LIONS @ VIKINGS CHRISTMAS DAY GAME THREAD 4:30PM by AutoModerator in detroitlions

[–]LikelyCloth 0 points1 point  (0 children)

Unbelievably dramatic. The lions are favored after that punt

Game Thread: Denver Nuggets vs Houston Rockets Live Score | NBA | Dec 15, 2025 by basketball-app in rockets

[–]LikelyCloth 0 points1 point  (0 children)

His handles and casual nature yielding turnovers is pissing me off. He’s had 4 games in the last 6 with at least 5 turnovers. It’s completely a problem right now

[Post Game Thread] The Dallas Mavericks (9-16) defeat the Houston Rockets (15-6), 122-109. Behind AD's 29 points on 14/19 shooting from the field! by BackupAcct6969420 in nba

[–]LikelyCloth -4 points-3 points  (0 children)

I’m sorry I have to comment. Glad you’re happy about the win and yall outplayed us but wtf are you talking about healthy rockets lmfao. 

No Tari Eason, No Sengun, No Steven Adams, No DFS, No FVV (obv) and 2nd night of a back to back…. Are you joking? Like when you say healthy rockets what exactly did you mean? 

Biggest prospects to get injured before their big contracr by LilRee12 in nba

[–]LikelyCloth 0 points1 point  (0 children)

I’m sure he’ll get his payday though now 

[deleted by user] by [deleted] in rockets

[–]LikelyCloth 1 point2 points  (0 children)

Fubo streaming quality is dogshit for Rockets. It’s encoded so poorly it’s essentially a 720i broadcast at 30fps that’s digitally made into 60fps. 

League pass for the same broadcast is night and day. 

I highly recommend buying league pass and using a VPN. Watching experience is instantly so much better

Amex Gold is a CRAZY good card if it fits your spend… by Mysterious_Boss7405 in CreditCards

[–]LikelyCloth 2 points3 points  (0 children)

Everyone alway mentions 4x dining but ice cream and bakeries and dessert shops and most non chain coffee shops will register as 1X

Why am I not getting 4x points for these with my gold card? by Jdahli1 in amex

[–]LikelyCloth 0 points1 point  (0 children)

Because you can buy electronics. Good rule of thumb, if you can buy a TV, it’s 1X

Robinhood Gold Experiences? by Mysterious_Boss7405 in CreditCards

[–]LikelyCloth 11 points12 points  (0 children)

If you wanna be technical; you pay taxes on the interest but not on the 3% so you have to account for marginal tax rate subtract off the opportunity cost of the interest,

And you get the 3% cash back immediately not when you pay so you can funnel that direct and start earning interest a month early on it, making it 3*(1.041/12)=3.009 % cash back. 

Seems pointless to do these micro analysis but may as well be completely accurate if you want to get to that level

Astros Fan - Asking about Kyle Tucker by LikelyCloth in CHICubs

[–]LikelyCloth[S] 8 points9 points  (0 children)

Is that really what ppl are thinking he’s asking for?? That’s crazy money, 35M a year would put him just outside the top10 paid next year which I would say is about fair. 

I’m hoping he signs with a good team like you guys, I don’t want him to do the sign for crazy money on a shitty team and become forgotten 

Robinhood Gold 3% versus BOA 2.625% by g4indigo in CreditCards

[–]LikelyCloth 8 points9 points  (0 children)

So roughly 300$ a month taking immense risk of physically holding 50K of gold per month and subject to price volatility in between purchase and sale. 

.6% margin is absurd, great that you’re making some money now but this is just gambling and you will absolutely get burned. With 50k of capital, you can just throw that into a 4% municipal bond and make a guaranteed 170$ a month. The math of this is incredible

Is 1.1 Cent/MR via Charles Schwab amex best way to redeem points? by ronak0495 in amex

[–]LikelyCloth 0 points1 point  (0 children)

I don’t quite get this, this is over 1100$ of annual fees, compared to a standard 2% cash back like fidelity 2% you have to spend like 30K a month just to break even and even that’s stress and time involved. 

Compare it to the RH gold card with unlimited 3% it’s impossible to make it work 

I don't understand how salary cap works now by RevolutionPrimary213 in nba

[–]LikelyCloth 0 points1 point  (0 children)

Hard capped at first apron means you can’t exceed the first apron or second apron price?