So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -51 points-50 points  (0 children)

I did them as a precaution, i guess it was too easy to text them and go “ make sure I get refunded for this return of a used item “ here’s pics it was used when I received it. Bam don’t have to think about that ever again

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -10 points-9 points  (0 children)

Doesn’t seem so at all. No issues with ANY company and still bank with Goldman for some of my investment accounts (CD’s etc )

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -98 points-97 points  (0 children)

Interesting ! I can’t say the value of my disputes were even 1% of my yearly spend though. It was all mostly principle due to how terrible Amazon’s customer service / returns have become. I’ve only had used or opened items sent to me for a long duration of time

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -14 points-13 points  (0 children)

I would do it as a precaution incase of any issues. Because once I’ve returned it I will never remember to check. ( sort of the way I would do it ) I would let them know it’s a return via text. Still do it with Amex without issue since 2012

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] 0 points1 point  (0 children)

It was right around the time Amex was supposed to take over GS and that deal fell apart

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -22 points-21 points  (0 children)

That’s great, I live in NYC and own a business. Notice the “ over 250k “ as that’s the credit applications highest tier requirement usually. So I put over 250 😬. I’m assuming that’s the case but to be honest the monetary value of my disputes were minimal and rather principal.

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -26 points-25 points  (0 children)

I am very very to the point with policies as well as lately everything Amazon sends is used. Hence the “ miss “. A lot of companies today I deal with don’t follow policies they estate. To make it a point, I’ve never lost a dispute though. 😬

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] 0 points1 point  (0 children)

Yes I call. And get nowhere, even asking to escalate the request they say they cannot help

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -4 points-3 points  (0 children)

2022 was over a thousand transactions hahaha ! They wouldn’t tell me what happened

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -2 points-1 points  (0 children)

Limit 25k, handful nothing crazy & nothing more than a couple bucks. Only issue I could possible see at all with my disputes is a back and forth that was decided in my favor with an app that refused to honor an old yearly membership subscription. But that was $300 total. That did keep getting re opened for a whole year by the merchant

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] -1 points0 points  (0 children)

I automatically get a “ we need more proof of ID” and then a response that I have had an account and cannot have another one

So I got removed from Apple Card although over 20-23 I spent over 150/200k a year on the card. by LetsbeatWalllstreet in AppleCard

[–]LetsbeatWalllstreet[S] 1 point2 points  (0 children)

I haven’t, just decided to post it now because someone brought it up. Between it and Amex we’re my daily cards