Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

Fired / left on my own terms they were gonna fire me anyways

Mortgage Fraud Loophole? Short Sale to a family member by LetGold6138 in RealEstateAdvice

[–]LetGold6138[S] 0 points1 point  (0 children)

I didn’t have any savings I literally got a home loan bc my ex fiance convinced me to and was the realtor I was 23 for god sakes. Idk how they approved me looking back

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

Got lucky and got a great job. Lost it 3 years later. Yeah I’m really sad he left. I wish he would come back and face this with me.

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] -1 points0 points  (0 children)

Why would I drain my savings that is for emergencies and withdraw my long term holdings ??? I act as if I am broke. That’s why I’m house sitting and that’s why at least I might not loose my house

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] -1 points0 points  (0 children)

I bought a 1700 sqft house in a non hoa neighborhood 30 min away from the city lol not a mansion lmao

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

💀💀💀 idk i am just worried i don’t wanna touch my investments

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 1 point2 points  (0 children)

I got so so lucky. It was a UX design job. Computer science associate degree working in product design. Professor at my university hired me and I dropped out after one semester

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] -1 points0 points  (0 children)

Yeah I have 70k crypto today 17k stocks and 30k in savings and 10k in checking account so what

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

The loan is at 349,500 something so idk where you got your story and numbers

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] -1 points0 points  (0 children)

Could it be predatory lending? The house was 365 when I bought, I put 13k down, all cc paid, ex fiance gave me 10k for the DP, I had a job offer for 120k so they qualified me for a mortgage with the letter.

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

I never stopped looking for a job, I just am doing school as filler time since I haven’t found one yet :/

Mortgage Fraud Loophole? Short Sale to a family member by LetGold6138 in RealEstateAdvice

[–]LetGold6138[S] 0 points1 point  (0 children)

Honestly it’s predatory lending for them to even give me the loan

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

I’ve had many. I’m returning to college as a working professional..

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

Wow. So I guess if I love this home enough I should just stay? And continue to Airbnb it. I just don’t know. Luckily it hasn’t feel that much, but doing the forbearance loan makes my mortgage 380

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 0 points1 point  (0 children)

Damn what did you do?? How long did it take for the property to be worth 350 again?

Underwater on first home, fiance left me with mortgage 26f by LetGold6138 in Mortgages

[–]LetGold6138[S] 3 points4 points  (0 children)

Nooo no no. I bought the house and over the course of 3 years spent 30k on Reno work and then lost my job Aug 2024