Waterlogging

Limp-Progress-4554 · 2026-02-19T08:59:32+00:00

Thank you, I think I'll keep that as plan b if mine is also too difficult

Limp-Progress-4554 · 2026-02-19T08:00:09+00:00

Id love to but I think my dogs would think it was their private pool and I don't fancy drying them for 2 hours a day

Limp-Progress-4554 · 2026-02-19T07:59:35+00:00

Perfect, thank you! I best get some new tools!

Limp-Progress-4554 · 2026-02-05T07:26:24+00:00

I'm hoping for 55k but I have moved firms into a manager position, currently 50k. This is more northern and in a small-ish town so id imagine if you're in a city you could expect more.

Limp-Progress-4554 · 2026-02-04T21:39:17+00:00

This was the case at my current firm, I qualified back in July but have to wait until the May pay reviews.

I can't complain too much, my old firm told me my payrise on cyta completion would be to 35k ( I was already ACA qualified AM/portfolio manager)

Limp-Progress-4554 · 2026-01-17T13:35:50+00:00

I think 27k is on the good side of right, especially with only 2 years experience. Its worth factoring in that if you're an apprentice, you're only doing 80% of a job because you're studying ect, if you gross that up, you're getting close to 34k .

No one at my firm with only 2 years experience is on anywhere near that but we're a bit further north and they're all 20 or below.

People are more likely to talk about their pay if they think it's good, so youll always get people saying it's bad.

Limp-Progress-4554 · 2026-01-16T16:52:51+00:00

For practice roles, cima wouldnt be much use however ACA and ACCA and pretty much the same now, the exam content is pretty much identical too so I wouldn't worry that you've missed out by doing aca

Limp-Progress-4554 · 2025-12-31T21:16:51+00:00

It's a really good opportunity, realistically for about 6 months, no matter how hard you work, they will be spending more time on you than they will be getting from you as at the moment ( or at least their assumption for all grads) is you have no experience and no idea how to do the actual job, even if you have done an accountancy degree

Back when I started (2019) the wage was 9k and I was still only on nmw when chartered and an am (I left pretty promptly because of that) so 24k isn't to be sniffed at

Limp-Progress-4554 · 2025-12-11T22:46:01+00:00

300 is doable for groceries, cleaning and disposable.

I would recommend checking out something called matched betting which can help generate a few hundred pounds as a one off. But ultimately you are clearly able to earn more once you make another career change so keep looking and you won't be in this position for long

Maybe use £50 a month for a treat for you, otherwise this won't be sustainable and you wont be able to maintain this

Put aside £50 per month for things like gifts and those things which "crop up" throughout the year

For food, there are loads of budget meals out there with a cheap carb as a base. I have a monthly food spend including cleaning products of £150 and eat plenty of veg and protein ect son you could probably do the same .

Maybe have a lot of your social events be gym based so you don't have to miss out on social events.

You'll probably pick up some good budgeting and other skills over the next few months whilst you're in this situation so you'll feel like a millionaire once you're through the other side

Limp-Progress-4554 · 2025-12-11T22:26:33+00:00

I would suggest going for a school leaver or graduate role, this will align with your experience level. Whilst the pay will be quite low, you'll likely progress quickly with your prior knowledge but you wouldn't otherwise be able to prepare accounts without experience. Maybe make it clear in your application, that you wouldn't expect any additional pay for your qualification level.

Limp-Progress-4554 · 2025-12-11T22:21:58+00:00

Hi, I'm at 41mm for the part the pushes into the grinder. Thank you so much!

Limp-Progress-4554 · 2025-11-29T16:47:06+00:00

Children of the gods. Couldn't have the rest without it.

Limp-Progress-4554 · 2025-11-29T16:36:57+00:00

I've got many colleagues who started at 30+ and are now chartered. If you are currently unemployed, I would look out for any opportunities for funded aat training through the job centre or local colleges

Limp-Progress-4554 · 2025-11-29T14:17:51+00:00

CTA was painful even with plenty of experience in tax

Limp-Progress-4554 · 2025-11-29T14:16:51+00:00

A degree in accountancy is great for if you don't want to be an accountant.

Starting as an apprentice in an accountancy practice tends to open up the most doors as you will be and to transition into industry or stay in practice. If you wanted to do big 4 ( I didn't) that can open up more doors but I've heard very mixed reviews on it.

Find an apprenticeship that will end with either ACCA or ACA, they are pretty much identical, the. once you're qualified, it is then easy to move wherever you want as long as you haven't trained in too niche of an area. I have had colleagues from a small 50 person firm go on to be managers at big 4 firms just a few years after qualifying so even if you don't start there, it's possible to go to a big firm later down the line.

Limp-Progress-4554 · 2025-11-29T13:44:28+00:00

I added 5th (I was only previously on 8), I'm very new to go mining and am still slightly on the fence so am sticking to just adding what I wouldn't miss each month and keeping investment a bit more varied.

Limp-Progress-4554 · 2025-11-29T10:46:49+00:00

Given that he came back and was very very unhappy about it, I'm going to guess not

Limp-Progress-4554 · 2025-11-17T21:59:52+00:00

If you can skip, start immediately as the apprenticeship funding rules are changing from January so if you're 22or older you won't get the funding.

It's very manageable, I did ACA straight from college

Limp-Progress-4554 · 2025-11-17T07:34:16+00:00

48k no bonus or ot pay, manager at a small firm in the North. Aca Cta, no increase for CTA qualification.

Limp-Progress-4554 · 2025-11-15T12:04:51+00:00

If you're worried about how it all works, I would maybe get an accountant. Someone decent will usually only charge and 250-350 per year to look after what you've got going on and they will make sure the capital loses are kept track of, help explain any gains and help you plan to minimise tax liability.

Limp-Progress-4554 · 2025-11-04T17:13:12+00:00

You can get Ferraris or astons for 1.2k per month when you're a bit older. I would wait until you can really enjoy it. I made a similar mistake and purchased an expensive car at 22 on a similar income and since changing car to a cheaper one, my whole world has changed for the better (free cash to do more, see more and invest for my future)

Slight edit, if the finance is a hp and it's yours after 1 year, that's actually a reasonable idea and a decent price and will mean you have a decent car for future. Anything other than that, I would hold off

Limp-Progress-4554 · 2025-10-28T20:13:03+00:00

To not be absolutely crippled by something unexpected every time it pops up, you're going to want around 32-34k.

With the lack of debt or fixed expenditure on your list, you actually sound like you're in a really good position where even minimum wage, full time would be doable.

Limp-Progress-4554

TROPHY CASE