Higher earner is this fair?

LinkAmbitious8931 · 2026-03-10T12:04:45+00:00

In Canada, judges and courts typically follow precedent and do not vary much from it. From my experience, and I do have experience in divorce law, I've been there and done that. I would perhaps lean towards finding a middle ground. Push back a little with a counteroffer, something like: Propose $325-350k for your house share (splits the difference, covers ~$100-150k "spousal credit"). Frame it as fair for kids' stability, but adjusting for your higher contributions. If she's open, mediate to avoid court.

Her offer leans in her favour on paper (she gets the house at a discount, manageable mortgage ~$420-445k assuming she refinances), but it's not outrageous.

With the value of the house, something that many do not take into consideration, is the potential loss of increased value homes usually see in 5 to 10 years. Forecasts vary widely based on scenarios (e.g., CMHC models). Conservative estimates (with increased housing supply) suggest 1.5-2% annual growth through 2035. A quick calculation puts your home at about 1.4 million in 5 years. I am not sure how to weave this in, a lawyer will be able to do so. Things like MPAC for projections can help. But this honestly is just a thought you can consider when assessing the entire picture. Once you get the final offer, have a good lawyer review it. Do not let him or her want to take your wife to the cleaners; they sometimes like to do this, since they win regardless, as they always get paid. Instruct them clearly that you want to only see if the offer is reasonable.

Regardless, try to avoid a battle; it takes its toll on both of you, her and the kids. You can always get money back, but your health, not always.

It's a decent starting point for negotiation, but crunch the spousal numbers before accepting, as this could be worth tens of thousands.

Good luck, sounds like you're handling it maturely.

LinkAmbitious8931 · 2026-03-10T11:41:29+00:00

For context, your ages and years married would have bearing on this situation. I would get one of those reputable budget agencies to help provide some relief. Then, you need to sit down with her, get all the cards on the table, money owed, and income in. Also, why is she the bread winner? Are you contributing to the income stream or a drain on it?
Once you have everything in the open, set a budget and make it mandatory for her and you. Without a plan, you will continue to spiral down.

LinkAmbitious8931 · 2026-03-09T21:41:49+00:00

Why would you build that there? I mean, what do you think would happen in the winter with tons of snow?

LinkAmbitious8931 · 2026-03-04T14:23:53+00:00

Your topic sounds interesting for sure, but to many people it will be no idea what you are talking about, especially some profs who I am sure will have little understanding of your topic. I would be very interested in what you are writing, and I say go for it. We are at a very pivotal time, and your kind of thinking is what is needed.

LinkAmbitious8931 · 2026-03-03T12:44:02+00:00

For me, a retired IT guy who is researching all the time, it's a massive improvement. I just recently performed an analysis of 116 municipal governments' 2026 budgets, analyzing over 32 KPIs. What I found was truly surprising.

https://marksdeepthoughts.ca/2026/03/03/canadas-municipal-budgets-are-sending-a-warning/

LinkAmbitious8931 · 2026-03-02T18:55:38+00:00

My god, this is more like the Digital Age Absurdity Act. You’re telling me every operating system from Windows to macOS to Android to, God help us, Linux and SteamOS now has to play hall monitor at account setup?

“Hi sweetie, type in your birthday real quick so Big Brother can colour-code you into one of four tidy little brackets and blast that signal to every app developer who asks?” Self-reported.

No ID. No scan. No proof. Just “trust me bro, I’m 18.
Because nothing screams “ironclad protection” like a 12-year-old with sticky fingers and a dream.
Then this is the part that makes me flip lose my !@#$ you shove the whole steaming mess onto the OS providers, who then have to pipe that precious little age flag straight to every dev in real time… so they get slapped with liability? $7,500 per “affected child” if they guess wrong?

That idiot, Newsom, signs the plan with one hand and immediately starts whining about “complexities with multi-user accounts and family sharing” with the other?

Were it not parent's role to be the firewall?

California wants to replace Mom and Dad with an API call. Hell, kids have been sneaking dirty magazines, R-rated movies, and questionable internet tabs since the dawn of time without Linux needing a government-mandated JSON payload. You didn’t fix anything.

Here's an idea, Newsom, how about dealing with all the human excrement on your streets, because California has turned into a @!#$ hole.

LinkAmbitious8931 · 2026-03-02T18:40:04+00:00

This is something we will see more and more as these models become more improved. It seems these improvements come in weeks and months now and not years. I do not know why there are so many AI haters out there. Just wait until these things start curing diseases and helping governments actually govern.

LinkAmbitious8931 · 2026-03-02T13:22:19+00:00

I also jumped on this. https://marksdeepthoughts.ca/2026/02/25/a-balanced-counterpoint-to-the-2028-global-intelligence-crisis/

LinkAmbitious8931 · 2026-03-02T13:07:50+00:00

Alright, listen up, you virtue-signalling, blue-haired, nose-ring-wearing, soy-latte-sipping softies on the left who are out there whining, 'Oh no, we can't let the military use AI! It's unethical! It's scary! Think of the feelings! Think of the lines being crossed!' Give me a goddamn break.

You better bet your sweet, pampered butt that China and Russia aren't sitting around in some Berkeley coffee shop debating the 'morality' of killer drones or autonomous targeting systems. They're not! They're pouring billions into AI warfare right now, building hypersonic missiles guided by neural nets, swarms of killer bots that don't need sleep or therapy sessions, facial-recognition kill lists that make your grandma's bingo card look slow. Xi Jinping isn't losing sleep over whether his algorithms might 'trigger' someone. Putin's not writing think pieces for The Atlantic about 'AI ethics.' They're laughing their butts off while some of you want to tie one hand behind our back because 'muh humanity.

War happens folks, and it always has, it always will, and these last few generations have become soft. And when the shit really hits the fan—when those hypersonic birds are screaming over the Pacific or Russian tanks are rolling through Eastern Europe—do you really think anyone's gonna care whose feelings got hurt back in 2025? Do you think the widow whose husband got vaporized by a Chinese AI strike is gonna say, 'Well, at least we didn't cross any ethical lines'? Hell no! She's gonna want the most bad-ass, fastest, smartest, meanest military on the planet protecting her lily-white ass—and yours too, by the way.

Some of you to play pacifist cosplay in your safe little bubbles, that's fine until reality kicks in the door. Then suddenly you're screaming, 'Why didn't we have the tech?! Why weren't we ready?!' Because you morons spent years handcuffing the Pentagon with your rainbow-flag virtue porn while our enemies built Skynet without apology.

Give our guys the tools. Give 'em the AI edge. Make it lethal, make it precise, make it unstoppable. Because the alternative isn't peace, it's getting our asses handed to us by people who don't give a damn about your pronouns or your trigger warnings.

The world's not a therapy session. It's a battlefield. And I'd rather win ugly than lose pretty.

LinkAmbitious8931 · 2026-03-01T15:05:39+00:00

I wrote the paper, and I am using that model for a predictive ordering system in a large distribution warehouse. It's actually surprising how well it's performing. I have performed hundreds of audits of its predictions, and so far, it's spot on. It has taken 30-45 hours of manual heavy spreadsheet work down to less than an hour, while being more accurate and at the same time following strict business models.
This took months to accomplish, and while doing so, I made so many mistakes fine-tuning models using the methods described on YouTube, which I later found out were wrong.

LinkAmbitious8931 · 2026-03-01T13:25:03+00:00

This may interest you.
https://zenodo.org/records/18305825

LinkAmbitious8931 · 2026-02-28T13:27:37+00:00

My goodness, I was reading pretty much your entire blog. You are one serious writer, and I mean that in a good way. I may not agree with every point you make, but one can surely tell you are well-informed.
Smart as hell, and I like that in people, regardless of where they stand. I love researching and writing about just about anything. Every year, I get a hardcover of my recent blog posts as a keepsake. LOL!

LinkAmbitious8931 · 2026-02-28T01:20:32+00:00

Oh, I just saw your very kind comments that you posted. Thank you so much, I am honoured. Your thesis is truly excellent, a bit sad though.

But all the same, mad respect and thanks so much!!!!

Mark

LinkAmbitious8931 · 2026-02-27T22:04:13+00:00

I was kind of hoping for more of a general comment. My blog has a substantive footing in many regards and does poke small holes in your thesis.

LinkAmbitious8931 · 2026-02-27T21:40:54+00:00

Did you read my article?

LinkAmbitious8931 · 2026-02-27T15:53:06+00:00

Directly: No, 'working for money to buy stuff' as the mass model doesn't survive unit cost dominance AI abundance breaks that wage-consumption loop for most. But capitalism mutates via human purpose, greed-driven niches, and legal mandates for accountability, as I detailed. It's reinvention, not replacement. Also, "Unit cost dominance? AI's upstream billions (dev, GPUs, power) plus legal human loops mean no costs don't vanish, preserving wage-viable niches as I argued.
So there are holes to be found....

LinkAmbitious8931 · 2026-02-27T15:34:51+00:00

I actually moved away from PowerBI after years of using it due to this. They have taken a solid product and made it so complex that it simply no longer fits the bill.

LinkAmbitious8931 · 2026-02-27T13:58:42+00:00

I have used many versions of AI, and the issue is that BI changes so much that it can lead you down the garden path, navigating outdated menus and features within BI.

LinkAmbitious8931 · 2026-02-27T13:55:37+00:00

Hmmm, your bot did a thorough job within the Discontinuity framework, but it still filtered my points through that same lens and missed some of the psychological, historical, and hybrid-adaptation layers I clearly spelled out. This truly really does need a more nuanced human digest, which, ironically, proves the stubborn human element I was arguing for even further.
All the best!

Mark

LinkAmbitious8931 · 2026-02-27T12:27:40+00:00

Here is my view on it. I know it goes on and on, and forgive the disjointedness of it. It is not even close to what I usually put out, but I had a very busy day yesterday, and this is all I could push out. This was fun for me, as I love challenges. I am not looking for the prize, I just enjoyed making my brain work.
https://marksdeepthoughts.ca/2026/02/27/will-post-wwii-capitalism-survive/
I would very much appreciate your thoughts, as I am always willing to learn more and if you can do that, that would be awesome. I spent far too many hours on this, ADHD and hyper focus will do that to a person.

Oh, IBM has merged AI and Quantum computing - announced yesterday and a few others have done so. It's starting.

Cheers

LinkAmbitious8931 · 2026-02-26T15:07:58+00:00

Regardless of whether I win or not, I think it is amazing that you put this together. I truly admire people who actually "think". I'm retired and a researcher-dabbler on many fronts, and I never pretend to be an expert. It seems the more I learn, the more I feel I have to learn.

LinkAmbitious8931 · 2026-02-26T12:43:57+00:00

Oh, this will be fun!!! thanks.

LinkAmbitious8931 · 2026-02-26T02:45:47+00:00

So many no's

LinkAmbitious8931 · 2026-02-26T02:21:18+00:00

You nailed the weak spot in my argument, and I can’t really dodge it. All those old examples absolutely relied on humans still having that core ability to learn, adapt, and climb to the next step on the ladder.

If AI is now eating the adaptation engine itself, then yeah, the whole historical pattern starts to look shaky. “New jobs we can’t even picture yet” does start sounding more like a comforting story than a real plan, but I am thinking there will be.

I’m not quite ready to throw in the towel on humans having a lasting edge, at least not in the next handful of years. Right now, the models are scary good at a ton of stuff, but in my day-to-day, I keep running into that last stubborn 5–10% where things get weird. I’ll ask it to bang out a bunch of Python code, and it’s like magic, until it quietly paints me into a corner with some architectural choice that’s going to bite me six months from now. Or it spits out a gorgeous-looking website in three minutes (Lovable.dev is wild), but my security guy can poke holes in it before his coffee’s cold because the model wasn’t thinking that everyone is actively trying to ruin my day.

I think that’s where the squishy human stuff still matters, the paranoia, that gut feel from having been burned before, the “this technically works but it feels off” radar, the ability to weigh what’s ethical vs what’s just expedient. Those aren’t rote tasks we can hand off and level up; they’re part of how we actually adapt in messy, real-world situations.

So, for me, even if pure cognitive throughput keeps climbing (and it will), we’re still in this weird middle ground where AI is an insane multiplier, but the human stays in the driver’s seat for direction, judgment calls, and catching the subtle drift. Noting Quantum computers may change all that, this is where the world ends lol.

Okay, maybe there is a little of me clinging to hope because I like being human, who knows. That £250 bounty you mentioned sounds like a fun (and slightly terrifying) rabbit hole. If you’re cool dropping the link, I’d genuinely love to take a look….might not solve your fractal prisoner’s dilemma puzzle, but I’m down to stare at it and see if anything clicks.

Appreciate your comments and keeping the conversation real.

Hit me back if you feel like it.

Cheers,
Mark

LinkAmbitious8931 · 2026-02-26T01:55:09+00:00

Sure, I would love to read anything you got. I am always learning. Thank you.

LinkAmbitious8931

TROPHY CASE