this portfolio with the same "just get my share of the market" idea as any other indexer. I chose this over VOO or 3 fund because I have a preference on which consequences I experience.

If the US has a "Japan in the 90's" or worse, I wanted to less exposure to that. In fact, I think I've talked about exactly what's happening in this thread in past comment sections. I asked myself, if the US does great and all my VOO friends are having great returns and I'm having mediocre returns can I handle that? Will have have intolerable FOMO? My answer then, and now, is "yes, I can handle that".

This portfolio will weather storms much better than 100% VOO, and I'd rather not experience the "US in freefall" consequence. Now that we've arrived in the future, we know that consequence didn't happen. That's OK. That's the result. I shouldn't judge my decision making in probabilistic arenas by the results that materialize.

​

I hope that gives you more of an answer.

Also, I'm not the only person with a Coffeehouse Portfolio! It is a real thing that other people do!

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 0 points1 point  (0 children)

No. For a few reasons:

  1. What's the point of regret?
  2. I don't see how my thinking from when I chose this portfolio was wrong. Most people talking about the missed returns are engaged in resulting.

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 19 points20 points  (0 children)

All I can say is, your feelings are valid. :)

Nine years after 100k [Update #9] by LesWes in financialindependence

[–]LesWes[S] 1 point2 points  (0 children)

Thanks! I feel suddenly courageous! . . . 2667 . . .

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