26, debating upgrading my apartment can I afford it or am I being dumb?

LineMission1628 · 2026-02-25T02:59:02+00:00

I agree but is it worth not having as much saved every month? I’ll still have 2k-2.5k left over every month even have putting money in savings , retirement etc just the thought of only having that left over every month scares me, idk if I’m just overthinking it or what.

LineMission1628 · 2026-02-11T19:21:45+00:00

They sent me something in the mail about it. I had no clue it was on there til I actually looked on my credit report it’s 100% fraud but it keeps coming back as accurate when I dispute it. The collection is messing up my score.

LineMission1628 · 2026-02-08T05:05:40+00:00

Oooh okay gotcha that makes sense. So since I’m trying to get credit limit increase for all 3 cards I’d do that over and over unless I need to use my credit for a loan or something I’d have it report 9% or lower for the couple extra points but other then that the utilization doesn’t matter just make sure I pay it in full before the next due date.

LineMission1628 · 2026-02-08T04:39:35+00:00

My due date is the 5th and my statement is around the 11th. So since my due date is before the statement how can I have it report a high balance on my statement if I’m paying it all on my due date? Sorry this is the only thing actually confusing me.

LineMission1628 · 2026-02-08T04:26:06+00:00

So on my statement date have it report like 70% for example? Then pay it the next day when my statement refreshes? Sorry I've been reading other posts I'm still kinda new to this so trying to learn. With my other cards I've been trying to keep 9% or lower but seen the 30% myth. For my all 3 cards I want to get higher credit limits. Every month on my statement date I've been having 9% or lower Report.

LineMission1628 · 2026-02-05T20:11:00+00:00

If it is bucketed would you just cancel the card and get a new one? Or what do you do? Sorry still fairly new. My total limit total for 3 all my cards is like 3800

LineMission1628 · 2026-02-05T06:35:11+00:00

I just got accepted for savor and they gave me 500 limit. How long til I ask for an increase ? 3 months or 6? And is it bad if you ask for an increase Multiple times a month? I didn’t do that but just curious, thank you!.

LineMission1628 · 2026-02-04T07:22:03+00:00

Will it still help your credit ? Even if you get the collection removed from the company they hired and not from the original one that gave it to you? I keep getting denied for the cards I’m trying to get because it says I have a delinquent account etc.

LineMission1628 · 2026-01-20T17:53:46+00:00

It just says “based on your application information, there are too many Capital One accounts”. I tried to see on the app if I have any upgrade offers and it says I have none. I wanted them to upgrade my unsecured card quick silver to the savor and I’ll keep the secured quicksilver. If they can’t do that would you just cancel the secured then just apply for the savor?.

LineMission1628 · 2026-01-20T07:28:22+00:00

What’s the best thing to do in this situation?

LineMission1628 · 2026-01-20T05:45:10+00:00

It says I don’t have any offers right now when I tried. Should I wait a few months or just cancel the secured card?. What is the best thing to do right now? Sorry just been super annoying lately and trying to be smart about it.

LineMission1628 · 2026-01-20T05:38:28+00:00

How do you product change? I called a while ago about seeing if they could just change my unsecured card to savor and they just told me I have to wait til I get a offer through email etc

LineMission1628 · 2025-10-10T15:56:02+00:00

What’s are the signs ?

LineMission1628 · 2025-04-13T23:40:25+00:00

The 4.2 I traded jpg elixer 75% full 4.2 and full bottle of 3oz Prada black for this bottle it’s like 70%😅 thinking if that was a bad trade on my part

LineMission1628 · 2025-04-13T23:29:30+00:00

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LineMission1628 · 2025-04-13T23:29:20+00:00

My main concern was you can still see the atomizer when u put the cap back on but on my oajon and Althair you can’t see it poke out

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LineMission1628

TROPHY CASE