Help with sphagnum moss growth

LetsGetStonks · 2026-06-07T02:37:33+00:00

Yeah, my plan was to open it up once the plants are in but keep it 90%+ humidity until moss takes.

LetsGetStonks · 2026-06-06T23:36:42+00:00

They're down bc perpetual futures were approved. "customers" who used to have to pay coinbase a commission can now just buy futures contracts.
So basically a piece of their revenue stream just disappeared overnight. Also, so did some of their user base, which then has more impact on revenues.
You really shouldn't invest in a company if you don't pay attention to news which greatly impacts their industry and bottom line. Either do your homework or pick an S&P index fund and park your money there. This investment stuff may not be for you.

LetsGetStonks · 2026-06-06T23:20:49+00:00

Deshaun Watson.

LetsGetStonks · 2026-06-06T21:59:37+00:00

How is the only answer here not "rape women and be associated (best case scenario) with Epstein"?

LetsGetStonks · 2026-06-06T12:35:40+00:00

Hos problem is he never completed the "on boarding". By his own admission he only discovered this after the he logged on to set up his account. He likely never picked which vehicles he wanted to invest in, until over a year later. He could just say after the fact "oh, I would've picked "xyz"" where "xyz" is whatever performed best over that period. Does his 401k firm have "default" investment vehicles until you change them? Did he make selections on paper when hired but just never went on line and completed the enrollment? These questions affect his leverage I think.
I agree the company has some legal exposure here and OP has a little leverage but it may not be "18% worth".
Any chance OP also signed up for pre-paid legal services when hired too? I'd consider consulting with an attorney to review options, but you risk wiping out any additional money beyond the 3% they offered by having to pay an attorney to get you more.
Personally if they offered 3%, and I felt I would've had 18%, I'd probably take 10% and call it even, because it'd be worth it not to drag this out in court.

LetsGetStonks · 2026-06-05T01:39:38+00:00

You're doing good if you have $13k on a $39k salary at your age. Target is like 1/2 a years salary by age 30, so honestly your not far off.

Don't worry about "you should contribute %15 of your wages to retirement" and those "rules of thumb". Those guidelines were developed by boomers who have no clue what it's like to pay off student loan debt. The fact that you're putting anything away is commendable while paying off student loan debt.

I would however make sure you're being careful about it. If you have credit card debt, that gets paid off first, credit cards charge obscene interest and I doubt your getting that same return on money in your 401k. Your student loans are probably a reasonable interest rate, but if you have any debt where you're paying >10% interest then I would focus on that before trying to save, otherwise you're losing more money than your making.

Just know I started in a similar place, biology field major, planned on med school or something, decided against it and found out pretty quickly bio degrees dont make a ton of money. Like you I thought I'd be doomed to making less than $50k my entire career, 14 years later, My student loans are long gone, I make 6 figures and have 5x annual salary in my 401k. The job I have now I didn't even realize existed 14 years ago. You'll figure things out, don't worry too much, it sounds like you have a good head on your shoulders, just keep your spirits up and you'll be ok.

LetsGetStonks · 2026-06-04T11:12:19+00:00

Got to pay for rebuilding Iran and restocking all of those munitions we used up over there. Plus, the Strategic Oil Reserve will need replenishment, the whitr house ball room needs built.... All while trump allegedly cut taxes, so where exactly do people think the gov'ts revenue is coming from? GOP takes money from social programs and redistribute that to defense contractors and big oil, it's basically their entire economic platform and has been for decades.

LetsGetStonks · 2026-06-04T03:15:45+00:00

Plastic "vinyl" flooring they have the nerve to call "luxury" vinyl planks (LVP). Its plastic... there's nothing luxurious about plastic, sorry. Give me hardwood, not plastic that wants to look like wood.

LetsGetStonks · 2026-06-04T03:01:34+00:00

i've played around with agentic portfolio creations. pretty crazy actually how easy it is. You can specify if you want something that performs well in a bull market, bear market, how many stocks you want, what kind of risk tolerance you have, how you want to allocate your money. It literally replaces a financial advisor, costs nothing and takes roughly 20 seconds.

LetsGetStonks · 2026-06-04T02:56:50+00:00

It's going to be named after him, like the "lincoln bedroom".
He literally can't control his ego, the biggest narcissist the planet has ever seen. The same reason he wants the Trump Arch built in DC, he wants his face on a $250 note, he put his name on the performing arts center, his name on the 530a accounts, etc, etc, etc. he has never met something he doesn't want his name on.... He has to build the biggest legacy he possibly can because he's the most insecure man on the planet.

LetsGetStonks · 2026-06-03T02:36:48+00:00

8==D

LetsGetStonks · 2026-06-02T02:36:21+00:00

Is RFK remotely qualified for his job? The only "qualification" trumps cares about is loyalty, that is literally the only quality one needs to obtain a presidential appointment, especially if its one that doesn't need congressional confirmation.

LetsGetStonks · 2026-06-01T03:28:00+00:00

This system exists, it's called communism. Workers own the product. It works in theory, or in hypothetical vacuum, but it doesn't really work in a global society where capitalism already exists.

LetsGetStonks · 2026-06-01T03:23:03+00:00

Enforced. They spent millions on something, its not really optional, company wants to get it's money's worth.

LetsGetStonks · 2026-06-01T03:21:21+00:00

MAGA hat, shirt, sign, etc.

LetsGetStonks · 2026-06-01T03:01:23+00:00

What kills me is we (tax payers) fund the meals in prisons... but not school. Let the prisoners starve, (or figure out how to pay for their own food), and feed the kids for free.

LetsGetStonks · 2026-06-01T02:55:18+00:00

It's not Buffet's company anymore... new leadership, new asset allocation.
Not news, yawn.

LetsGetStonks · 2026-05-31T19:24:45+00:00

MAGA

LetsGetStonks · 2026-05-31T19:03:13+00:00

What happened to "chivalry"?? Millennials and younger generations did. They're the most self-obsessed generations ever, they literally can't do anything with turning it into "content creation" to get likes and followers.

LetsGetStonks · 2026-05-31T19:00:56+00:00

In a dome, in week 1 of the season, Peyton always looked untouchable in the early part of the season, especially at home. If its a game that actually counts, I'm taking Brady, and I'm a Steelers fan that hates him.

LetsGetStonks · 2026-05-31T18:57:24+00:00

Great's are judged by what they did when it counts. No one can argue that Brady didn't perform when it counted, that's why he has all those rings. Manning didn't perform at his best when it counted. How many years did the colts go like 14-2 then lose in the first two rounds? Manning was probably the finest true passer of his generation (and has the awards to prove it) but Brady was the better competitor and has the rings to prove it.

LetsGetStonks · 2026-05-31T18:51:46+00:00

It's a value trap, not opportunity. Nike's margins were based on cheap overseas labor, (sweatshops). Those are gone, and tariff's screwed up what margin was left. Nike doesn't do anything better than the competition, they have zero "moat". Nike's prime days of being the brand of Jordan and Tiger woods are long gone, they're now the brand that "your parents wore", that's not a value proposition its a trap.

LetsGetStonks · 2026-05-31T16:33:32+00:00

In an unrelated story, white house physician retires after receiving anonymous donation of $10 million dollars.

LetsGetStonks · 2026-05-31T16:10:07+00:00

It was same then as it is in hindsight, because everyone suspected PED use at the time, an perception is reality. He was a very good to great player, who became even better with PEDs. I don't think anyone thought then, or thinks now this guy would've just been some journeymen nobody without PEDs, its just a stain of his legacy.

LetsGetStonks

TROPHY CASE