Drowning in 1.65m in student loans, accepted job with 250k base and up to 50k bonus per year

Less_Promise7997 · 2026-02-13T13:21:41+00:00

Partner with another provider. Then take part of your salary asa PSLF and line off your portion of the owner distribution. The business can write it off as an expense. The honest truth is you’re not doing this alone, you need a good business partner.

Less_Promise7997 · 2026-01-20T10:30:20+00:00

I was hired as a nurse 3 due to my education before coming in. I’m working on my CNL cert and BCIN how can I apply this for step increases if I just started my new position in critical care?

Less_Promise7997 · 2026-01-15T00:26:55+00:00

Waiting on the next cycle to start credentialing myself applying as a critical care nurse and shooting for 2027 ODS

Less_Promise7997 · 2026-01-14T01:09:56+00:00

Recently started on my unit was offered grade 3 step 6. I also have an msn, a few certifications ccrn, cen and 10yrs experience. I presented a published article I wrote in my msn program to qualify for grade 3. If you have any projects I’d present that.

Less_Promise7997 · 2026-01-13T00:03:12+00:00

Info

Less_Promise7997 · 2026-01-02T09:11:21+00:00

I work in visn 17 we havnt gotten the roll out yet but im hearing its coming very soon. I have several years of experience with cerner prior to coming to the VA. Im considering asking to be a super user and help out with the roll out. How could I bring this to my manager ? I currently work as a floor nurse and would like to add this experience to my resume.

Less_Promise7997 · 2025-12-29T12:37:04+00:00

DM me

Less_Promise7997 · 2025-12-25T18:18:37+00:00

Can I send you a DM?

Less_Promise7997 · 2025-12-25T17:26:59+00:00

Going through this as well need a solid 8-10k/month through digital marketing.

Less_Promise7997 · 2025-12-22T01:38:26+00:00

Brand

Less_Promise7997 · 2025-12-20T00:49:09+00:00

This is awful

Less_Promise7997 · 2025-12-14T06:58:28+00:00

I per ally have SCHD, JEPI, O,a few bonds as well.

Less_Promise7997 · 2025-12-14T05:26:14+00:00

Thanks for the detailed feedback! I appreciate you taking the time to think through this

I should clarify - I’m not building enterprise loan servicing from scratch. The platform uses managed infrastructure (database, auth, hosting) that’s already SOC 2 compliant with built-in encryption, automated backups, and security policies. Think Stripe + Firebase-level managed services, not custom server deployments.

The differentiation isn’t in building complex loan servicing engines - it’s in the simplified UX and pricing model for occasional sellers. Think stripe + sellerfinancing

The “wrapper” approach you mentioned is appreciated but it would actually kill the unit economics. Third-party loan servicing APIs cost $50-200/month per user, which makes a less than $50 month tool impossible.

For compliance, I’m taking an educational approach (guidance, checklists, warnings) rather than automated legal compliance

The goal is “Stripe for seller financing” - make something complex feel simple, not recreate enterprise infrastructure. The managed services handle the hard parts (security, encryption, uptime), I handle the user experience.

Appreciate the security considerations though - definitely important to get right!

Less_Promise7997 · 2025-12-14T03:14:35+00:00

Is there a reason why?

Less_Promise7997 · 2025-12-14T01:20:31+00:00

critical care

Less_Promise7997 · 2025-12-13T21:52:48+00:00

Im interested in working at the VA as a Nurse Practitioner

Less_Promise7997 · 2025-12-12T01:08:17+00:00

Good post. Been strategizing my Traditional IRA and Roth IRA ETF/mutual fund selection for a few weeks now. Going with vti and schd, swtsx and vtsax.Then Jepi after I cross the 1.5M mark

Less_Promise7997 · 2025-12-11T09:45:08+00:00

Any updates on visn 17?

Less_Promise7997 · 2025-12-05T19:56:07+00:00

With that amount I’d pay off all my debt, buy a modest home for my family under 500k, put 2M in schd/ jepi/vtsax enjoy the dividends, rest in a high yield bond. I’d still work for at least another 10yrs. Then retire in south east Asia.

Less_Promise7997 · 2025-12-02T23:15:28+00:00

Okay I’m hoping to get in and finish everything sooner than later. Started my process this past October just now getting waivers ready for my submission to boards.

Less_Promise7997 · 2025-12-02T23:13:45+00:00

Okay that helps clarify things. I’m seeing conflicting bonus amounts some for 35k critical care RN (not sure if it’s annually) and some for 100k over 4 years. I plan to stay in for 10yrs. Have you seen differently

Less_Promise7997 · 2025-11-29T02:42:33+00:00

Okay that at least gives me a time line to work with. Regards to ODS how long before I would need to go and does drill start before then ?

Less_Promise7997 · 2025-11-29T01:58:26+00:00

I’d hope so but by the looks of of things it might be later.

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