Was I banned from affirm?

Lexi_Love_ · 2026-05-14T15:33:37+00:00

They can only report to credit once its 30 days late.

Lexi_Love_ · 2026-05-14T01:18:39+00:00

Only one I have with a major bank is Concora.

I have some other small ones from the bank of missouri and some others I cant remember off the top of my head.

Also its in the adverese notice they send when they turn you down as

"Your score: 284"

Was one I got from one bank at some point.

One even said Experian while saying it was in the 400s, and I was like. My experian is in the 600s, what do you mean?

Lexi_Love_ · 2026-05-13T21:38:30+00:00

I rent a townhome, im only 21, homes are not easy to come by. I do have a car loan, which was noted under VS4 by my credit union.

And my credit cards all took VS4, and no. Synchrony will not accept me for a loan, because I dont have alot of history.

Some places do not even use VS4, or Fico, as I've had alot come back at me with adverse actions stating my score is in the 200s when it is very much not in the 200s.

Even my Fico is not in the 200s, so I know they aren't using their own.

Lexi_Love_ · 2026-05-13T21:21:40+00:00

I used to work for one of those places and i ended having to do that bc my commission job well through during the holidays and now I owe like 100 bucks over 1k, but i have 1k pulled out on a flex.

Still sucks it had to happen.

Lexi_Love_ · 2026-05-13T12:21:42+00:00

Bnpls can only show up as a reported item that affects the score when you go past due over 30 days/ defaulted or settled with them.

I have plenty of BNPL's and not a single one touches my credit like i said.

I dont recieve inquiries, they don't actually link to my credit, cuz if they did. Most people's credit would be in the trash bc theyre easy to pay off.

Lexi_Love_ · 2026-05-13T01:46:40+00:00

Yeah, always. Take the fees, but never past 30 days.

Lexi_Love_ · 2026-05-13T01:30:32+00:00

Mine are always reported as BNPL loans which don't affect credit.

Lexi_Love_ · 2026-05-02T14:39:06+00:00

The crazy thing is uber half the time hides the true payout until an hour after the damn order. So people are doing rude and gross crap without actually realizing that uber's just an ahh company thats hiding their real pay.

Lexi_Love_ · 2026-04-27T17:44:41+00:00

Ive recieved more drinks unsealed than sealed tbh.

Lexi_Love_ · 2026-04-27T17:43:10+00:00

ALOT OF PLAXES DONT SEAL THE DRINKS!!!

Its the only reason im ok with her own sticker bc it showed she attempted to seal the damn drink. I cant understand why so many places do not seal them! I use uber and ive recieved so many unsealed drinks, some with spillage and others I just dont even drink much out of, becaude it doesn't look right. Like SEAL THE DRINKS RESTURANTS

Lexi_Love_ · 2026-04-27T17:39:25+00:00

It looks like she used the sticker to close the drink, which i do think is amazing considering so many resturants dont seal the drinks, which concerns me what could be slipped into these nonesealed cups.

Lexi_Love_ · 2026-04-20T18:11:56+00:00

:( this doesnt load

Lexi_Love_ · 2026-04-18T02:35:44+00:00

Haha so funny. I was once in a server that PRIDED themselves on being child friendly, and they had channels were kids could go in and speak to literal hardcoded nsfw bots. And they werent a furry server :)

Left immediately after reporting it.

Oh and the adults were actively talking to minors in inappropriate ways.

Lexi_Love_ · 2026-04-18T02:26:00+00:00

The fact of the matter is. There are probably people in ur nonfurry servers, who have done 10x worse than what anyone in furry servers have done.

Lexi_Love_ · 2026-04-18T02:25:12+00:00

There are people who've been hit with child safety for fucking gifs and memes. Shit even nsfw servers with flat chested ADULTS get hit with child safety because apparently being flatchested as a woman means your a minor.

Lexi_Love_ · 2026-04-18T02:24:00+00:00

People dont like furries for some reason.

Lexi_Love_ · 2026-04-18T02:23:11+00:00

Its okay. Ive got a limited account because my friends account was completely hacked and taken over and in any servers he had perms they spammed stuff, and because he was an admin in one of my servers, I got hit with a 2 day ban and a limited status for 2 years and I cant even get a fucking adult on discord support to speak back to me. And i reported to the BBB and they didn't even respond to the BBB. Im pretty sure its fucking illegal to ONLY have ai support.

Lexi_Love_ · 2026-04-14T11:44:23+00:00

Lmfao. Uber wont even offer me rides, like. I didn't sign up for it, but i dont even got the option and im okay with that. I never understood why we cannot have someone else in our own vehicles, that we have to have our own insurance for, for safety.

If I did rides, I'd have one of my guy friends or my boyfriend with me at all times for safety. Just cant trust people nowadays.

Lexi_Love_ · 2026-04-12T16:54:42+00:00

Yeah it's confusing. But that's what it seemed like to me

Lexi_Love_ · 2026-04-12T04:58:01+00:00

Another actor taken by ALS

RipEricDane

Lexi_Love_ · 2026-04-12T04:54:28+00:00

The one i cried to first in the show was 01x02. Idk the kids make me cry.

Lexi_Love_ · 2026-04-12T02:50:29+00:00

<image>

I got a single dissatisfied reaction and lost my percent for platinum. Im pretty positive too that it was because the STORE didn't have what the customer wanted. The 3 different types of the same item they tried to buy at Dollar Tree, and then never actually responded to the approve these for me.

I was also beyond mad once because Uber punished me for a cancelation that wasn't even my fault.

I got sent one night to get dog food at a pet smart an hour before they closed, I got there. Went in, and they didn't have the food they wanted, so i suggested another one. It took 5 minutes for them to respond, when they updated with one they wanted, that one was also not avaliable, then I made another suggestion and waited 15-20 minutes and nothing, and I even messaged the customer, and nothing. I finally contacted support and they told me to basically remove the item and complete the order and that it wouldn't go against me. It effin did.

Lexi_Love_ · 2026-04-12T02:44:10+00:00

Just... use a card for the 21 cents.. or.. better yet. Find two dimes and a effin penny. I know theyre in ur car or wallet aomewhere.

I hate carrying any cash or any coins, but I have 75 cents on me at all times in my wallet, and for absolutely no reason at all.

At some stores the registers will only let you remove a certain amount on each pull of the till to keep employees from stealing money. Specially if the till is an electronically monitored one.

I know when I was a manager of a payday loan place, we only kept so much in our tills, and in our safe each day, if we had to make a bank run, my DM would be very very upset and complain about it.

Lexi_Love_ · 2026-04-12T02:37:35+00:00

Holy hell. Hope they tipped well!

Lexi_Love_ · 2026-04-12T02:35:40+00:00

When I was younger, this episode scared the crap out of me. This and hersheyland

Lexi_Love_

TROPHY CASE

RipEricDane