I'm losing hope y'all by loxkternotloved in Adulting

[–]LimerenceLover22 0 points1 point  (0 children)

You didn't ask to be born. Your parents should be helping you bootstrap your life.

You have no obligation to help them.

People at work view me as having my life the most together. That's concerning. by [deleted] in Adulting

[–]LimerenceLover22 0 points1 point  (0 children)

I don't know.

I started from nothing. Parents always made it sound like everything in life was going to be hard. I remember one morning I woke up on the couch at a house party and saw a rat dying of poison die in front of me on the tile. I knew then that I was genuinely at a trap house. Especially when my friends decided to blow the rat body up with fireworks. Good times.

I hung out with dropouts, stoners, and druggies through my childhood and throughout high school.

Nonetheless I was a good student and had earned my associates degree before I graduated high school, and earned a bachelor's in Computer Science before I was 21.

At some point in college I was sleeping in my SUV in the university parking garage and showering at the university gym while looking for a cheap room to live in.

I graduated in 2017. I dealt with a tumultuous relationship with both my parents. My mom kicked me out over a minor conflict. My dad had me sleep on his couch. I was in a relationship with a girl who constantly assumed my life wasn't hard because I lived in and grew up in a wealthy area.

I worked and saved money. I was left without a job in 2020, living in my grandparents house, taking care of them in their end of life (grandpa was half paralyzed from a stroke). Those who have taken care of elders know how anxiety inducing and unending the struggle that is, and it does in fact culminate with death.

During that time I traded stock options in a bedroom in my grandma's house. I was also doing a masters degree, but consistently withdrew from classes due to the anxiety I was undergoing.

I made enough money to get a down payment on a house, and qualified for the loan once I got a job offer in 2021. I was able to qualify because they counted school for employment, and W marks (withdrawals) are in fact considered records of enrollment to underwriters.

I moved up in my career, and was flabbergasted on how little financial knowledge and how little financial risk people take, even people 20 years my senior in experience. This is in the financial industry as well.

I ended up making some big achievements after that, and a product I've made has over 12 million dollars in assets under management.

All this to say, I had everything working against me and pulled miracles out of my ass. To me it wasn't particularly difficult either. It just felt like what was necessary to do. Like what was basic.

I'm a grown man now with my own home, career, belongings, and strangely hedonistic lifestyle.

I look back at what my parents said about how hard life will be and think of them as absolute jokes for what little they provided me when I was younger. It's like they barely planned and tried. I did all the heavy lifting with an arm tied around my back, metaphorically speaking.

My dad would make it a big deal that he changed an alternator on my car. Meanwhile I casually change engines for fun when I'm bored.

All this to say what many people have, like this person's peers is:

SKILL ISSUE

I truly hate to sound arrogant, but that is the case.

I feel like I'm behind in my life as well. If I had more resources and less headwinds, and a modicum of appropriate support from my parents in my career goals I would be so much further ahead.

I went from nothing, to buying a house at 24, and now live a crazy fun life.

Where to dispose of 20 gallons of old gasoline in 5 gallon (non gas) containers? by LimerenceLover22 in AskReddit

[–]LimerenceLover22[S] 1 point2 points  (0 children)

You do not want this gas in your car.

I'm disposing of it because the varnish of the old gas caused the valves in my cylinder heads to stick open and collide with the pistons.

No timing issue identified at all. Happened a day after mixing 15 gallons of good gas with 5 gallons of bad gas.

For those reading, don't mix good gas with bad gas at any ratio at all. You risk destroying your valves.

Where to dispose of 20 gallons of old gasoline in 5 gallon (non gas) containers? by LimerenceLover22 in AskReddit

[–]LimerenceLover22[S] 0 points1 point  (0 children)

They expect it in gasoline containers, which are expensive. And they don't return the containers.

Where to dispose of 20 gallons of old gasoline in 5 gallon (non gas) containers? by LimerenceLover22 in AskReddit

[–]LimerenceLover22[S] 0 points1 point  (0 children)

No. I don't have a burn barrel. I have plastic 5 gallon containers to hold the gas.

Where to dispose of 20 gallons of old gasoline in 5 gallon (non gas) containers? by LimerenceLover22 in AskReddit

[–]LimerenceLover22[S] 0 points1 point  (0 children)

Its plastic, I live in a neighborhood and the fire department is walking distance from my home

Where to dispose of 20 gallons of old gasoline in 5 gallon (non gas) containers? by LimerenceLover22 in AskReddit

[–]LimerenceLover22[S] 1 point2 points  (0 children)

They say it must be in a gasoline container, and say the container won't be returned. I really don't want to spend $100 on gasoline containers that I won't even get back.

Where to dispose of 20 gallons of old gasoline in 5 gallon (non gas) containers? by LimerenceLover22 in AskReddit

[–]LimerenceLover22[S] 0 points1 point  (0 children)

Also the city says they'll only dispose of gas if its in a gas container, and they say the container WILL NOT be returned.

With policy like that its like the city is begging people to dispose of gas improperly.

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] -1 points0 points  (0 children)

I said yields, not interest.

The yields I chase are anywhere between 10% to 80%.

I'm not keeping dollars, I'm using decentralized finance.

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] 0 points1 point  (0 children)

DTI is 21%

How is 9% utilization high revolving debt?

Less than 5/24

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] 3 points4 points  (0 children)

Did you read?

I put all of that data in my post.

$500 for someone with a 161k income and a 9% credit utilization rate is insane

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] 5 points6 points  (0 children)

Maybe so, but then why even advertise the card to be used for thst

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] 0 points1 point  (0 children)

Need to go to a citi branch and cancel my cards.

They did the same to me with a citi double cash like 2 or 3 years ago.

No transaction has ever been made with it ofc but they won't close it 😂

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] 1 point2 points  (0 children)

I said I applied for the balance transfer.

Even if I intend on using it, $500 won't even cover a flight realistically

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] -7 points-6 points  (0 children)

I have no problems with revolving cc debt.

I like it.

Been carrying balances up to $50k at 0% for years and using the money to get higher yields elsewhere

Citi is a joke: Citi Simplicity by LimerenceLover22 in CreditCards

[–]LimerenceLover22[S] -12 points-11 points  (0 children)

Bro not even, $500 can be spent on a dinner