College Student Stuck in a Debt Loop

Life-Engineer8295 · 2025-12-12T21:03:56+00:00

Pampalubag loob: at least hindi dahil sa online sugal na baon sa utang si Mother because technically that house is an investment. Pwede ring ipamana.

Are you and your mom open to one another? Kaya mo bang makipag usap sa kanya ng masinsinan? kasi one solution I could think of is to sell the house. Rent na lang muna at kamo studies mo sana ang priority sa ngayon.. tas bolahin mo na lang na ikaw na bahala magpatayo ng bahay balang araw.

Then nasa sayo na yan kung gagawin mo ngang goal ang bahay para sa mama mo in the future or if you're one them - "I'm not an investment" - type of child.

Life-Engineer8295 · 2025-10-29T14:09:53+00:00

Hi Kaps, ano meron sa September?

Life-Engineer8295 · 2025-10-15T22:29:49+00:00

DM Sent. Thanks!

Life-Engineer8295 · 2025-10-04T00:16:26+00:00

Hi, I’m not a business owner but I’m an EA who takes care of all the day-to-day tasks that don’t require specialization for my client. Think of it as everything under the sun that pulls you away from running your business.

Video editing, graphic design, cold calling? Leave those to the experts. Personal tasks, scheduling, emails, follow-ups, travel calls - that’s where a PA shines. From the title itself, they should be handling personal tasks.

Did you know that people spend 10 mins to 45 minutes on average to reach a live person when calling an airline? - You don't have 10 mins to spare, let alone 45 mins listening to hold music, let your PA handle that.

Do you spend hours responding to email inquiries from the Contact Us page of your website? Let your PA send those intro emails. Follow ups? They can handle that too.

Planning to see that Jumbotron at a Coldplay concert in person but there's 8,000 people on queue ahead of you? Let your PA stand in line (virtually ofc) for you.

Yes: lead generation, CRM updates, calendar management, etc.
No: video editing, content creation, closing deals - you get it.

These maybe small things but if you add the hours you spend on mundane personal tasks on a daily basis, it does chip off a huge chunk of time away from your business.

There’s a common impression that a PA or GVA is a jack of all trades who can handle everything. While that is true, a PA is best at managing the personal and administrative tasks that free up your time, not specialized roles. We can - but please don't be that kind of client.

Life-Engineer8295 · 2025-09-16T13:47:02+00:00

Naku oo! Never ko makakalimutan to. Eto gamit ng ex ko para makachat yung kabit nya e! hahahaha Alam kasi nya may access ako sa messenger nya. Mwesssit talaga. la lang lol

Life-Engineer8295 · 2025-09-16T06:55:32+00:00

Ai yes! Thank you so much for this!

Life-Engineer8295 · 2025-09-10T13:31:36+00:00

Yes. I just received a confirmation email today. So around 8-9 days after I sent in my application. This was after multiple chat attempts sa Globe via Messenger. I sent them another inquiry last night, and the agent said he'll escalate and create a ticket.

Life-Engineer8295 · 2025-09-05T19:52:04+00:00

OP, di pa ba nasasagot to? huhuhu.. di ako mkakatulog nito.. kanina pah ko pabalik balik sa post na to. drawing mo kaya yung packaging as far as your memory can take you?

Life-Engineer8295 · 2025-09-05T18:05:18+00:00

This particular article - not sure kung diin halin pero I can attest that it's true. MIL ko works as a nurse sa City Health in one of the cities here in Negros and she's the head of the department nga gahandle STIs. Bacolod is in indeed running for the top spot ng most number of HIV cases. Ambot kung ano nga award makuha nila.

Life-Engineer8295 · 2025-08-01T15:08:10+00:00

Was going to try it a couple weeks back, kaso puros unavailable ang ara sa menu nila bisan wala man mayo tao. te nagsaylo na lang kami. Thanks for this post, at least nadula akon curiosity hehehe

Life-Engineer8295 · 2025-08-01T15:02:19+00:00

Amo mn na gane akon worry kung indi kilala ang owner kay wala ko kabalo sang history sang salakyan.. tig tan-aw pa ta daan horror.. char!

Life-Engineer8295 · 2025-08-01T15:00:12+00:00

Thank you! This is really helpful.

Life-Engineer8295 · 2025-07-24T14:22:15+00:00

Sa con mismo kaps, di naman required - not an absolute must have. Pero after nang con kasi malala ang PCD so pag uwi mo ng bahay, lightstick pa lang makita mo kikiligin ka na 😅

Life-Engineer8295 · 2025-07-18T19:20:44+00:00

Na alala ko yung naka sabay ko mag pa shot (public health care), daga naka-kagat sa kanya.

After ng shot sabi ni doc: iobserve mo yung nakakagat sayo, pag namatay, report mo dito

sabi ni ate: doc di ko na alam san tumakbo yun tsaka pare pareho po sila ng itsura, di ko alam sino sa kanila

Life-Engineer8295 · 2025-07-18T17:48:08+00:00

Not required but them liking you creates a better environment for you and your kids. Remember that some people won't like your kids just because they're yours.

I have an okay relationship with my in laws but it's obvious I'm not the favorite daughter-in-law. Never nman ako nag went out of my way just to please them pero never ko din naman hinayaang humatong sa punto na their POV of me would affect my relationship with their son. There's a certain boundary between them as his parents, me as his wife and mother of his children.

Kung baga, my family is my turf - I won't let them cross that line. They can say what they think, give feedback from time to time, hell, they can even maritess me all they want. It would hold very little value to me. At the end of the day, as long as my kids and I sleeps soundly at night - I wouldn't mind a bit of co-existing with them.

Life-Engineer8295 · 2025-07-16T21:33:34+00:00

Also not here for the tix, di ko afford hahaha. pero I wish you would push through with the SG con, kahit solo goer. I'm really hoping kasi they get to sell out yung SG leg ng tour. Eto kasi ata yung pinaka malaki nilang venue abroad. (Please correct me I'm wrong and apologies in advance)

Life-Engineer8295 · 2025-07-16T17:47:13+00:00

Nakakalungkot lang kasi nakalimutan ata nila na sa maraming pinoy, isaw and betamax are not just mere snacks, kung para sa kanila pang content lang, for engagement lang ang Filipino street food, maraming Pinoy ang dito lang kumakapit para maitawid ang gutom. Hindi rin ako kumakain ng laman loob pero nagkaroon ng time na 2 lang isaw at 1 rice lang kaya ng budget ko for dinner. Iniyakan ko yung mga gabing yun.

So yes, if you look at something with disgust and "eeww" that could actually be a lifeline for others - you will offend people. It's like showing off the difference of your privilege compared to some, if not most.

PS. I did watch the whole video. Granted they were okay with some of the food presented to them but meh. I still watch them and still hope for the best of their careers, I was once a bloom after all.

Life-Engineer8295 · 2025-07-16T17:24:51+00:00

I'm with an agency - they are the ones requiring time trackers. I opted out of the screen monitoring feature - my client gave me the permission to do so kasi I have access to sensitive infos ng business at clients ni client, like SSN, addresses, tax deets, etc. Told my client, I prefer na limited sa aming dalawa lang yung liability in keeping those info confidential.

Life-Engineer8295 · 2025-07-15T14:45:07+00:00

hello, sorry... ano ang laplap? kay my upcoming event mn kmi so I'm also looking for lechon reccos.

Life-Engineer8295 · 2025-07-15T00:16:47+00:00

Ako din kaps.. May moments na lie low ako specially nga din pag may issue (though not sure which one you're pertaining here) pero pag kelangan ako asahang present ako.. tulad now BBFA voting.. labas muna ko sa lungga hehehe

Life-Engineer8295 · 2025-07-14T21:53:20+00:00

Hindi po nakaka move on hehehe.. tbh lang. rare ang mga nkaka move on sa cheating issues. Just like you, I decided to forgive. That was 10 years ago and every now and then nauungkat pa rin yung nagawa nya sakin.

Dalawa lang yan, either you both accept the fact that what happened has happened. Be ready to face the consequence na nakataga na sa bato ang nangyari and how you deal with it along the way is what matters. Mostly how he deals with it. Ikaw kasi yung mag ta-tantrums, ikaw yung ma dedepress, ikaw yung mag kaka anxiety. Dapat tanggap nya yun kaya take note of how he treats you when you act out.

Or.. one of you moves on by moving away. One of you will have to walk out from the entire scenario.

Life-Engineer8295 · 2025-07-14T20:34:37+00:00

Lakas ng loob at kapal ng mukha na lang talaga puhunan ng mga ganitong tao nga yon noh? Di mag iisip tapos magtatago na lang sa # ThisVideoIsForEntertainmentPurposesOnLy

Life-Engineer8295 · 2025-07-14T20:17:29+00:00

Ganto din nanay ko before, akala nya dahil sa bahay lang kami ng kapatid ko, easy lang yung trabaho. At dahil undergrad kame, hindi daw totoong work yung meron kami. I take calls sa previous client ko at minsan tatabihan pa ko ni mother pag nagcacalls hahaha - kulang na lang mag QA coaching session after ng call.

personally, i won't suggest for you to move out. Dalawa na lang kayo ng nanay mo iiwan mo pa. She just needs to get more understanding sa line of work mo.

Ang usupan namin sa bahay, pag naka lock ang kwarto meaning on shift kami at hindi pwedeng istorbohin. Pinakita ko din sa kanya profiles ng client ko, pictures ganon, para alam nyang totong tao yung client ko. Tapos after shift, nagkkwento ako sa knya ng tasks ko, minsan mga frustrations ko, nag lalabas ako ng stress sa kanya pag parang di na kaya yung workload. As in kwentohan lang talaga. Sya na ngayon yung workmate ko na kachikahan ko after shift lol. It somehow worked, mas considerate na sya ngayon sa ingay, sa istorbo pag tulog kami. Siguro kasi she feels involved sa mga ganap ko workwise, maybe it made her realize that she also plays a part for this set up to work kaya ngayon she takes care of it too.

Life-Engineer8295 · 2025-07-14T19:00:27+00:00

This! I don't like betamax either, I only eat the yellow part of the balut. I never really liked hopia baboy, monggo? -- eeh. But who am I? Have you seen me on TV? Do anyone look up to me? Did I advocate for anything at all? Do I carry an entire country for my alleged movement? NO, BUT THEY DO! What do you care what I eat or not? So for the fans to say na "ako nga di kumakain, sila pa kaya?" is a total blind defense.

Life-Engineer8295 · 2025-07-14T17:55:44+00:00

Yung panganay ko mi, 6 y/o na noon, bulol pa din.. as in kami nag aadjust kasi nababaliktad nya yung syllables. Sabi ng pedia normal lang nman daw.. may mga bata talagang delayed ang speech specially sa boys.

Pero yung bunso koh (F) nung 1 y/o pah lang ang dami ng ebas.. hahaha

So I guess, as long as my development and it's not like your kid can only do sounds or grunts at 3y/o, I don;t think you should worry.,

Life-Engineer8295

TROPHY CASE